Pennsylvania House Bill HB589

Pennsylvania 2023-2024 Regular Session

• Introduced: 3/20/23
• Refer: 3/20/23
• Refer: 6/25/24
• Report Pass: 9/23/24

Caption

Establishing the Landslide Insurance Program; establishing and providing for the powers and duties of the Landslide Insurance Board; providing for duties of the Auditor General; imposing a penalty; and making appropriations and transfers.

Impact

The legislation aims to address significant challenges faced by communities affected by coal and clay mining in Pennsylvania, particularly in areas prone to subsidence and landslides. By creating this insurance program, the state seeks to mitigate the financial impact of such natural disasters on property owners, offering them protection and assistance. This could encourage local governments to implement stricter land-use controls and community rating systems that prioritize safer development practices in landslide-prone areas. However, the program is not just about insurance; it also involves financial assistance for mitigation projects that help reduce risks associated with geological hazards, which could significantly enhance community resilience in the face of potential disasters.

Summary

House Bill 589 establishes the Coal and Clay Mine Subsidence and Landslide Insurance and Assistance Program in Pennsylvania. This program is designed to provide insurance coverage for damages caused by landslides and subsidence related to coal and clay mining activities. It outlines the responsibilities of the newly formed Landslide Insurance Board, which will oversee the administration of the insurance fund, ensuring that residents in high-risk areas have access to necessary insurance coverage to protect their properties from potential disasters stemming from these geological events. The bill also mandates the establishment of an insurance fund to finance the program and provides for annual audits by the Auditor General to ensure proper management of funds and disbursements.

Sentiment

The overall sentiment surrounding HB 589 appears to be positive among supporters, who view it as a crucial step in safeguarding communities that are vulnerable to the impacts of geological disasters. Legislators and advocacy groups have expressed approval of the measure, citing the necessity of addressing the realities of subsidence and landslides in affected regions. However, there may be some concerns regarding the implementation specifics and how effectively the program will be funded and managed, reflecting a cautious optimism among stakeholders about the potential benefits of the bill.

Contention

Notable points of contention regarding the bill may arise from discussions about the adequacy of funding for the insurance program and how it aligns with existing state regulations on land use and construction in vulnerable areas. Critics might argue that without proper oversight and sufficient financial resources, the program may struggle to fulfill its mission, potentially leaving some residents underinsured or without help when they need it most. Additionally, the efficacy of mitigation assistance measures and their impact on local economies and land development practices could also be points of debate as the bill moves through the legislative process.