Maryland 2022 Regular Session

Maryland House Bill HB1453

Introduced
2/24/22  

Caption

Retirement Tax Reduction Act of 2022

Impact

If implemented, HB 1453 would amend existing laws related to itemized deductions in the Maryland income tax code. It establishes new criteria under which individuals can qualify for a subtraction modification on their state income taxes, specifically targeting residents with a federal adjusted gross income of $100,000 or less. Notably, the bill also delineates that income qualifying for this modification cannot overlap with income designated for other tax benefits, indicating a careful approach to prevent double-dipping in tax reductions.

Summary

House Bill 1453, known as the Retirement Tax Reduction Act of 2022, aims to provide financial relief to specific groups of residents in Maryland by modifying the state's income tax structure. This bill allows individuals receiving old age or survivor Social Security benefits, or those aged 65 and older who are not employed full-time, to subtract a certain amount of income from their taxable income under the Maryland income tax system. The primary goal of the legislation is to reduce the tax burden on retirees and those relying on Social Security benefits, thus promoting economic stability among these populations.

Contention

While the bill garners support for its intention to alleviate tax burdens for senior citizens and vulnerable populations, it also has points of contention worth noting. Critics may argue that the eligibility criteria could exclude certain low-income individuals who require financial assistance, despite not aligning strictly with the provisions set out in the bill. Additionally, there may be concerns regarding how such tax breaks will be balanced within the broader state budget and the impact on revenue collection for public programs that serve all citizens.

Companion Bills

MD SB344

Crossfiled Retirement Tax Reduction Act of 2022

Previously Filed As

MD SB344

Retirement Tax Reduction Act of 2022

MD SB405

Income Tax - Retirement Income Subtraction Modifications and Senior Credit (Retirement Tax Elimination Act of 2022)

MD HB597

Income Tax - Subtraction Modifications for Military and Public Safety Retirement Income (Honoring Their Sacrifice Act of 2022)

MD HB1198

Income Tax - Subtraction Modification - Retirement Income (Fairness in Taxation for Retirees Act)

MD HB1468

Income Tax - Retirement Income Subtraction Modifications and Senior Credit

MD SB130

Income Tax Subtraction Modification – Military and Public Safety Retirement Income

MD HB461

Income Tax Subtraction Modification - Military and Public Safety Retirement Income

MD HB499

Income Tax - Subtraction Modification - Retirement Income

MD HB787

Retiree Income Tax Relief Act of 2022

MD SB461

Retirement Tax Elimination Act of 2023

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