Consumer protection: unfair trade practices; applicability of consumer protection act; revise. Amends sec. 4 of 1976 PA 331 (MCL 445.904) & adds sec. 2a.
Impact
The revision of the Michigan Consumer Protection Act under SB1021 is significant, as it broadens the legal framework protecting consumers from unfair trading practices. The bill explicitly states that the remedies provided by this act are to be considered supplemental to any other legal remedies available, ensuring that consumers have robust tools to seek justice for deceptive practices they encounter. This modification is expected to create a more favorable environment for consumers, providing clarity on what constitutes unfair trade practices and how individuals can act against them.
Summary
Senate Bill 1021 aims to amend the Michigan Consumer Protection Act, specifically by revising section 4 and adding section 2a. The bill emphasizes the need for liberal construction to fulfill its intended purpose, addressing unfair trade practices and enhancing consumer protections. By amending existing statutes, the bill seeks to clarify the scope of consumer rights and expand access to remedies available under the law. This is part of a broader effort to bolster protections against deceptive business practices in Michigan, promoting fairness in trade and commerce.
Contention
Notable points of contention regarding SB1021 may arise from the bill's definitions and exemptions. For example, the bill outlines specific transactions and practices that are exempt from its provisions, which could potentially lead to debates about consumer rights versus business interests. Stakeholders might express concerns over the balance of regulatory power, questioning whether the amendments provide adequate protections or if they inadvertently limit certain business practices that some operators rely on. Discussions could center around ensuring that while consumers are protected, businesses are not unduly burdened by regulatory constraints.
Consumer protection: unfair trade practices; applicability of consumer protection act; revise. Amends sec. 4 of 1976 PA 331 (MCL 445.904) & adds sec. 2a.
Consumer protection: unfair trade practices; disclosure of automatic renewal provisions in consumer contracts; require. Amends sec. 3 of 1976 PA 331 (MCL 445.903) & adds sec. 3j.
Consumer protection: unfair trade practices; refusing to accept cash in a retail sale of goods or services; prohibit. Amends sec. 3 of 1976 PA 331 (MCL 445.903).
Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 0351'25
Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 1037'24