Iowa 2025-2026 Regular Session

Iowa House Bill HF1030

Introduced
4/17/25  

Caption

A bill for an act exempting qualified tips from the individual income tax, and including applicability provisions.(Formerly HF 268.)

Impact

The implementation of HF1030 could have several impacts on state tax law and individuals' financial obligations. By exempting qualified tips from income tax calculations, the bill would potentially reduce the overall tax burden for eligible individuals, improving their disposable income. This exemption aims to reflect the unique income structure of service occupations while promoting economic fairness within the tax system. However, the benefits may predominantly favor lower and middle-income earners, who generally constitute the majority of employees receiving tips.

Summary

House File 1030 proposes an amendment to Iowa's individual income tax code by allowing taxpayers with net incomes under $155,000 to exempt up to $25,000 of qualified tips from their taxable income. The concept behind this bill is to provide tax relief to individuals working in professions where tips are a customary part of their income, such as service and hospitality sectors. The exemption is aimed at individuals whose occupations customarily receive cash tips and would come into effect for tax years beginning on or after January 1, 2026, provided there is no conflicting federal legislation regarding the deduction of qualified tips.

Contention

Notable points of contention surrounding this bill include concerns about its long-term fiscal impact on state revenue. Critics may argue that exempting substantial amounts of income from taxation could lead to budget shortfalls, potentially affecting state-funded programs. Additionally, while proponents see this as a much-needed relief for workers reliant on tips, opponents may worry about the precedent set by allowing certain income sources to be exempted from taxes, which could lead to calls for similar exemptions for other professions or income types in the future.

Companion Bills

IA HF268

Similar To A bill for an act exempting cash tips from the individual income tax, and including applicability provisions.(See HF 1030.)

Previously Filed As

IA HF2638

A bill for an act excluding nonqualified deferred compensation income from the individual income tax, and including retroactive applicability provisions.(Formerly HF 2105.)

IA HF2105

A bill for an act excluding nonqualified deferred compensation income from the individual income tax, and including retroactive applicability provisions.(See HF 2638.)

IA HF659

A bill for an act modifying the computation of net income for the individual income tax related to the capital gain or loss from the sale of bullion, coins, and currency, and including applicability provisions.(Formerly HF 208; See HF 2626.)

IA HF2709

A bill for an act exempting from the individual income tax a certain amount of wages of caretakers who provide services to disabled individuals and including effective date and applicability provisions.(Formerly HF 264.)

IA HF2666

A bill for an act relating to the farm tenancy net income exclusion available against the individual income tax, and including effective date and retroactive applicability provisions.(Formerly HF 2503.)

IA HF2626

A bill for an act modifying the computation of net income for the individual income tax related to the capital gain or loss from the sale of bullion, coins, and currency, and including applicability provisions.(Formerly HF 659, HF 208.)

IA SF552

A bill for an act relating to individual and corporate income taxes, the insurance premium tax, and including the contingent repeal of the individual income tax, and including retroactive applicability and effective date provisions.(Formerly SSB 1126.)

IA HF2503

A bill for an act relating to the farm tenancy net income exclusion available against the individual income tax, and including effective date and retroactive applicability provisions.(See HF 2666.)

IA HF2679

A bill for an act providing a deduction from the individual and corporate income taxes for the amount of certain income derived from indigent representation by an eligible law firm, and including retroactive applicability provisions. (Formerly HF 2504.)

IA HF264

A bill for an act exempting from the individual income tax the wages of individuals who provide services to disabled individuals and including effective date and applicability provisions.(See HF 2709.)

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