Relating to health benefit coverage for hearing aids for children and adults.
Impact
If enacted, HB 440 would significantly impact the health insurance landscape in Texas, particularly concerning the availability of hearing aids to both children and adults. This change would hold insurance companies accountable for providing coverage tailored to the needs of enrollees with hearing impairments. The bill expressly states that health insurance plans cannot deny coverage or claims attributed to costs exceeding the benefit limits for hearing aids, fostering greater inclusion for those who rely on these devices for better quality of life.
Summary
House Bill 440, relating to health benefit coverage for hearing aids for children and adults, aims to amend the Insurance Code to implement specific provisions for coverage of hearing aids. The bill introduces Subchapter B to Chapter 1365, which outlines the applicability of coverage for hearing aids under various health benefit plans. This includes group health benefit plans provided by insurers, health maintenance organizations, and other authorized groups. The bill's primary intent is to ensure that coverage for hearing aids is more accessible and that health benefit plans cannot deny claims based solely on the price of the hearing aid exceeding the benefit amount available under the plan.
Sentiment
The sentiment surrounding HB 440 appears to be largely positive, with strong bipartisan support noted during discussions and voting. Proponents advocate that the bill addresses a critical health need and demonstrates a commitment to enhancing medical benefits for individuals with hearing impairments. Supporters highlight the positive ramifications of improved access to hearing aids, which can significantly enhance the communication capabilities and overall quality of life for those affected.
Contention
While the bill has overall support, some contention may arise regarding the financing and potential impact on insurance premium costs. Critics may argue that mandating such coverage could lead to increased premiums for all policyholders. However, these concerns have been largely outweighed by the perceived necessity of ensuring equitable health care access for individuals needing hearing aids, balancing the potential financial implications with the social imperative of inclusivity.
Relating to methods for the recovery of system restoration costs incurred by electric utilities following hurricanes, tropical storms, ice or snow storms, floods, and other weather-related events and natural disasters.
Relating to methods for the recovery of system restoration costs incurred by electric utilities following hurricanes, tropical storms, ice or snow storms, floods, and other weather-related events and natural disasters.
Relating to the response and resilience of certain electricity service providers to major weather-related events or other natural disasters; granting authority to issue bonds.