Indiana Senate Bill SB0191

Indiana 2022 Regular Session

• Introduced: 1/6/22
• Refer: 1/6/22

Caption

State insurance requirements for certain vehicles.

Impact

If enacted, this bill would have a tangible impact on businesses that operate regulated amusement devices, particularly those that frequently participate in local events. By lowering the financial hurdles associated with liability insurance, the bill could encourage more festivals and events to include such amusement options, potentially boosting local economies. The reduced premiums could benefit small operators who might otherwise find the costs prohibitive.

Summary

Senate Bill 191 aims to amend existing insurance requirements related to the operation of regulated amusement devices in Indiana. Specifically, it proposes to reduce the annual aggregate insurance coverage limits required for certain amusement devices, including trackless trains designed for children of specific height restrictions. According to the bill, these devices can be operated at festivals or similar events for limited time periods, and if conditions are met, the insurance requirements could be lessened significantly.

Contention

While the bill presents opportunities for economic growth, it also raises concerns about safety and accountability. Opponents may argue that lowering liability insurance thresholds could lead to insufficient protection for consumers using amusement devices. Critics might express worries that this could open the door for substandard safety practices, thereby increasing the risk of accidents or injuries associated with these amusement devices. The balance between facilitating business operations and ensuring public safety is likely to be a key point of contention in discussions surrounding SB0191.