Texas House Bill HJR195

Texas 2025 - 89th Regular

• Filed: 3/13/25

Caption

Proposing a constitutional amendment to lengthen the period for redeeming the residence homestead of an elderly person sold at an ad valorem tax sale.

Impact

If enacted, HJR195 would alter state laws surrounding property taxation and homeowners’ rights, especially benefiting the elderly population facing financial hardships. The amendment would ease their burden by allowing longer timeframes to reclaim their homes. This could further influence tax collection practices and assist in preventing homelessness among elderly residents who may be disproportionately affected by tax pressures. The new statute would take effect on January 1, 2026, and only apply to tax sales occurring after this date.

Voting

HJR195 is scheduled to be submitted to voters in an election on November 4, 2025. This voting process is significant as it allows the public to voice their opinions on legislative changes that will affect their rights and responsibilities concerning property ownership and tax liabilities.

Summary

HJR195 proposes a constitutional amendment aimed at extending the redemption period for the residence homestead of elderly individuals who have had their property sold at an ad valorem tax sale. Currently, Section 13(c), Article VIII of the Texas Constitution allows former owners of such properties a period of two years to redeem their homes. The proposed amendment seeks to extend this period to four years specifically for property owners aged 65 and older. This change intends to provide additional support to elderly residents, giving them more time to regain ownership of their homes after a tax sale.

Contention

Notable points of contention surrounding HJR195 could stem from differing views on the balance between tax revenue collection and the safeguarding of vulnerable populations. While supporters of the bill argue it provides necessary relief to seniors facing financial distress, opponents might express concerns about the potential impact on local government financing and tax structures. There could be debates regarding the fiscal implications of extending redemption periods and whether it might inadvertently encourage tax delinquency among other property owners.