Health plans requirement to cover medically necessary dental procedures that are a result of cancer treatment
Impact
If enacted, SF2654 will modify the existing statutes in Minnesota, specifically within chapter 62Q, by establishing new requirements for health insurance coverage related to dental procedures stemming from medical treatment for cancer. This will likely enhance the health outcomes for cancer patients by ensuring they have access to essential dental care, which is often compromised during cancer therapy. Statewide implications include adjustments to insurance policies and potential increases in healthcare costs, reflecting the expanded coverage of procedures under these plans.
Summary
SF2654 is a bill that mandates health plans to cover medically necessary dental procedures resulting directly from cancer treatments, including chemotherapy, biotherapy, and radiation therapy. This legislation aims to ensure that patients undergoing cancer treatment receive comprehensive care that addresses the potential oral health issues caused by these therapies. By requiring coverage for evaluations, exams, lab assessments, and associated medications, the bill seeks to remove financial barriers for those requiring dental care due to cancer treatment.
Contention
There may be differing opinions on SF2654 regarding its potential impact on insurance premiums and the scope of coverage mandated by the state. Advocates for the bill may argue that the benefits to patients far outweigh any financial concerns, emphasizing the importance of oral health in overall patient well-being. Conversely, opponents may raise issues related to the financial burden on insurers and the possibility of increased premiums as a consequence of mandated coverage. The discussion around the bill could also extend to the adequacy of existing healthcare benefits for those affected by cancer.
Requesting WV Insurance Commission study options for coverage and cost of dental procedures that result from cancer related dental and oral health procedures