Increasing the penalties for unfair and deceptive actions perpetrated against persons with disabilities and senior citizens
Impact
If enacted, H756 will lead to higher civil penalties for violators of consumer protection laws when their actions specifically harm seniors or disabled individuals. The bill amends existing laws by defining key terms such as 'senior citizen' and 'persons with disabilities', ensuring clarity in the legal context. The additional financial penalties can be as much as $2,500 per violation, particularly when harm can be directly attributed to the perpetrator's knowledge of the victim's vulnerable status. This ensures that the judiciary considers the impact of deceptive practices on those who are less able to protect themselves.
Summary
House Bill 756 is a legislative measure aimed at increasing the penalties for unfair and deceptive actions targeted at senior citizens and persons with disabilities in Massachusetts. Introduced by Representative Bruce J. Ayers, the bill seeks to address the growing concern over financial abuses and exploitation of these vulnerable populations. It establishes a fund specifically designed for abuse prevention and educational initiatives that will empower affected individuals with knowledge about their rights and protection laws.
Contention
While the bill has garnered support for its protective aims, there may be arguments surrounding the implementation and effectiveness of increased penalties. Critics might highlight concerns about whether the financial penalties will serve as a sufficient deterrent against malicious actions or if they could inadvertently burden small businesses or individuals unintentionally caught in the net of consumer protection enforcement. Additionally, the definition of 'unfair and deceptive actions' might come under scrutiny, delineating what constitutes abuse may lead to varying interpretations in the judicial system.