Kansas 2025-2026 Regular Session

Kansas House Bill HB2048

Introduced
1/21/25  
Refer
1/21/25  
Report Pass
1/30/25  
Engrossed
2/5/25  
Refer
2/6/25  

Caption

Eliminating the requirement that the commissioner submit certain reports to the governor and removing certain specific entities from the definition of person for the purpose of enforcing insurance law.

Impact

The proposed changes in HB 2048 could significantly impact how insurance companies in Kansas operate under the state's regulatory framework. By not requiring the commissioner to submit certain reports, the bill aims to foster a more efficient regulatory environment. However, critics might argue that this could lead to less accountability and transparency regarding the insurance companies' conduct in the state. The amendment also seeks to simplify the process for accepting claims through the introduction of universal claim forms, which could enhance the efficiency with which claims are handled and reduce disputes between insurers and policyholders.

Summary

House Bill 2048 aims to amend certain provisions related to the powers and responsibilities of the commissioner of insurance in Kansas. A key aspect of the bill is the elimination of the requirement for the commissioner to submit specific reports to the governor. This change is proposed to streamline regulatory processes and reduce administrative burdens on the insurance department, allowing for more focus on practical oversight of the insurance market. Additionally, the bill revises the definition of 'person' for the purposes of enforcing insurance regulations, removing certain specific entities from that definition.

Contention

While the bill is positioned as a move towards modernization and efficiency within the insurance sector, there could be contention surrounding the removal of longstanding reporting requirements. Stakeholders may question whether the reduced oversight will affect consumer protection and regulatory vigilance over insurance practices. Furthermore, the broad definition of 'person' could lead to ambiguity regarding which entities are subject to specific regulations, potentially creating challenges in enforcement and compliance. As the bill progresses, debates may center around the balance between regulatory efficiency and consumer protection.

Companion Bills

No companion bills found.

Previously Filed As

KS SB340

Removing automobile club from the definition of person for purposes of enforcing penalties for violations of insurance law.

KS SB119

Updating certain statutory references contained in chapter 40 of the Kansas Statutes Annotated; specifying certain requirements of documents submitted by medicare provider organizations and health maintenance organizations to demonstrate fiscal soundness; removing the requirement of a documented written demand for premium as part of a prima facie case; adding certain legal entities to the definition of person for purposes of violations of insurance law; and updating the version of risk-based capital instructions in effect.

KS SB356

Updating certain terms, definitions and conditions relating to the requirements of certain insurance reports, examinations and transactions.

KS HB2090

Authorizing the commissioner of insurance to set the amount of certain fees, specifying permissible uses of information obtained from background checks, fingerprinting and criminal history records checks; discontinuing annual registration fees for prepaid service plans and modifying reporting requirements related to such plans; and decreasing the premium tax rate imposed on surplus lines insurance.

KS SB423

Reducing the number of appointed board members on certain insurance-related governing boards and the frequency of meetings of the the committee on surety bonds and insurance.

KS HB2098

Providing a deduction from sales or compensating use tax when selling and buying different motor vehicles within 120 days, providing an exemption for certain purchases by disabled veterans of the armed forces of the United States, excluding manufacturers' coupons from the sales or selling price for sales tax purposes, providing sales tax exemptions for custom meat processing services and purchases for the construction or repair of buildings used for human habitation by the Kansas state school for the blind and the Kansas state school for the deaf, providing sales tax exemptions for certain purchases by doorstep inc., exploration place, inc., Kansas children's discovery center, inc. and the Kansas fairgrounds foundation and providing for a sales tax exemption for sales of property and services used in the provision of communications services.

KS SB18

Enacting the Kansas campus restoration act to address deferred maintenance and demolition of facilities at postsecondary educational institutions, establishing the Kansas campus restoration fund in the state treasury and authorizing certain transfers from the state general fund to such fund.

KS HB2247

Senate Substitute for HB 2247 by Committee on Financial Institutions and Insurance - Modifying certain terms, definitions, deadlines and provisions contained in the uniform consumer credit code and transferring mortgage provisions from the uniform consumer credit code to the Kansas mortgage business act.

KS HB2530

Relating to the wildlife and parks commission, granting appointment authority to multiple state officers and authorizing the election of the chairperson thereof.

KS SB495

Modifying certain terms, definitions, deadlines and provisions contained in the uniform consumer credit code and transferring certain mortgage provisions from the uniform consumer credit code to the Kansas mortgage business act.

Similar Bills

CT SJ00007

Resolution Granting The Claims Commissioner An Extension Of Time To Dispose Of Certain Claims Against The State Pursuant To Chapter 53 Of The General Statutes.

CT HJ00041

Resolution Granting The Claims Commissioner An Extension Of Time To Dispose Of Certain Claims.

CT HJ00023

Resolution Granting The Claims Commissioner Extensions Of Time To Dispose Of Certain Claims Against The State.

CT HJ00038

Resolution Concerning The Disposition Of Certain Claims Against The State Pursuant To Chapter 53 Of The General Statutes.

CA AB2009

California Travel and Tourism Commission.

CA AB1920

California Travel and Tourism Commission.

CA AB2323

Insurance: covered communications.

CT HJ00029

Resolution Granting The Claims Commissioner An Extension Of Time To Dispose Of Certain Claims Against The State Pursuant To Chapter 53 Of The General Statutes.