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HOUSE DOCKET, NO. 2164 FILED ON: 1/15/2025
HOUSE . . . . . . . . . . . . . . . No. 1085
The Commonwealth of Massachusetts
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PRESENTED BY:
Bruce J. Ayers
_________________
To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relative to an investigation to review flood insurance rates.
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PETITION OF:
NAME:DISTRICT/ADDRESS :DATE ADDED:Bruce J. Ayers1st Norfolk1/15/2025 1 of 1
HOUSE DOCKET, NO. 2164 FILED ON: 1/15/2025
HOUSE . . . . . . . . . . . . . . . No. 1085
By Representative Ayers of Quincy, a petition (accompanied by bill, House, No. 1085) of Bruce
J. Ayers that the Commissioner of the Division of Insurance be directed to make a bi-annual
investigation relative to flood insurance rates. Financial Services.
[SIMILAR MATTER FILED IN PREVIOUS SESSION
SEE HOUSE, NO. 931 OF 2023-2024.]
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Fourth General Court
(2025-2026)
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An Act relative to an investigation to review flood insurance rates.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 Section 102D of Chapter 175A of the General Laws, as appearing in the 2014 Official
2Edition, is hereby amended by adding the following paragraph at the end thereof:–
3 The commissioner shall conduct a biennial investigation into flood insurance rates set by
4the national flood insurance program. The investigation shall focus on the affordability of flood
5insurance for home and business owners, the sustainability of the program, and whether the flood
6insurance premiums accurately reflect the risk of loss. The commissioner shall make each
7biennial report available to the public and submit the report to the clerks of the house of
8representatives and the senate.