Texas House Bill HB3659

Texas 2019 - 86th Regular

Caption

Relating to liability insurance requirements for certain child-care providers.

Impact

By implementing stricter insurance requirements, the bill is poised to impact the overall operations of child-care facilities. Child-care providers will now need to ensure they maintain adequate insurance coverage to comply with state regulations. This move could potentially reduce the liabilities that arise from accidents and injuries, supporting a safer environment for children. However, it may lead to increased operational costs for smaller child-care providers, potentially affecting their viability and ability to remain in business.

Summary

House Bill 3659 aims to amend the liability insurance requirements for certain child-care providers in Texas. Specifically, the bill increases the minimum required coverage amount for child-care providers to $300,000 for each occurrence of negligence. This change is intended to enhance the safety and protection of children while they are under the care of licensed child-care providers. The bill mandates that the insurance must cover incidents occurring on the premises or in the care of the provider, thereby addressing situations where negligence may lead to injury.

Contention

While the bill is aimed at improving child safety, there may be contention regarding its financial implications for child-care providers. Critics may argue that raising the insurance requirements could disproportionately affect smaller, independent providers who may struggle to afford the increased premiums. Supporters, on the other hand, contend that higher insurance coverage is a necessary step to safeguard children and hold providers accountable for their care. This balance between safety regulations and the economic feasibility for child-care providers remains a key point of discussion in the legislative discussions surrounding HB3659.