New Jersey 2024-2025 Regular Session

New Jersey Assembly Bill A4272

Introduced
5/2/24  

Caption

Establishes Kidney Donor Insurance Fund.

Impact

The bill creates the Kidney Donor Insurance Fund, a distinct financial repository managed by the Department of Banking and Insurance. This fund is responsible for covering the health benefits plan premiums, ensuring that neither the donors nor their employers are financially burdened with these costs. By shifting the financial responsibility to the state, A4272 aims to remove potential barriers that might deter individuals from becoming donors, thereby promoting a culture of organ donation and enhancing public health outcomes in New Jersey.

Summary

Assembly Bill A4272 aims to establish a health benefits plan for individuals who donate a kidney as part of a live donation. This initiative recognizes the critical role of live kidney donors and provides them with necessary health coverage post-donation, ensuring that they can access the highest level of services available under the New Jersey Individual Health Coverage Program. The proposed plan is designed to remain in effect for the entirety of the donor's life, thus providing long-term support to those who take this important step for others.

Contention

While the bill has likely garnered support due to its alignment with public health interests, there may be points of contention concerning the state's fiscal responsibilities. Critics may argue about the sustainability of the Kidney Donor Insurance Fund, especially regarding its funding sources and long-term implications on the state budget. Additionally, stakeholders in the health insurance and organ donation sectors may have varying opinions on how such initiatives could affect pricing, availability of services, and overall healthcare resource allocation.

Companion Bills

NJ S810

Same As Establishes Kidney Donor Insurance Fund.

NJ S1288

Carry Over Establishes Kidney Donor Insurance Fund.

Previously Filed As

NJ S1288

Establishes Kidney Donor Insurance Fund.

NJ S810

Establishes Kidney Donor Insurance Fund.

NJ HB06387

An Act Concerning Insurance Discrimination Against Living Organ Donors And Establishing A Chronic Kidney Disease Advisory Committee.

NJ SB499

Health insurance; coverage for donor human milk.

NJ SB1186

Health insurance; coverage for donor human milk, penalty.

NJ A674

Establishes New Jersey Easy Enrollment Health Insurance Program.

NJ SB01204

An Act Establishing The Connecticut Health Insurance Exchange.

NJ A5278

Establishes "New Jersey Menopause Coverage Act"; requires health insurance coverage of medically necessary perimenopause and menopause treatments.

NJ HB4317

Relating to health insurance for living organ donors

NJ S4148

Establishes "New Jersey Menopause Coverage Act"; requires health insurance coverage of medically necessary perimenopause and menopause treatments.

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