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HOUSE DOCKET, NO. 2622 FILED ON: 1/16/2025
HOUSE . . . . . . . . . . . . . . . No. 454
The Commonwealth of Massachusetts
_________________
PRESENTED BY:
Edward R. Philips
_________________
To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:
The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:
An Act relative to credit card surcharges.
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PETITION OF:
NAME:DISTRICT/ADDRESS :DATE ADDED:Edward R. Philips8th Norfolk1/16/2025Jacob R. OliveiraHampden, Hampshire and Worcester2/10/2025 1 of 2
HOUSE DOCKET, NO. 2622 FILED ON: 1/16/2025
HOUSE . . . . . . . . . . . . . . . No. 454
By Representative Philips of Sharon, a petition (accompanied by bill, House, No. 454) of
Edward R. Philips and Jacob R. Oliveira relative to credit card surcharges. Consumer Protection
and Professional Licensure.
The Commonwealth of Massachusetts
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In the One Hundred and Ninety-Fourth General Court
(2025-2026)
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An Act relative to credit card surcharges.
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority
of the same, as follows:
1 Subsection (a) of Section 28A of Chapter 140D of the General Laws, as appearing in the
22020 Official Edition, is hereby amended by striking out paragraphs (1) and (2) and inserting in
3place thereof the following 2 paragraphs: -
4 (1) With respect to sales transactions nothing in this section shall prohibit any seller from
5offering a discount on any transaction to induce payment by cash, check, debit card or similar
6means rather than by charge card or credit card. No seller may offer any such discount unless
7such seller posts a notice disclosing such discount. Such seller shall clearly and conspicuously
8post such notice on the seller’s premises for in-person transactions, shall post such notice on the
9Internet website or digital payment application before completing any online transaction or
10transaction that is processed by way of digital payment application, and shall verbally provide
11such notice before completing any oral transaction, including, but not limited to, and telephonic
12transaction. 2 of 2
13 (2) No seller in any sales transaction may impose a surcharge on a buyer who elects to
14use any method of payment, including but not limited to, cash, check, a credit card, or electronic
15means.