Rhode Island House Bill H6385

Rhode Island 2025 Regular Session

• Introduced: 6/4/25
• Refer: 6/4/25
• Report Pass: 6/16/25
• Engrossed: 6/18/25
• Engrossed: 6/21/25
• Passed: 7/2/25

Caption

Makes technical amendments to the general laws, prepared at the recommendation of the law revision office.

Impact

The implications of H6385 on state laws are significant, particularly as they address the intricacies of insurance regulations. By reenacting certain sections of the General Laws, particularly those related to domestic insurance, the bill strengthens the framework within which insurers operate, mandating that companies establish comprehensive information security programs. This requirement aligns state regulations with contemporary practices that prioritize the protection of nonpublic information and the overall security of information systems, thereby enhancing consumer protection in the insurance sector.

Summary

House Bill H6385 is a legislative proposal aimed at making technical amendments to existing statutory laws. Introduced by Representative Christopher R. Blazejewski, the bill seeks to reenact previous legislation while focusing on modifying regulations surrounding domestic insurance companies. The core purpose of the bill is to address gaps and ensure compliance within the legal framework governing insurance operations in the state of Rhode Island. This effort is seen as a necessary step to modernize the insurance regulations and streamline existing laws, providing clarity and efficiency in statutory interpretation and application.

Sentiment

The general sentiment around H6385 is largely positive among supporters who view the bill as a crucial modernization effort. Proponents argue that these technical amendments will help Rhode Island remain competitive in attracting and retaining insurers while ensuring the protection of consumers' sensitive information. However, there are concerns regarding the potential administrative burden this may pose on smaller insurance providers who may struggle to meet the newly established security protocols. This aspect has led to some calls for careful consideration of the implementation timeline and support mechanisms available to help these companies transition.

Contention

Notably, some points of contention arise from debates over the adequacy of existing regulations and whether additional measures proposed in H6385 are necessary. Opponents highlight that some of the amendments might impose excessive compliance costs on smaller insurance firms, potentially limiting market competition. Critics argue for a balanced approach that fosters consumer protection without inadvertently stifling smaller players within the industry. The bill's impact on independent insurance agents and their operational capacities has also drawn scrutiny, leading to discussions about the need for supplementary provisions that could provide additional support.