Louisiana 2025 Regular Session

Louisiana House Bill HR337

Introduced
6/9/25  

Caption

Requests the Department of Insurance to study and issue a report relative to the impact of health insurance coverage mandates on the cost of health insurance

Impact

The resolution emphasizes the need for insightful data regarding health insurance mandates enacted since 2016. The findings from this study are expected to assess trends in health insurance premiums and how those affect employer-sponsored plans in different sectors, aiding the House Committee on Insurance in understanding the implications of past legislation. The report will provide an opportunity for lawmakers to address potential barriers that small employers face when providing health insurance, thereby influencing future policy considerations to better support access to health care in Louisiana.

Summary

House Resolution 337 urges the Louisiana Department of Insurance to conduct a study on the impact of health insurance coverage mandates on the costs and availability of health insurance in the state. The resolution highlights that a significant portion of Louisiana's population relies on employer-sponsored health insurance plans, especially as the Affordable Care Act requires larger employers to provide such coverage. The intent behind the resolution is to evaluate how mandates may affect the affordability and accessibility of health insurance, particularly for small employers who may struggle to offer coverage due to increased costs associated with these mandates.

Sentiment

Overall, the sentiment surrounding HR337 appears to be focused on a proactive approach to understanding the complexities of health insurance mandates and their implications on employers and employees alike. The resolution reflects a consensus on the importance of maintaining a balance between adequately covering health care needs and ensuring that employers, particularly smaller ones, are not unduly burdened by associated costs. There seems to be widespread support for the resolution among legislators, as indicated by the unanimous voting in favor.

Contention

While HR337 has received bipartisan support, there are potential underlying contentions related to the outcomes of the study. Stakeholders may have differing opinions on the effectiveness of existing mandates, with some advocating for further mandates to improve health care access, while others argue for fewer regulations to ease employer burdens. The discussions surrounding the study's findings may spark debates regarding the best strategies to enhance health insurance coverage without compromising the viability of employer-sponsored health plans.

Companion Bills

No companion bills found.

Previously Filed As

LA HCR96

Requests the Department of Insurance to study the impact of alternative funding programs on patient access to affordable prescription drugs

LA SB300

Provides for health insurance coverage of pregnancy-related and postpartum healthcare services. (8/1/24) (EN NO IMPACT See Note)

LA HCR124

Creates a task force to study the benefits of mandatory liability insurance coverage for owners of firearms

LA HCR120

Requests the Department of Insurance to study and make recommendations with respect to eliminating the state requirement for motor vehicle insurance and the approaches taken by other states with minimal or noncompulsory requirements

LA HCR53

Requests the commissioner of insurance to investigate the potential for creating a Coastal Reinsurance Assistance Program

LA HCR123

Requests the Department of Insurance to report certain information regarding the Insure Louisiana Incentive Program

LA HCR92

Requests study by Louisiana Department of Health to consider Medicaid coverage of gene therapy

LA HB145

Provides relative to group health insurance coverage for retired employees of the Sabine Parish District Attorney's Office (EN NO IMPACT LF EX See Note)

LA SCR7

Urges the commissioner of insurance to create the Hurricane Mitigation Commission to study and report findings and recommendations relative to the handling of property insurance claims in the wake of hurricanes and the necessity of a catastrophe savings account.

LA SB367

Provides for the boards and commissions within the Department of Insurance. (8/1/24)

Similar Bills

No similar bills found.