Texas House Bill HB17

Texas 2021 - 87th 1st C.S.

Caption

Relating to health benefit plan coverage for hair prostheses for cancer patients.

Impact

If enacted, HB 17 would amend the Texas Insurance Code, specifically Chapter 1371, adding provisions relating to hair prostheses within the larger context of coverage for prosthetic devices. This implies a direct financial benefit and access to necessary cosmetic support for cancer patients, enhancing their quality of life during a challenging time. The inclusion of coverage for hair prostheses signifies a recognition of the physical and emotional toll that such medical treatments can impose, marking a positive step for patient-centered health care policy.

Summary

House Bill 17 addresses an important aspect of health insurance coverage concerning cancer patients undergoing treatment. The bill mandates that health benefit plans provide coverage for hair prostheses for individuals who are undergoing or have undergone medical treatment for cancer. Specifically, it requires that a health benefit plan must cover the cost of a hair prosthesis as determined appropriate by the patient's treating physician, along with repair or replacement of the prosthesis. The bill stipulates a benefit amount of $100 and prohibits the imposition of additional premiums for this coverage.

Contention

Discussions surrounding HB 17 may highlight some points of contention, particularly regarding the financial implications for health insurance providers and the potential administrative burdens associated with implementing this new requirement. Some stakeholders might raise concerns about the feasibility of enforcing uniform coverage standards across different plans or highlighting the costs that insurance companies could incur. However, supporters of the bill argue that providing comprehensive coverage for prosthetic needs reflects a compassionate approach to patient care, epitomizing the need for health benefits that adequately support patients undergoing significant medical challenges.