Rhode Island 2025 Regular Session

Rhode Island Senate Bill S0489

Introduced
2/26/25  

Caption

Precludes any legal entity from possessing, controlling or otherwise claiming legal title to real property exceeding an aggregate value of twenty-five million dollars ($25,000,000) in single-family dwellings or multi-family dwellings.

Impact

The bill is expected to significantly impact housing policies and regulations within the state. By restricting legal entities from holding extensive real estate, the legislation aims to promote more equitable access to housing and prevent concentration of residential properties that could drive up rental prices. This move is likely to resonate positively with advocates for affordable housing, who argue that the current trend of large-scale investment in residential properties undermines community stability and affordability.

Summary

S0489, known as an act relating to property, seeks to limit the ability of legal entities to own single-family and multi-family dwellings if their total real estate assets exceed an aggregate value of twenty-five million dollars ($25,000,000). The primary objective of this bill is to address concerns over large entities monopolizing the housing market, potentially leading to decreased affordability and access to housing for individuals and families. It mandates that any entity exceeding the specified asset threshold must divest from such properties over a ten-year period, reducing their holdings incrementally until compliance is achieved.

Contention

Despite its intentions, S0489 has sparked notable contention. Proponents argue that the bill will combat the rising costs of real estate driven by corporate entities, enhancing opportunities for individual homeowners and local investors. However, detractors raise concerns about the potential unintended consequences, such as increased administrative burdens on landlords and legal entities. They argue that such divestment requirements could destabilize investments, leading to reduced housing stock in certain areas and creating gaps in the rental market.

Enforcement

The proposed bill includes measures for compliance monitoring and penalties for entities that fail to adhere to the divestment timeline. Should entities be found in violation after a hearing, they could face fines, thus enforcing accountability. The secretary of the department of housing is tasked with implementing regulations necessary for overseeing the execution of this act, which aims to ensure a transparent and effective system of property management moving forward.

Companion Bills

No companion bills found.

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