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HOUSE DOCKET, NO. 3939 FILED ON: 1/17/2025
HOUSE . . . . . . . . . . . . . . . No. 1329
The Commonwealth of Massachusetts
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PRESENTED BY:
Priscila S. Sousa
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To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act temporarily protecting recently widowed spouses from foreclosure.
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PETITION OF:
NAME:DISTRICT/ADDRESS :DATE ADDED:Priscila S. Sousa6th Middlesex1/17/2025 1 of 1
HOUSE DOCKET, NO. 3939 FILED ON: 1/17/2025
HOUSE . . . . . . . . . . . . . . . No. 1329
By Representative Sousa of Framingham, a petition (accompanied by bill, House, No. 1329) of
Priscila S. Sousa that mortgage lenders delay foreclosure proceedings after certain borrower
deaths. Financial Services.
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Fourth General Court
(2025-2026)
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An Act temporarily protecting recently widowed spouses from foreclosure.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 Chapter 244 of the General Laws, as appearing in the 2022 Official Edition, is hereby
2amended by inserting after section 41XXXX the following section:-
3 Section 41YYYY. Mortgage lenders shall delay foreclosure proceedings for 60 days after
4the death of a borrower. The surviving spouse or family member shall notify the lender and
5provide proof of the death of the borrower for the halt on foreclosure to take effect. During this
6time, the lender must refrain from taking any action to accelerate foreclosure proceedings.