EXPLANATION: CAPITALS INDICATE MAT TER ADDED TO EXISTIN G LAW. [Brackets] indicate matter deleted from existing law. *sb0150* SENATE BILL 150 N1 5lr1361 (PRE–FILED) CF 5lr1362 By: Senator Watson Requested: October 24, 2024 Introduced and read first time: January 8, 2025 Assigned to: Judicial Proceedings A BILL ENTITLED AN ACT concerning 1 Real Property – Recordation and Land Records – Requirements 2 FOR the purpose of altering certain provisions relating to the filing, maintenance, and 3 transmittal of land records; and generally relating to the recordation of instruments 4 affecting real property and land records. 5 BY repealing and reenacting, with amendments, 6 Article – Real Property 7 Section 1–101, 3–104(a), (d), and (e)(1), 3–105, 3–106, 3–108(a) through (d), 3–301 8 through 3–304, 3–403, 3–404, 7–105.5(c), and 8–402.2 9 Annotated Code of Maryland 10 (2023 Replacement Volume and 2024 Supplement) 11 BY repealing and reenacting, without amendments, 12 Article – Real Property 13 Section 3–108(e) and 7–105.5(a) and (b) 14 Annotated Code of Maryland 15 (2023 Replacement Volume and 2024 Supplement) 16 SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, 17 That the Laws of Maryland read as follows: 18 Article – Real Property 19 1–101. 20 (a) In this article the following words have the meanings indicated unless 21 otherwise apparent from context. 22 (b) “County” includes Baltimore City. 23 2 SENATE BILL 150 (c) “Deed” includes any deed, grant, mortgage, deed of trust, lease, assignment, 1 and release, pertaining to land or property or any interest therein or appurtenant thereto, 2 including an interest in rents and profits from rents. 3 (d) (1) “Deed of trust” means [only] a deed of trust [which] THAT secures a 4 debt or the performance of an obligation[, and]. 5 (2) “DEED OF TRUST ” does not include a voluntary grant unrelated to 6 security purposes. 7 (e) “Grant” includes conveyance, assignment, and transfer. 8 (f) “Land” [has the same meaning as “property”] MEANS PROPERTY . 9 (G) “LAND RECORD ” MEANS ANY DOCUMENT R ECORDED BY A CLERK O F 10 THE CIRCUIT COURT AF FECTING THE TITLE TO PROPERTY. 11 [(g)] (H) “Landlord” means any landlord, including a [“lessor”] LESSOR. 12 [(h)] (I) “Lease” means any oral or written agreement, express or implied, 13 creating a landlord and tenant relationship, including any [“sublease”] SUBLEASE and any 14 further sublease. 15 [(i)] (J) “Mortgage” means any mortgage, including a deed in the nature of 16 mortgage. 17 [(j)] (K) “Person” includes an individual, A receiver, A trustee, A guardian, AN 18 executor, AN administrator, A fiduciary, or A representative of any kind, or any partnership, 19 firm, association, public or private corporation, or any other entity. 20 [(k)] (L) “Property” means real property or any interest [therein or appurtenant 21 thereto] IN REAL PROPERTY . 22 [(l)] (M) “Purchaser” [has the same meaning as] MEANS A buyer or vendee. 23 [(m)] (N) “Tenant” means any tenant including a [“lessee”] LESSEE. 24 [(n)] (O) “Vendor” [has the same meaning as] MEANS A seller. 25 3–104. 26 (a) (1) The [Clerk of the Circuit Court] CLERK OF THE CIRCUIT COURT may 27 record an instrument that effects a change of ownership if the instrument is: 28 SENATE BILL 150 3 (i) Endorsed with the certificate of the collector of taxes of the 1 county in which the property is assessed, required under subsection (b) of this section; 2 (ii) 1. Accompanied by a complete intake sheet; or 3 2. Endorsed by the assessment office for the county as 4 provided in subsection (g)(8) of this section; and 5 (iii) Accompanied by a copy of the instrument, and any survey, for 6 submission to the Department of Assessments and Taxation. 7 (2) The Supervisor of Assessments shall transfer ownership of property in 8 the assessment records, effective as of the date of recordation, [upon] ON receipt from the 9 [Clerk of the Circuit Court] CLERK OF THE CIRCUIT COU RT of a copy of the instrument, 10 the completed intake sheet, and any survey submitted under paragraph (1) of this 11 subsection OR DOCUMENTS RECEIVED T HROUGH AN ELECTRONIC RECORDATION 12 SYSTEM. 13 (d) (1) Every deed or other instrument offered for recordation shall have the 14 name of each person typed or printed directly above or below the signature of the person. 15 (2) If a typed or printed name is not provided as required in this subsection, 16 the clerk shall make reasonable efforts to determine the correct name under which the deed 17 or other instrument shall be indexed. 18 (e) (1) (I) Any printed deed or other instrument offered for recordation 19 shall [be]: 20 1. BE printed in not less than [eight–point] 10 POINT type 21 and in black letters and be on white paper of sufficient weight and thickness to be clearly 22 readable. If the deed or other instrument is wholly typewritten or typewritten on a printed 23 form, the typewriting shall be in black letters, in not less than elite type and [upon] ON 24 white paper of sufficient weight or thickness as to be clearly readable. The foregoing 25 provisions do not apply to manuscript covers or backs customarily used on documents 26 offered for recordation. The recording charge for any instrument not conforming to these 27 requirements shall be [treble] THREE TIMES the normal [charge] AMOUNT CHARGED . In 28 any clerk’s office where the deeds or other instruments are [photostated or microfilmed] 29 SCANNED, no instrument on which a rider has been placed or attached in a manner 30 obscuring, hiding, or covering any other part of the instrument may be offered or received 31 for record. No instrument not otherwise readily subject to [photostating or microfilming] 32 SCANNING may be offered or received for record until [treble] THREE TIMES the normal 33 recording charge is paid to the clerk and unless an affidavit, black type on white paper, is 34 attached and made a part of the document stating the kind of instrument, the date, the 35 parties to the transaction, description of the property, and all other pertinent data; AND 36 4 SENATE BILL 150 2. INCLUDE AT LEAST A 3–INCH MARGIN AT THE T OP OF 1 THE FIRST PAGE AND 1–INCH MARGINS ON ALL REMAINING SIDES OF E ACH PAGE OF 2 THE INSTRUMENT FOR O FFICIAL USE. 3 (II) A CLERK MAY REFUSE TO RECORD AN INS TRUMENT THAT 4 DOES NOT MEET THE RE QUIREMENTS OF SUBPAR AGRAPH (I) OF THIS PARAGRAPH . 5 (III) After any document has been recorded in one county, a certified 6 copy of the recorded document may be recorded in any other county. 7 3–105. 8 (a) A mortgage or deed of trust may be released validly by any procedure 9 enumerated in this section or § 3–105.2 of this subtitle. 10 (b) (1) A release may be endorsed on the original mortgage or deed of trust by 11 the mortgagee or [his] AN assignee OF THE MORTGAGEE , the trustee or [his] A successor 12 OF THE TRUSTEE under a deed of trust, or by the holder of the debt or obligation secured 13 by the deed of trust. 14 (2) The mortgage or the deed of trust, with the endorsed release, then shall 15 be filed in the office in which the mortgage or deed of trust is recorded. 16 (3) The clerk shall record the release [photographically], with an 17 attachment or rider affixed to it containing the names of the parties as they appear on the 18 original mortgage or deed of trust, together with a reference to the book and page number 19 where the mortgage or deed of trust is recorded. 20 [(c) At the option of the clerk of the court in whose office the book form of recording 21 is used, the release may be written by the mortgagee, or his assignee, or the trustee, or his 22 successor under a deed of trust, on the record in the office where the mortgage or deed of 23 trust is recorded and attested by the clerk of the court. At the time of recording any 24 mortgage or deed of trust, the clerk of the court in whose office the book form of recording 25 is used shall leave a blank space at the foot of the mortgage or deed of trust for the purpose 26 of entering such release.] 27 [(d)] (C) (1) (I) When the debt secured by a deed of trust is paid fully or 28 satisfied, and any bond, note, or other evidence of the total indebtedness is marked “paid” 29 or “canceled” by the holder or [his] AN agent OF THE HOLDER, it may be received by the 30 clerk and indexed and recorded as any other instrument in the nature of a release. 31 (II) The marked note has the same effect as a release of the property 32 for which it is the security, as if a release were executed by the named trustees, if there is 33 attached to or endorsed on the note an affidavit of the holder, the party making satisfaction, 34 SENATE BILL 150 5 or an agent of either of them, that it has been paid or satisfied, and specifically setting forth 1 the land record reference where the original deed of trust is recorded. 2 (2) (I) When the debt secured by a mortgage is paid fully or satisfied, 3 and the original mortgage is marked “paid” or “canceled” by the mortgagee or [his] AN 4 agent OF THE MORTGAGEE , it may be received by the clerk and indexed and recorded as 5 any other instrument in the nature of a release. 6 (II) The marked mortgage has the same effect as a release of the 7 property for which it is the security, as if a release were executed by the mortgagee, if there 8 is attached to or endorsed on the mortgage an affidavit of the mortgagee, the mortgagor, 9 the party making satisfaction, or the agent of [any of them] THE MORTGAGEE , THE 10 MORTGAGOR , OR THE PARTY MAKING SATISFACTION , that it has been paid or satisfied, 11 and specifically setting forth the land record reference where the mortgage is recorded. 12 (3) (I) When the debt secured by a mortgage or deed of trust is paid fully 13 or satisfied, and the canceled check evidencing final payment or, if the canceled check is 14 unavailable, a copy of the canceled check accompanied by a certificate from the institution 15 on which the check was drawn stating that the copy is a true and genuine image of the 16 original check is presented, it may be received by the clerk and indexed and recorded as 17 any other instrument in the nature of a release. 18 (II) The canceled check or copy accompanied by the certificate has 19 the same effect as a release of the property for which the mortgage or deed of trust is the 20 security, as if a release were executed by the mortgagee or named trustees, if: 21 [(i)] 1. The party making satisfaction of the mortgage or deed of 22 trust has: 23 [1.] A. Allowed at least a 60–day waiting period, from the 24 date the mortgage or deed of trust is paid fully or is satisfied, for the party satisfied to 25 provide a release suitable for recording; 26 [2.] B. Sent the party satisfied a copy of this section and a 27 notice that, unless a release is provided within 30 days, the party making satisfaction will 28 obtain a release by utilizing the provisions of this paragraph; and 29 [3.] C. Following the mailing of the notice required under 30 item 2 of this item, allowed an additional waiting period of at least 30 days for the party 31 satisfied to provide a release suitable for recording; [and] 32 [(ii)] 2. The canceled check or copy accompanied by the certificate 33 contains the name of the party whose debt is being satisfied, the debt account number, if 34 any, and words indicating that the check is intended as payment in full of the debt being 35 satisfied; and 36 6 SENATE BILL 150 [(iii)] 3. There is attached to the canceled check or copy 1 accompanied by the certificate an affidavit made by a member of the Maryland Bar that 2 the mortgage or deed of trust has been satisfied, that the notice required under item [(i)] 1 3 of this [paragraph] SUBPARAGRAPH has been sent, and specifically setting forth the land 4 record reference where the original mortgage or deed of trust is recorded. 5 (4) (I) When the debt secured by a mortgage or deed of trust is fully paid 6 or satisfied and the holder or the agent of the holder of the mortgage or deed of trust note 7 or other obligation secured by the deed of trust, or the trustee or successor trustee under 8 the deed of trust, executes and acknowledges a certificate of satisfaction substantially in 9 the form specified under § 4–203(d) of this article, containing the name of the debtor, holder, 10 the authorized agent of the holder, or the trustee or successor trustee under the deed of 11 trust, the date, and the land record recording reference of the instrument to be released, it 12 may be received by the clerk and indexed and recorded as any other instrument in the 13 nature of a release. 14 (II) The certificate of satisfaction shall have the same effect as a 15 release executed by the holder of a mortgage or the named trustee under a deed of trust. 16 (5) (I) When the holder of a mortgage or deed of trust note or other 17 obligation secured by the deed of trust has agreed to release certain property from the lien 18 of the mortgage or deed of trust and the holder or the agent of the holder of the mortgage 19 or deed of trust note or other obligation secured by the deed of trust, or the trustee or 20 successor trustee under the deed of trust executes and acknowledges a certificate of partial 21 satisfaction or partial release substantially in the form specified under § 4–203(e) of this 22 article, containing the name of the debtor, holder, the authorized agent of the holder, or the 23 trustee or successor trustee under the deed of trust, the date, the land record recording 24 reference of the instrument to be partially released, and a description of the real property 25 being released, it may be received by the clerk and indexed and recorded as any other 26 instrument in the nature of a partial release. 27 (II) The certificate of partial satisfaction or partial release shall have 28 the same effect as a partial release executed by the holder of a mortgage, the holder of the 29 debt secured by a deed of trust, or the named trustee under a deed of trust. 30 [(e)] (D) A release of a mortgage or deed of trust may be made on a separate 31 instrument if it states that the mortgagee, holder of the debt or obligation secured by the 32 deed of trust, trustee, or assignee releases the mortgage or deed of trust and states the 33 names of the parties to the mortgage or deed of trust and the date and recording reference 34 of the mortgage or deed of trust to be released. In addition, any form of release that satisfies 35 the requirements of a deed and is recorded as required by this article is sufficient. 36 [(f)] (E) (1) A holder of a debt secured by a mortgage or deed of trust, or a 37 successor of a holder, may release part of the collateral securing the mortgage or deed of 38 trust by executing and acknowledging a partial release on an instrument separate from the 39 mortgage or deed of trust. 40 SENATE BILL 150 7 (2) A partial release shall: 1 (i) Be executed and acknowledged; 2 (ii) Contain the names of the parties to the mortgage or deed of trust, 3 the date, and the land record recording reference of the instrument subject to the partial 4 release; and 5 (iii) Otherwise satisfy the requirements of a valid deed. 6 (3) The clerk of the court shall accept, index, and record, as a partial 7 release, an instrument that complies with and is filed under this section. 8 (4) Unless otherwise stated in an instrument recorded among the land 9 records, a trustee under a deed of trust may execute, acknowledge, and deliver partial 10 releases. 11 [(g)] (F) If a full or partial release of a mortgage or deed of trust is recorded 12 [other than at the foot of the recorded mortgage or deed of trust], the clerk shall place a 13 reference to the book and page number or other place where the release is recorded on the 14 recorded mortgage or deed of trust. 15 [(h)] (G) Unless otherwise expressly provided in the release, a full or partial 16 release that is recorded for a mortgage or deed of trust that is re–recorded, amended, 17 modified, or otherwise altered or affected by a supplemental instrument and which cites 18 the released mortgage or deed of trust by reference to only the original recorded mortgage, 19 deed of trust, or supplemental instrument to the original mortgage or deed of trust, shall 20 be effective as a full or partial release of the original mortgage or deed of trust and all 21 supplemental instruments to the original mortgage or deed of trust. 22 [(i)] (H) Unless otherwise expressly provided in the release, a full or partial 23 release that is recorded for a mortgage or deed of trust, or for any re–recording, amendment, 24 modification, or supplemental instrument to the mortgage or deed of trust shall terminate 25 or partially release any related financing statements, but only to the extent that the 26 financing statements describe fixtures that are part of the collateral described in the full 27 or partial release. 28 3–106. 29 The clerk of the CIRCUIT court shall record [photographically] any assignment of a 30 mortgage with an attachment or rider affixed to it containing the names of the parties as 31 they appear on the original mortgage and a reference to the book number and page number 32 where the mortgage is recorded. 33 3–108. 34 8 SENATE BILL 150 (a) (1) Except as provided in paragraph (2) of this subsection, the provisions of 1 this section are in addition to any other provisions of the Code, pertaining to recordation of 2 subdivision plats. 3 (2) [The provisions of this] THIS section [do] DOES not apply in Queen 4 Anne’s County. 5 (b) (1) If the owner of land in the State subdivides [his] THE land for 6 commercial, industrial, or residential use to be comprised of streets, avenues, lanes, or 7 alleys and lots, and desires, for the purpose of description and identification, to record a 8 plat of the subdivision among the land records of the county where the land lies, the clerk 9 of the court shall accept and record the plat as prescribed in this section. 10 (2) The clerk may not accept the plat for record until the owner of land 11 complies with the requirements prescribed in this section. 12 (c) (1) In this subsection, “coordinate” means a number which determines the 13 position of any point in a north or south and an east or west direction in relation to any 14 other point in the same coordinate system. 15 (2) The plat shall be legible, drawn accurately and to scale and shall be 16 submitted for recordation using black ink on transparent mylar[, or linen] or black–line 17 photo process comparable to original quality that will conform to archival standards. [The 18 State Highway Administration may substitute microfilm aperture cards showing property 19 or rights–of–way to be acquired or granted. Microfilm aperture cards must meet archival 20 standards for permanent records.] 21 (3) The plat shall contain the courses and distances of all lines drawn on 22 the plat. 23 (4) With respect to all curved lines, the plat shall show the length of all 24 radii, arcs, and tangents and the courses and distances of all chords. 25 (5) The plat shall contain a north arrow which represents and designates 26 either true or magnetic meridian as of a date specified on the plat or shall be referenced to 27 a recognized coordinate system within the county. 28 (6) All courses shown on the plat shall be calculated from the plat meridian. 29 (7) No distance on the plat may be marked “more or less” except on lines 30 which begin, terminate, or bind on a marsh, stream, or any body of water. 31 (8) (I) The plat shall show the position by coordinates of not less than 32 four markers set in convenient places within the subdivision in a manner so that the 33 position of one marker is visible from the position of one other marker. 34 SENATE BILL 150 9 (II) From these markers, commonly call ed [“traverse points”] 1 TRAVERSE POINTS , every corner and line can be readily calculated and marked on the 2 ground. 3 (III) These markers shall comply with standards that the State Board 4 for Professional Land Surveyors sets by regulation under § 15–208 of the Business 5 Occupations and Professions Article. 6 (9) A certificate stating that the requirement of this subsection, as far as it 7 concerns the making of the plat and setting of the markers, shall be put on the plat and 8 signed by the owner of the land shown on the plat to the best of [his] THE OWNER ’S 9 knowledge and by the professional land surveyor or property line surveyor preparing it. 10 (d) (1) [Three linen] THE OWNER SHALL MAIL OR DELIVER THREE copies 11 of the plat [shall be mailed or delivered] to the clerk. 12 (2) (I) [The] EXCEPT AS PROVIDED IN SUBPARAGRAPH (II) OF THIS 13 PARAGRAPH , THE fee is $5 for each set of plats[, except that a]. 14 (II) A fee is not required for plats [or microfilm aperture cards] 15 showing property or rights–of–way to be acquired or granted by the State Highway 16 Administration. 17 (III) THE CLERK MAY ASSESS ADDITIONAL FEES IF R EQUIRED BY 18 LOCAL LAW OR ORDINAN CE. 19 (e) Each plat shall be signed and sealed by a professional land surveyor or 20 property line surveyor licensed in the State. 21 3–301. 22 (a) (1) If the person offering a deed or other instrument affecting property for 23 record first pays the recording fees, the clerk of the circuit court of each county shall record 24 every deed and other instrument affecting property in [well–bound books to be named 25 “Land Records”, if that is the practice in the county, or on microfilm, if that is the practice] 26 LAND RECORDS AVAILABLE TO THE PUBLIC. 27 (2) The clerk shall endorse on the deed or other instrument the time [he 28 receives] OF RECEIPT OF the document for recording and the endorsement shall show in 29 the [Land Records] LAND RECORDS . 30 (3) Any deed or other instrument affecting property which also affects 31 personal property shall be recorded in the same manner in the [Land Records] LAND 32 RECORDS only, and not in the [“Financing Records”] FINANCING STATEMENTS . 33 10 SENATE BILL 150 (b) If an interested party so requests, the [“Financing Records”] FINANCING 1 STATEMENTS provided for in § 9–402(9) of the Commercial Law Article shall include a 2 notation that the instrument is recorded among the [“Land Records”] LAND RECORDS . 3 The instrument also shall be indexed in the general alphabetical index provided in § 3–302 4 of this subtitle. The notation and indexing have the same effect as if the instrument were 5 recorded in full among the [“Financing Records”] FINANCING STATEMENTS . 6 (c) (1) The clerk may not refuse to accept any deed or other document entitled 7 to be recorded, solely on the grounds that the deed or document contains a 8 strike–through, interlineation, or other corrections. 9 (2) The clerk may refuse to accept for re–recording, a previously recorded 10 deed or document that has been corrected or altered by a strike–through, interlineation, or 11 similar corrective measures, and that has not been re–executed, [initialled] INITIALED, or 12 otherwise ratified in writing by the party or parties affected by the correction. 13 3–302. 14 (a) (1) The clerk of the circuit court of each county shall make and maintain a 15 full and complete general alphabetical index of every deed, and other instrument [in a 16 well–bound book in his office]. 17 (2) The index shall [be]: 18 (I) BE both in the name of each grantor, donor, mortgagor, and 19 assignor, and each grantee, donee, mortgagee, or assignee[. It shall include]; AND 20 (II) INCLUDE the book and page of the recordation of every 21 instrument designating these names. 22 (3) The clerk shall index every deed or other instrument [retaining a 23 vendor’s lien both as a deed and as a vendor’s lien,] in the same manner as mortgages are 24 indexed. 25 (b) [In every clerk’s office where land records are not recorded in book form, the] 26 THE clerk shall index every assignment of a mortgage, deed of trust, and release or partial 27 [releases] RELEASE of a deed of trust, whether in long or short form[, in the general 28 alphabetical index, and shall place an entry in the general alphabetical index where the 29 instrument is indexed, on the same horizontal line, indicating the place of record of the 30 original instrument being assigned or released]. 31 [(c) The clerk of the circuit court of each county shall date each change or 32 correction made to information in the general alphabetical index on the horizontal line on 33 which the change or correction was made.] 34 SENATE BILL 150 11 [(d)] (C) (1) If a court [of equity] decrees a payment of cost or makes some 1 other decree for payment of money by a plaintiff, the clerk immediately shall [enter] INDEX 2 the plaintiff’s name [in a separate index, known as the index of plaintiffs]. 3 (2) Until the plaintiff’s name is indexed, no lien under the decree arises 4 against the property of the plaintiff and no right of execution accrues on the decree. 5 [(e)] (D) (1) The clerk shall [include in the] index each property identifier 6 provided on an intake sheet under § 3–104(g) of this title [or, if the space available in the 7 index will not accommodate all of the identifiers, then as many as the space allows, giving 8 priority to identifiers in the order in which they are listed in § 3–104(g)(3)(i) of this title]. 9 (2) The clerk shall rely on the instrument that is accompanied by the 10 intake sheet for indexing of grantor’s and grantee’s names. 11 3–303. 12 The clerk shall [make a microfilm picture or other copy of every document he records 13 and] transmit [the microfilm pictures or copies] RECORDED DOCUMENTS to the State 14 Archivist [at the end of each year. When requested by the State Archivist, the clerk also 15 shall make a microfilm picture or copy of the general index]. 16 3–304. 17 (a) Except as provided in subsection (e) of this section, the clerk shall [fasten 18 securely one copy of] RECORD each plat described under § 3–108 of this title [in a book 19 provided for that purpose or shall record the plat]. 20 (b) The clerk promptly shall send one copy of each plat to the supervisor of 21 assessments of the county and one copy, with one half of the filing fee, to the State Archivist, 22 who shall number and file the plat as part of the records of the State Archivist’s office [and 23 shall notify the clerk of the number given]. 24 (c) The State Archivist shall mail or deliver, free of cost, to any supervisor of 25 assessments of the State, a copy of the plat on request. 26 (d) (1) Nothing in this section affects any recording fee of the clerk of the court 27 under any local legislation prescribing recording fees for subdivision plats. 28 (2) The clerk and the State Archivist shall keep accurate memoranda of the 29 filing fees. 30 (e) In Montgomery County, the clerk may record or maintain the plat in electronic 31 form in a manner approved by the State Archivist. 32 3–403. 33 12 SENATE BILL 150 (a) [If] A FILING OFFICER SHALL RECORD a notice of federal lien, a refiling of 1 a notice of federal lien, or a notice of revocation of any certificate described in subsection 2 (b) of this section [is] presented to the filing officer[, he shall cause the notice to be marked, 3 indexed, and recorded in an alphabetical federal lien index, showing on one line the name 4 and residence of the person named in the notice, the U.S. government serial number of the 5 notice, the date and hour of filing, and the amount of the lien with the interest, penalties, 6 and costs. He shall file and keep all original notices so filed in numerical order in a file, or 7 files, and designated federal lien notices]. 8 (b) [If] A FILING OFFICER SHALL RECORD a certificate of release, 9 nonattachment, discharge, or subordination of any lien [is] presented to the filing officer 10 [for filing he shall enter the same with date of filing in said federal lien index on the line 11 where notice of the lien so affected is entered, and permanently attach the original 12 certificate of release, nonattachment, discharge or subordination to the original notice of 13 lien]. 14 3–404. 15 The fee for filing and indexing each notice of lien or certificate or notice affecting the 16 lien is $3. [The office shall bill the district directors of internal revenue or other appropriate 17 federal officials on a monthly basis for fees for documents filed by them.] 18 7–105.5. 19 (a) In this section, “holder of a subordinate interest” includes any condominium 20 council of unit owners or homeowners association that has filed a request for notice of sale 21 under subsection (c) of this section. 22 (b) The person authorized to make a sale in an action to foreclose a mortgage or 23 deed of trust shall give written notice of any proposed foreclosure sale to the holder of any 24 subordinate mortgage, deed of trust, or other subordinate interest, including a judgment, 25 in accordance with § 7–105.4 of this subtitle and the requirements of Maryland Rule 26 14–210. 27 (c) (1) The land records office of each county shall maintain a current listing 28 of recorded requests for notice of sale by holders of subordinate mortgages, deeds of trust, 29 or other subordinate interests. 30 (2) The holder of a subordinate mortgage, deed of trust, or other 31 subordinate interest may file a request for notice under this subsection. 32 (3) Each request for notice of sale shall: 33 (i) Be recorded in a separate [docket or book] PAPER OR 34 ELECTRONIC INDEX which shall be indexed under the name of the holder of the superior 35 SENATE BILL 150 13 mortgage or deed of trust and under the book and page numbers where the superior 1 mortgage or deed of trust is recorded; 2 (ii) Identify the property in which the subordinate interest is held; 3 (iii) State the name and address of the holder of the subordinate 4 interest; and 5 (iv) Identify the superior mortgage or deed of trust by stating: 6 1. The names of the original parties to the superior mortgage 7 or deed of trust; 8 2. The date the superior mortgage or deed of trust was 9 recorded; and 10 3. The office, docket or book, and page where the superior 11 mortgage or deed of trust is recorded. 12 (4) (i) Except as provided in subparagraph (ii) of this paragraph, failure 13 of a holder of a subordinate mortgage, deed of trust, or other subordinate interest to record 14 a request for notice under this subsection does not affect the duty of a holder of a superior 15 interest to provide notice as required under this section. 16 (ii) A holder of a superior interest does not have a duty to provide 17 notice to a condominium council of unit owners or homeowners association that has not 18 filed a request for notice under this subsection. 19 8–402.2. 20 (a) (1) This section applies to property: 21 (i) Leased for business, commercial, manufacturing, mercantile, or 22 industrial purposes, or any other purpose that is not primarily residential; 23 (ii) Improved or to be improved by any apartment, condominium, 24 cooperative, or other building for multifamily use of greater than four dwelling units; or 25 (iii) Leased for dwellings or mobile homes that are erected or placed 26 in a mobile home development or mobile home park. 27 (2) This section does not apply to residential property that is or was used, 28 intended to be used, or authorized to be used for four or fewer dwelling units. 29 (b) (1) Whenever, in a case that involves a 99–year ground lease renewable 30 forever, at least 6 months ground rent is in arrears and the landlord has the lawful right 31 to reenter for the nonpayment of the rent, the landlord, no less than 45 days after sending 32 14 SENATE BILL 150 to the tenant by certified mail, return receipt requested, at the tenant’s last known address, 1 and also by first–class mail to the title agent or attorney listed on the deed to the property 2 or the intake sheet recorded with the deed, a bill for the ground rent due, may bring an 3 action for possession of the property under § 14–108.1 of this article[; if]. 4 (2) (I) IF the tenant cannot be personally served IN ACCORDANCE 5 WITH PARAGRAPH (1) OF THIS SUBSECTION , or there is no tenant in actual possession 6 of the property, service by posting notice on the property may be made in accordance with 7 the Maryland Rules. 8 (II) Personal service or posting in accordance with the Maryland 9 Rules shall stand in the place of a demand and reentry. 10 (c) (1) Before entry of a judgment the landlord shall give written notice of the 11 pending entry of judgment to each mortgagee of the lease, or any part of the lease, who 12 before entry of the judgment has recorded in the land records of each county where the 13 property is located a timely request for notice of judgment. 14 (2) A request for notice of judgment DESCRIBED UNDER PARA GRAPH (1) 15 OF THIS SUBSECTION shall: 16 (i) Be recorded in a separate [docket or book] PAPER OR 17 ELECTRONIC INDEX that is indexed under the name of the mortgagor; 18 (ii) Identify the property on which the mortgage is held and refer to 19 the date and recording reference of that mortgage; 20 (iii) State the name and address of the holder of the mortgage; and 21 (iv) Identify the ground lease by stating: 22 1. The name of the original lessor; 23 2. The date the ground lease was recorded; and 24 3. The office, docket or book, and page where the ground 25 lease is recorded. 26 [(2)] (3) (I) The landlord shall mail the notice by certified mail return 27 receipt requested to the mortgagee at the address stated in the recorded request for notice 28 of judgment. 29 (II) If the notice is not given, judgment in favor of the landlord does 30 not impair the lien of the mortgagee. 31 SENATE BILL 150 15 (III) Except as otherwise provided in this subsection, the property is 1 discharged from the lease and the rights of all persons claiming under the lease are 2 foreclosed unless, within 6 calendar months after execution of the judgment for possession, 3 the tenant or any other person claiming under the lease: 4 [(i)] 1. Pays the ground rent, arrears, and all costs awarded 5 against that person; and 6 [(ii)] 2. Commences a proceeding to obtain relief from the 7 judgment. 8 (d) This section does not bar the right of any mortgagee of the lease, or any part 9 of the lease, who is not in possession at any time before expiration of 6 calendar months 10 after execution of the judgment awarding the landlord possession, to pay all costs and 11 damages sustained by the landlord and to perform all the covenants and agreements that 12 are to be performed by the tenant. 13 SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect 14 October 1, 2025. 15