Coverage for equipment and supplies to treat diabetes required.
Impact
The bill amends Minnesota Statutes 2022, specifically section 62A.3093, to require that health plans extend coverage to all physician-prescribed equipment and supplies for diabetes management. By establishing these requirements, HF3610 seeks to enhance the quality of healthcare for diabetics in Minnesota by making critical management tools and education readily accessible and financially manageable. This removes barriers that individuals might face, such as high out-of-pocket costs or lack of coverage for necessary treatments.
Summary
House File 3610 mandates coverage for equipment and supplies essential for the treatment and management of diabetes within health insurance plans. The legislation aims to ensure that individuals diagnosed with gestational, type I, or type II diabetes receive the necessary equipment and self-management training without any exclusions based on brand or type. This requirement will apply to all health plans offered, issued, or sold in Minnesota starting from January 1, 2025.
Contention
While the intent of HF3610 is to improve health outcomes for individuals diagnosed with diabetes, potential points of contention may arise regarding the financial implications for health insurance providers. Insurers may express concerns over increased costs associated with mandated coverage; balancing the need for comprehensive care with potential rate increases for consumers could be a key area of debate. Additionally, resistance may come from stakeholders advocating for managed care solutions that prioritize cost management over universal coverage mandates.
Health insurance; modifying copayment cap of certain insulin supply; requiring copayment cap for certain diabetes equipment and supplies; requiring reduction in cost-sharing amount for certain supply and equipment. Effective date.