1.1 A bill for an act
1.2 relating to commerce; requiring health care sharing arrangements to report annually;
1.3 proposing coding for new law in Minnesota Statutes, chapter 62A.
1.4BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
1.5 Section 1. [62A.68] HEALTH CARE SHARING ARRANGEMENT .
1.6 Subdivision 1.Definitions.(a) For purposes of this section, the following terms have
1.7the meanings given.
1.8 (b) "Health care sharing arrangement" or "arrangement" means a person who (1) offers
1.9or intends to offer a plan or arrangement to facilitate the payment or reimbursement of health
1.10care costs for Minnesota residents, and (2) is not a health carrier.
1.11 (c) "Participant" means an individual Minnesota resident who has enrolled in a health
1.12care sharing arrangement.
1.13 Subd. 2.Report to commissioner.(a) By October 1, 2025, and by March 1 annually
1.14thereafter, a health care sharing arrangement must submit a report to the commissioner that
1.15is certified by an officer of the arrangement for accuracy. The report must cover the prior
1.16calendar year and contain the following information:
1.17 (1) the number of participants in the arrangement;
1.18 (2) the number of individuals participating in the arrangement who are not Minnesota
1.19residents;
1.20 (3) the number of employer groups and number of participants in each employer group
1.21in the arrangement;
1Section 1.
REVISOR RSI/AC 25-0455603/14/25
State of Minnesota
This Document can be made available
in alternative formats upon request
HOUSE OF REPRESENTATIVES
H. F. No. 2588
NINETY-FOURTH SESSION
Authored by Freiberg03/20/2025
The bill was read for the first time and referred to the Committee on Commerce Finance and Policy 2.1 (4) a list of health care providers, dentists, and pharmacies located in Minnesota that
2.2provide health care services to participants in the arrangement;
2.3 (5) the total amount of fees, dues, or other payments the arrangement collected from
2.4participants;
2.5 (6) the total amount, expressed as a percentage of the amount calculated in clause (5),
2.6spent by the arrangement on administrative costs in the past year and the past five years;
2.7 (7) the total amount that participants requested for health care costs and the arrangement
2.8paid or reimbursed;
2.9 (8) the total amount, expressed as a percentage of the amount calculated under clause
2.10(7), that the arrangement denied payment or reimbursement, including requests that are
2.11appealed;
2.12 (9) a list of all benefits the arrangement covers, including but not limited to health
2.13procedures, prescription drugs, and medical devices and supplies;
2.14 (10) a list of excluded health conditions, including preexisting condition exclusions or
2.15increased fees to participate in the arrangement for participants with existing health
2.16conditions;
2.17 (11) a description of the waiting period, if applicable, before a participant becomes
2.18eligible for payment or reimbursement from the arrangement;
2.19 (12) a description of eligibility requirements to participate in the arrangement;
2.20 (13) a list of counties in Minnesota where the arrangement was offered and where the
2.21arrangement is anticipated to be offered in the next calendar year;
2.22 (14) contact and payment information for any third party that provided marketing for
2.23or enrolled participants in the arrangement;
2.24 (15) the names, addresses, and email addresses for the arrangement's key contacts; and
2.25 (16) an organizational chart of the officers and directors of the arrangement.
2.26 (b) By December 1, 2025, and April 1 every year thereafter, the Department of Commerce
2.27must publish (1) a summary of the information described under paragraph (a), and (2)
2.28information regarding how a consumer may file a complaint about an arrangement.
2Section 1.
REVISOR RSI/AC 25-0455603/14/25