Michigan House Bill HB5631

Michigan 2023-2024 Regular Session

• Introduced: 3/20/24
• Refer: 3/20/24

Caption

Civil procedure: foreclosure; notifications in foreclosure and eviction proceedings; modify requirements. Amends 1961 PA 236 (MCL 600.101 - 600.9947) by adding secs. 3103, 3203, 5709 & 5774. TIE BAR WITH: HB 5630'24

Impact

The implications of HB5631 on state law are significant as it modifies existing legal frameworks concerning foreclosure and eviction notifications. By reinforcing compliance with existing disability rights legislation, the bill aims to enhance protections for individuals in vulnerable situations, particularly those facing eviction due to financial hardship. This could result in better-informed decisions and might prevent potential injustices that arise from inadequate notifications.

Summary

House Bill 5631 aims to amend the Revised Judicature Act of 1961 by introducing new sections that establish revised requirements for notifications in foreclosure and eviction proceedings. The bill requires that any person required to provide a notification in these contexts must comply with Section 506b of the Persons with Disabilities Civil Rights Act. This aligns the notification processes with disability rights protections, ensuring that individuals with disabilities are adequately informed during legal credit transactions.

Contention

While the bill seems geared towards improving legal processes and protections for individuals with disabilities, there may be contention regarding how these requirements are enforced and the additional burden placed on those responsible for issuing notifications. Critics may argue that the new stipulations could complicate and prolong the already challenging processes of foreclosure and eviction, which can have negative consequences for property owners and lenders. Additionally, the reliance on tie-bar mechanisms with other bills, such as HB5630, indicates that its enactment is contingent on broader legislative agreements, which could introduce further debate and negotiation.