Rhode Island 2023 Regular Session

Rhode Island Senate Bill S0290

Introduced
2/16/23  
Refer
2/16/23  
Report Pass
4/25/23  
Engrossed
5/2/23  
Refer
5/3/23  
Engrossed
6/14/23  
Engrossed
6/15/23  

Caption

The Rhode Island Health Care Reform Act Of 2004 -- Health Insurance Oversight

Impact

The proposed changes under S0290 would significantly impact state laws governing health insurance oversight. By mandating regular assessments and public consultations regarding insurance practices, the law seeks to improve consumer access to information about health insurance rates and coverage. This reform is positioned to protect consumers from escalating insurance costs and ensure that healthcare providers and insurers operate transparently. It also aims to promote the establishment of a more competitive health insurance market in Rhode Island.

Summary

S0290, known as the Rhode Island Health Care Reform Act of 2004 -- Health Insurance Oversight, aims to enhance the regulation of health insurance in the state. It focuses on the powers and duties of the health insurance commissioner, advocating for increased transparency regarding rates, services, and operations of insurers. Notably, the commissioner is tasked with conducting quarterly public meetings and making recommendations on healthcare insurance regulations. This act is conceptualized as a means to ensure fair representation of consumer interests and access to affordable healthcare.

Sentiment

The sentiment around S0290 appears to be largely supportive from various stakeholders, especially those advocating for consumer rights and affordable healthcare. Many legislators and healthcare advocates view the bill as a necessary step toward reforming the current health insurance system, ensuring fairness and accountability. Critics, however, may argue about the feasibility of implementing such comprehensive oversight and the potential bureaucratic impact on insurers, which could influence market dynamics.

Contention

Some points of contention surrounding S0290 include concerns regarding administrative burdens on insurers and the effectiveness of the proposed oversight measures. Stakeholders might debate whether the increased regulatory framework might lead to higher operational costs for insurers, ultimately affecting premiums for consumers. Additionally, the appropriateness of the commissioner’s recommendations to the legislature can lead to discussions on the balance between regulation and market freedom, with proponents advocating for stringent oversight and opponents warning against overregulation.

Companion Bills

No companion bills found.

Previously Filed As

RI S2072

The Rhode Island Health Care Reform Act Of 2004--health Insurance Oversight

RI H6664

The Rhode Island Health Care Reform Act Of 2004 -- Health Insurance Oversight

RI H5495

The Rhode Island Health Care Reform Act Of 2004 -- Health Insurance Oversight

RI H5678

The Rhode Island Health Care Reform Act Of 2004 -- Health Insurance Oversight

RI S0285

The Rhode Island Health Care Reform Act Of 2004--health Insurance Oversight

RI S0566

The Rhode Island Health Care Reform Act Of 2004 -- Health Insurance Oversight

RI S0874

The Rhode Island Health Care Reform Act Of 2004 -- Health Insurance Oversight

RI S2994

The Rhode Island All-payer Health Care Payment Reform Act

RI H8242

Establishes a universal, comprehensive, affordable single-payer health care insurance program and helps control health care costs, which would be referred to as, "the Rhode Island Comprehensive Health Insurance Program" (RICHIP).

RI S2628

Establishes a universal, comprehensive, affordable single-payer health care insurance program and helps control health care costs, which would be referred to as, "the Rhode Island Comprehensive Health Insurance Program" (RICHIP).

Similar Bills

RI S0681

Amends powers/duties of the office of the health insurance commissioner to increase total cost of care for services reimbursed under contracts after risk adjustment that exceeds the Consumer Price Index for all Urban Consumers percentage increase.

RI H5832

Amends powers/duties of the office of the health insurance commissioner to increase total cost of care for services reimbursed under contracts after risk adjustment that exceeds the Consumer Price Index for all Urban Consumers percentage increase.

RI S2723

Includes the definition of "primary care services" and requires that all biennial reports shall include a review and recommendation of rates for primary care services on and after September 1, 2025.

RI H5255

Includes the definition of "primary care services" and requires that all biennial reports shall include a review and recommendation of rates for primary care services on and after September 1, 2025.

RI S0055

Includes the definition of "primary care services" and requires that all biennial reports shall include a review and recommendation of rates for primary care services on and after September 1, 2025.

RI S0116

Limits the use by insurers of step therapy, a protocol that establishes a specific sequence in which prescription drugs for a specified medical condition are covered by an insurer, by allowing medical providers to request step therapy exceptions.

RI H5989

Provides for a two-point three percent (2.3%) increase of provider reimbursement rates for intellectual and developmental disabilities commencing October 1, 2025.

RI S2611

Limits the use by insurers of step therapy, a protocol that establishes a specific sequence in which prescription drugs for a specified medical condition are covered by an insurer, by allowing medical providers to request step therapy exceptions.