Minnesota 2025-2026 Regular Session

Minnesota Senate Bill SF1998

Introduced
2/27/25  

Caption

Dementia treatment medical services and prescription medications coverage requirement provision and step therapy requirements for medical assistance provision

Impact

The enactment of SF1998 will modify existing healthcare regulations, specifically the accessibility of treatments for dementia. By mandating coverage for treatment services and medications, the bill will significantly impact Medicaid and other health insurance frameworks in Minnesota. The prohibition of step therapy protocols for these treatments aims to streamline access to care, requiring insurance companies to provide covered services without the typical gatekeeping that often complicates patient access to necessary medications. This focus on removing restrictions emphasizes patient-centered care and timely intervention, which is critical in managing dementia effectively.

Summary

SF1998 requires health insurance providers to cover a range of medical services and prescription medications used for the treatment and progression of dementia. This legislation aims to fill gaps in existing coverage by mandating that any treatments approved by the FDA must be accessible under health plans for individuals suffering from dementia, starting from January 1, 2026. The coverage will also include necessary diagnostic testing, removing potential barriers to effective treatment for patients. This addition reflects an effort to enhance health outcomes for an increasingly prevalent demographic facing dementia issues due to an aging population.

Contention

There are potential points of contention surrounding SF1998, especially regarding the cost implications for insurance providers and the state-funded programs. Critics may argue that mandating coverage could lead to increased premiums or strain on state budgets allocated for healthcare. Some stakeholders might also express concern about the administrative changes required for implementing the amended regulations, particularly how they may impact the already complex processes surrounding prior authorizations for medications. However, these challenges are juxtaposed against the urgent need for comprehensive dementia care solutions, highlighting the ongoing debate about balancing cost and care quality in healthcare legislation.

Companion Bills

MN HF1269

Similar To Coverage of medical services and prescription medications for the treatment of dementia required, and step therapy requirements for medical assistance modified.

Previously Filed As

MN HF294

Manufacturers required to report and maintain prescription drug prices, filing of health plan prescription drug formularies required, health care coverage provisions modified, prescription benefit tool requirements established, and prescription drug benefit transparency and disclosure required.

MN SF287

Prescription contraceptives supply requirements establishment; health plan coverage of contraceptive methods, sterilization, related medical services, patient education and counseling requirement; accommodations for eligible organizations establishment

MN HF2355

Medications for prevention or treatment of HIV exempted from medical assistance and MinnesotaCare co-payments.

MN HF1658

Insurance; infertility treatment coverage required by health plans and medical assistance.

MN SF2096

Medications for the prevention or treatment of HIV exemption from medical assistance and MinnesotaCare co-payments

MN SF4232

Coverage of over-the-counter contraceptive drugs, devices and products by insurers and medical assistance

MN HF4605

Medication repository program requirements modified.

MN HF4313

Coverage of over-the-counter contraceptive drugs, devices, and products by insurers and medical assistance required.

MN SF831

Prescription contraceptives supply requirements establishment; contraceptives, services, sterilization, education, and counseling health plan coverage requirement; eligible organization accommodations establishment

MN SF5329

Prescription drugs price increases and reporting requirements provisions

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