Insurance: health insurers; coverage for cranial hair prosthesis; provide for under certain circumstances. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.
Impact
This amendment signifies an important shift in health insurance coverage within Michigan, particularly focusing on young individuals suffering from medical conditions that lead to cranial hair loss. By mandating that insurance policies provide benefits for cranial hair prosthesis without imposing unfavorable limits compared to other prosthesis coverages, the bill seeks to enhance the quality of life for affected children and adolescents. It emphasizes the state's commitment to providing comprehensive health benefits to vulnerable populations and addressing their unique needs.
Summary
Senate Bill 775, also known as the amendment to the Insurance Code of 1956, introduces new provisions that require health insurance policies issued or renewed in Michigan to cover cranial hair prosthesis for individuals under the age of 19 who experience hair loss due to a medical condition or its treatment. The legislation aims to ensure that young individuals facing medical challenges have access to necessary supportive health services without discriminatory financial constraints.
Contention
While the bill may generally be viewed positively for expanding healthcare coverage, potential points of contention could arise regarding its financial implications for insurance providers. Insurance companies may raise concerns about the expected costs associated with this new coverage requirement, especially if they argue that it could lead to increased premiums for policyholders. Additionally, discussions may be generated regarding the limitations of insurance mandates and how they affect broader healthcare policies and budget allocations.
Insurance: health insurers; coverage for the dispensing of a 12-month supply of birth control; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.
Human services: medical services; coverage for cranial hair prosthesis; provide for under certain circumstances. Amends sec. 109 of 1939 PA 280 (MCL 400.109).
Insurance: health insurers; coverage for the dispensing of a 12-month supply of birth control; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406z.
Insurance: health insurers; coverage for prescribed pediatric extended care; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj. TIE BAR WITH: HB 5974'24
Insurance: insurers; coverage for certain pediatric autoimmune neuropsychiatric disorders; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406pp.
Insurance: health insurers; coverage for orally administered anticancer chemotherapy; provide equal treatment for. Amends 1956 PA 218 (MCL 500.100 -500.8302) by adding sec. 3406ff.
Insurance: insurers; coverage for certain pediatric autoimmune neuropsychiatric disorders; require. Amends 1956 of 218 (MCL 500.100 - 500.8302) by adding sec. 3406pp.