SECONDREGULARSESSION
[PERFECTED]
HOUSEBILLNO.2566
101STGENERALASSEMBLY
INTRODUCEDBYREPRESENTATIVEPORTER.
5175H.01P DANARADEMANMILLER,ChiefClerk
ANACT
Torepealsection375.159,RSMo,andtoenactinlieuthereofonenewsectionrelatingto
travelinsurance,withpenaltyprovisions.
BeitenactedbytheGeneralAssemblyofthestateofMissouri,asfollows:
SectionA.Section375.159,RSMo,isrepealedandonenewsectionenactedinlieu
2thereof,tobeknownassection375.159,toreadasfollows:
375.159.1.Asusedinthissection,thefollowingtermsshallmean:
2 (1)"Aggregatorsite",awebsitethatprovidesinformationregardinginsurance
3productsfrommorethanoneinsurer,includingproductandinsurerinformation,for
4useincomparisonshopping;
5 (2)"Blankettravelinsurance",apolicyoftravelinsuranceissuedtoanyeligible
6groupprovidingcoverageforspecificclassesofpersonsdefinedinthepolicy,with
7coverageprovidedtoallmembersoftheeligiblegroupwithoutaseparatechargeto
8individualmembersoftheeligiblegroup;
9 (3)"Cancellationfeewaiver",acontractualagreementbetweenasupplierof
10travelservicesanditscustomertowaivesomeorallofthenonrefundablecancellation
11feeprovisionsofthesupplier'sunderlyingtravelcontractwithorwithoutregardtothe
12reasonforthecancellationorformofreimbursement.Acancellationfeewaiverisnot
13insurance;
14 (4)"Director",thedirectorofthedepartmentofcommerceandinsurance;
EXPLANATION—Matterenclosedinbold-facedbrackets[thus] intheabovebillisnotenactedandis
intendedtobeomittedfromthelaw.Matterinbold-facetypeintheabovebillisproposedlanguage. 15 (5)"Eligiblegroup",solelyforthepurposeoftravelinsurance,twoormore
16personswhoareengagedinacommonenterpriseorhaveaneconomic,educational,or
17socialaffinityorrelationshipincluding,butnotlimitedto,anyofthefollowing:
18 (a)Anyentityengagedinthebusinessofprovidingtravelortravelservices
19including,butnotlimitedto,touroperators,lodgingproviders,vacationproperty
20owners,hotelsandresorts,travelclubs,travelagencies,propertymanagers,cultural
21exchangeprograms,andcommoncarriersortheoperator,owner,orlessorofameans
22oftransportationofpassengersincluding,butnotlimitedto,airlines,cruiselines,
23railroads,steamshipcompanies,andpublicbuscarriers,inwhichthereisacommon
24exposuretoriskattendanttotheparticulartypeoftravelortravelerforallmembersor
25customersofthegroup;
26 (b)Anycollege,school,orotherinstitutionoflearning,coveringstudents,
27teachers,employees,orvolunteers;
28 (c)Anyemployercoveringanygroupofemployees,volunteers,contractors,
29membersofboardsofdirectors,dependents,orguests;
30 (d)Anysportsteam,camp,orsponsorthereof,coveringparticipants,members,
31campers,employees,officials,supervisors,orvolunteers;
32 (e)Anyreligious,charitable,recreational,educational,orcivicorganization,or
33branchthereof,coveringanygroupofmembers,participants,orvolunteers;
34 (f)Anyfinancialinstitution,financialinstitutionvendor,orparentholding
35company,trustee,oragentofordesignatedbyoneormorefinancialinstitutionsor
36financialinstitutionvendors,includingaccountholders,creditcardholders,debtors,
37guarantors,orpurchasers;
38 (g)Anyincorporatedorunincorporatedassociation,includinganylaborunion,
39havingacommoninterest,constitution,andbylawsandorganizedandmaintainedin
40goodfaithforpurposesotherthanobtaininginsuranceformembersorparticipantsof
41suchassociation,coveringitsmembers;
42 (h)Anytrustorthetrusteesofafundestablished,created,ormaintainedforthe
43benefitofandcoveringmembers,employees,orcustomersofoneormoreassociations
44meetingtherequirementsofparagraph(g)ofthissubdivision,subjecttothedirector's
45permissionoftheuseofatrustandthestate'spremiumtaxprovisionsdescribedin
46subsection4ofthissection;
47 (i)Anyentertainmentproductioncompanycoveringanygroupofparticipants,
48volunteers,audiencemembers,contestants,orworkers;
49 (j)Anyvolunteerfiredepartment,ambulance,rescue,police,court,firstaid,
50civildefense,orothersuchvolunteergroup;
HB2566 2 51 (k)Preschools,daycareinstitutionsforchildrenoradults,andseniorcitizen
52clubs;
53 (l)Anyautomobileortruckrentalorleasingcompanycoveringagroupof
54personswhomaybecomerenters,lessees,orpassengersdefinedbytheirtravelstatuson
55therentedorleasedvehicles.Thecommoncarrier;theoperator,owner,orlessorofa
56meansoftransportation;ortheautomobileortruckrentalorleasingcompanyisthe
57policyholderunderapolicytowhichthissectionapplies;or
58 (m)Anyothergroupforwhichthedirectorhasdeterminedthatthemembers
59areengagedinacommonenterpriseorhaveaneconomic,educational,orsocialaffinity
60orrelationshipandthatissuanceofthepolicywouldnotbecontrarytothepublic
61interest;
62 (6)"Fulfillmentmaterials",documentationsenttothepurchaserofatravel
63protectionplanconfirmingthepurchaseandprovidingthetravelprotectionplan's
64coverageandassistancedetails;
65 (7)"Grouptravelinsurance",travelinsuranceissuedtoanyeligiblegroup;
66 (8)"Limitedlinestravelinsuranceproducer",a:
67 (a)Licensedmanaginggeneralagentasprovidedbysections375.147to375.153or
68third-partyadministrator; [or]
69 (b)Licensedinsuranceproducerasprovidedbychapter375[;], includingalimited
70linesproducer,designatedbytheinsurerasthetravelinsurancesupervisingentityasset
71forthinsubdivision(7)ofsubsection[5]3ofthissectionbelow;or
72 (c)Traveladministrator;
73 [(2)] (9)"Offeranddisseminate",providegeneralinformation,includinga
74descriptionofthecoverageandprice,aswellasprocesstheapplication,collectpremiums,
75andperformothernonlicensableactivitiespermittedbythestate;
76 [(3)](10)"Primarycertificateholder",apersonwhoelectsandpurchasestravel
77insuranceunderagrouppolicy;
78 (11)"Primarypolicyholder",apersonwhoelectsandpurchasesindividual
79travelinsurance;
80 (12)"Traveladministrator",apersonwhodirectlyorindirectlyunderwrites;
81collectscharges,collateral,orpremiumsfrom;oradjustsandsettlesclaimsonresidents
82ofthisstateinconnectionwithtravelinsurance,exceptthatapersonshallnotbe
83consideredatraveladministratorifthatperson'sonlyactionsthatwouldotherwise
84causethepersontobeconsideredatraveladministratorareoneofthefollowing:
85 (a)Apersonworkingforatraveladministratortotheextentthattheperson's
86activitiesaresubjecttothesupervisionandcontrolofthetraveladministrator;
HB2566 3 87 (b)Aninsuranceproducersellinginsuranceorengagedinadministrativeand
88claims-relatedactivitieswithinthescopeoftheproducer'slicense;
89 (c)Atravelretailerofferinganddisseminatingtravelinsuranceandregistered
90underthelicenseofalimitedlinestravelinsuranceproducerinaccordancewiththis
91section;
92 (d)Apersonadjustingorsettlingclaimsinthenormalcourseofthatperson's
93practiceoremploymentasanattorney-at-lawandwhodoesnotcollectchargesor
94premiumsinconnectionwithinsurancecoverage;or
95 (e)Abusinessentitythatisaffiliatedwithalicensedinsurerwhileactingasa
96traveladministratorforthedirectandassumedinsurancebusinessofanaffiliated
97insurer;
98 (13)"Travelassistanceservices",noninsuranceservicesforwhichtheconsumer
99isnotindemnifiedbasedonafortuitouseventandinwhichprovidingtheservicedoes
100notresultintransferorshiftingofriskthatwouldconstitutethebusinessofinsurance.
101Theterm"travelassistanceservices"includes,butisnotlimitedto,securityadvisories,
102destinationinformation,vaccinationandimmunizationinformationservices,travel
103reservationservices,entertainment,activityandeventplanning,translationassistance,
104emergencymessaging,internationallegalandmedicalreferrals,medicalcase
105monitoring,coordinationoftransportationarrangements,emergencycashtransfer
106assistance,medicalprescriptionreplacementassistance,passportandtraveldocument
107replacementassistance,lostluggageassistance,conciergeservices,andanyotherservice
108thatisfurnishedinconnectionwithplannedtravel.Travelassistanceservicesarenot
109insuranceandnotrelatedtoinsurance;
110 (14)"Travelinsurance",insurancecoverageforpersonalrisksincidenttoplanned
111travel,including,butnotlimitedto:
112 (a)Interruptionorcancellationoftriporevent;
113 (b)Lossofbaggageorpersonaleffects;
114 (c)Damagestoaccommodationsorrentalvehicles;[or]
115 (d)Sickness,accident,disability,ordeathoccurringduringtravel;
116 (e)Emergencyevacuation;
117 (f)Repatriationofremains;or
118 (g)Anyothercontractualobligationstoindemnifyorpayaspecifiedamountto
119thetravelerupondeterminablecontingenciesrelatedtotravelasapprovedbythe
120director.
121
122Travelinsurancedoesnotincludemajormedicalplans,whichprovidecomprehensive
123medicalprotectionfortravelerswithtripslastingsixmonthsorlonger,including,for
HB2566 4 124example,thosepersonsworkingoverseasasexpatriatesormilitarypersonnelbeingdeployed,
125oranyotherproductthatrequiresaspecificinsuranceproducerlicense;
126 [(4)](15)"Travelprotectionplans",plansthatprovideoneormoreofthe
127following:
128 (a)Travelinsurance;
129 (b)Travelassistanceservices;or
130 (c)Cancellationfeewaivers;
131 (16)"Travelretailer",abusinessentitythatmakes,arranges,orofferstravelservices
132andmayofferanddisseminatetravelinsuranceasaservicetoitscustomersonbehalfofand
133underthedirectionofalimitedlinestravelinsuranceproducer.
134 2.(1)Therequirementsofthissectionshallapplytotravelinsurancethatcovers
135anyresidentofthisstateandissold,solicited,negotiated,orofferedinthisstateand
136policiesandcertificatesthataredeliveredorissuedfordeliveryinthisstate.Exceptas
137expresslyprovidedinthissection,therequirementsofthissectionshallnotapplyto
138cancellationfeewaiversortravelassistanceservices.
139 (2)Allotherapplicableprovisionsofthisstate'sinsurancelawsshallcontinueto
140applytotravelinsurance,exceptthatthespecificprovisionsofthissectionshall
141supersedeanygeneralprovisionsoflawthatwouldotherwisebeapplicabletotravel
142insurance.
143 3.Notwithstandinganyotherprovisionoflaw:
144 (1)Thedirectormayissuealimitedlinestravelinsuranceproducerlicensetoa
145personorbusinessentitythathasfiledwiththedirectoranapplicationforalimited
146linestravelinsuranceproducerlicenseinaformandmannerprescribedbythedirector.
147Alimitedlinestravelinsuranceproducershallbelicensedtosell,solicit,ornegotiate
148travelinsurancethroughalicensedinsurer.Nopersonshallactasalimitedlinestravel
149insuranceproducerortravelretailerunlessproperlylicensedorregistered,
150respectively;
151 (2)Atravelretailermayofferanddisseminatetravelinsuranceonbehalfofandunder
152thecontrolofalimitedlinestravelinsuranceproduceronlyifthefollowingconditionsare
153met:
154 (a)Thelimitedlinestravelinsuranceproducerortravelretailerprovidesto
155purchasersoftravelinsurance:
156 a.Adescriptionofthematerialtermsortheactualmaterialtermsoftheinsurance
157coverage;
158 b.Adescriptionoftheprocessforfilingaclaim;
159 c.Adescriptionoftherevieworcancellationprocessforthetravelinsurancepolicy;
160and
HB2566 5 161 d.Theidentityandcontactinformationoftheinsurerandlimitedlinestravel
162insuranceproducer;
163 (b)Atthetimeoflicensure,thelimitedlinestravelinsuranceproducershallestablish
164andmaintainaregisteronaformprescribedbythedirectorofeachtravelretailerthatoffers
165travelinsuranceonthelimitedlinestravelinsuranceproducer'sbehalf.Theregistershallbe
166maintainedandupdatedannuallybythelimitedlinestravelinsuranceproducerandshall
167includethename,address,andcontactinformationofthetravelretailerandanofficeror
168personwhodirectsorcontrolsthetravelretailer'soperations,andthetravelretailer'sfederal
169taxidentificationnumber.Thelimitedlinestravelinsuranceproducershallsubmitsuch
170registerwithinthirtydaysuponrequestbythedepartment.Thelimitedlinestravelinsurance
171producershallalsocertifythatthetravelretailer[register] registeredcomplieswith18
172U.S.C.1033. Thegroundsforsuspensionandrevocationandthepenaltiesapplicableto
173residentinsuranceproducersundersections375.141to375.153shallbeapplicableto
174thelimitedlinestravelinsuranceproducersandtravelretailers;
175 (c)Thelimitedlinestravelinsuranceproducerhasdesignatedoneofitsemployees
176whoisalicensedindividualproducerasapersonresponsibleforthebusinessentity's
177compliancewiththetravelinsurancelaws,rules,andregulationsofthisstate;
178 (d)Thedesignatedpersonunderparagraph(c)ofthissubdivision,president,
179secretary,treasurer,andanyotherofficerorpersonwhodirectsorcontrolsthelimitedlines
180travelinsuranceproducer'sinsuranceoperationscomplieswiththefingerprinting
181requirementsapplicabletoinsuranceproducersintheresidentstateofthe[businessentity]
182limitedlinestravelinsuranceproducer;
183 (e)Thelimitedlinestravelinsuranceproducerhaspaidallapplicableinsurance
184producerlicensingfeesassetforthinapplicablestatelaw;
185 (f)Thelimitedlinestravelinsuranceproducerrequireseachemployeeandauthorized
186representativeofthetravelretailerwhosedutiesincludeofferinganddisseminatingtravel
187insurancetoreceiveaprogramofinstructionortraining,whichmaybesubjecttoreviewby
188thedirector.Thetrainingmaterialshall,ataminimum,containinstructionsonthetypesof
189insuranceoffered,ethicalsalespractices,andrequireddisclosurestoprospectivecustomers;
190 [(2)](3)Anytravelretailerofferingordisseminatingtravelinsuranceshallmake
191availabletoprospectivepurchasersbrochuresorotherwrittenmaterialsthathavebeen
192approvedbythetravelinsurer.Suchmaterialsshallincludeinformationthat,ata
193minimum,shall:
194 (a)Providetheidentityandcontactinformationoftheinsurerandthelimitedlines
195travelinsuranceproducer;
196 (b)Explainthatthepurchaseoftravelinsuranceisnotrequiredtopurchaseanyother
197productorservicefromthetravelretailer;and
HB2566 6 198 (c)Explainthatanunlicensedtravelretailerispermittedtoprovidegeneral
199informationabouttheinsuranceofferedbythetravelretailer,includingadescriptionofthe
200coverageandprice,butisnotqualifiedorauthorizedtoanswertechnicalquestionsaboutthe
201termsandconditionsoftheinsuranceofferedbythetravelretailerortoevaluatetheadequacy
202ofthecustomer'sexistinginsurancecoverage;
203 [(3)](4)Atravelretailer'semployeeorauthorizedrepresentative,whoisnotlicensed
204asaninsuranceproducer,maynot:
205 (a)Evaluateorinterpretthetechnicalterms,benefits,andconditionsoftheoffered
206travelinsurancecoverage;
207 (b)Evaluateorprovideadviceconcerningaprospectivepurchaser'sexisting
208insurancecoverage;or
209 (c)Holdthemselvesoritselfoutasalicensedinsurer,licensedproducer,orinsurance
210expert[.];
211 [3.Notwithstandinganyotherprovisionoflaw,](5)Atravelretailerwhose
212insurance-relatedactivities,andthoseofitsemployeesandauthorizedrepresentatives,are
213limitedtoofferinganddisseminatingtravelinsuranceonbehalfofandunderthedirectionof
214alimitedlinestravelinsuranceproducermeetingtheconditionsstatedinthissectionis
215authorizedtodosoandreceiverelatedcompensation,uponregistrationbythelimitedlines
216travelinsuranceproducerasdescribedinparagraph(b)ofsubdivision[(1)](2)ofthis
217subsection[2ofthissection.];
218 [4.](6)Travelinsurancemaybeprovidedunderanindividualpolicyorunderagroup
219or[master] blanketpolicy[.];
220 [5.](7)Astheinsurerdesignee,thelimitedlinestravelinsuranceproduceris
221responsiblefortheactsofthetravelretailerandshallusereasonablemeanstoensure
222compliancebythetravelretailerwiththissection; and
223 (8)Anypersonlicensedinamajorlineofauthorityasaninsuranceproduceris
224authorizedtosell,solicit,andnegotiatetravelinsurance.Apropertyandcasualty
225insuranceproducerisnotrequiredtobecomeappointedbyaninsurerinordertosell,
226solicit,ornegotiatetravelinsurance.
227 [6.]4.(1)Atravelinsurershallpaypremiumtax,asprovidedinsection148.370,
228ontravelinsurancepremiumspaidbyanyofthefollowing:
229 (a)Anindividualprimarypolicyholderwhoisaresidentofthisstate;
230 (b)Aprimarycertificateholderwhoisaresidentofthisstatewhoelects
231coverageunderagrouptravelinsurancepolicy;or
232 (c)Ablankettravelinsurancepolicyholderthatisaresidentinthisstateorhas
233itsprincipalplaceofbusinessortheprincipalplaceofbusinessofanaffiliateor
234subsidiarythathaspurchasedblankettravelinsuranceinthisstateforeligibleblanket
HB2566 7 235groupmembers,subjecttoanyapportionmentrulesthatapplytotheinsureracross
236multipletaxingjurisdictionsorthatpermittheinsurertoallocatepremiumonan
237apportionedbasisinareasonableandequitablemannerinthosejurisdictions.
238 (2)Atravelinsurershall:
239 (a)Documentthestateofresidenceorprincipalplaceofbusinessofthe
240policyholderorcertificateholder,asrequiredinsubdivision(1)ofthissubsection;and
241 (b)Reportaspremiumonlytheamountallocabletotravelinsuranceandnot
242anyamountsreceivedfortravelassistanceservicesorcancellationfeewaivers.
243 5.Travelprotectionplansmaybeofferedforonepriceforthecombinedfeatures
244thatthetravelprotectionplanoffersinthisstateif:
245 (1)Thetravelprotectionplanclearlydisclosestotheconsumer,atorpriortothe
246timeofpurchase,thatitincludestravelinsurance,travelassistanceservices,and
247cancellationfeewaiversasapplicableandprovidesinformationandanopportunity,at
248orpriortothetimeofpurchase,fortheconsumertoobtainadditionalinformation
249regardingthefeaturesandpricingofeach;
250 (2)Thefulfillmentmaterialsdescribeanddelineatethetravelinsurance,travel
251assistanceservices,andcancellationfeewaiversinthetravelprotectionplan;and
252 (3)Thefulfillmentmaterialsincludethetravelinsurancedisclosuresandthe
253contactinformationforpersonsprovidingtravelassistanceservicesandcancellationfee
254waivers,asapplicable.
255 6.(1)Exceptasotherwiseprovidedinthissection,allpersonsofferingtravel
256insurancetoresidentsofthisstatearesubjecttosections375.930to375.948.Ifthereisa
257conflictbetweenthissectionandotherprovisionsofchapters361to385regardingthe
258saleandmarketingoftravelinsuranceandtravelprotectionplans,theprovisionsofthis
259sectionshallcontrol.
260 (2)Offeringorsellingatravelinsurancepolicythatcouldneverresultin
261paymentofanyclaimsforanyinsuredunderthepolicyisanunfairtradepracticeunder
262sections375.930to375.948.
263 (3)(a)Alldocumentsprovidedtoconsumerspriortothepurchaseoftravel
264insurance,including,butnotlimitedto,salesmaterials,advertisingmaterials,and
265marketingmaterials,shallbeconsistentwiththetravelinsurancepolicyitselfincluding,
266butnotlimitedto,forms,endorsements,policies,ratefilings,andcertificatesof
267insurance.
268 (b)Fortravelinsurancepoliciesorcertificatesthatcontainpreexistingcondition
269exclusions,informationandanopportunitytolearnmoreaboutthepreexisting
270conditionexclusionsshallbeprovidedanytimepriortothetimeofpurchaseandinthe
271coverage'sfulfillmentmaterials.
HB2566 8 272 (c)Thefulfillmentmaterialsandtheinformationdescribedinparagraph(a)of
273subdivision(2)ofsubsection3ofthissectionshallbeprovidedtoapolicyholderor
274certificateholderassoonaspracticablefollowingthepurchaseofatravelprotection
275plan.Unlesstheinsuredhaseitherstartedacoveredtriporfiledaclaimunderthe
276travelinsurancecoverage,apolicyholderorcertificateholdermaycancelapolicyor
277certificateforafullrefundofthetravelprotectionplanpricefromthedateofpurchase
278ofatravelprotectionplanuntilatleast:
279 a.Fifteendaysfollowingthedateofdeliveryofthetravelprotectionplan's
280fulfillmentmaterialsbypostalmail;or
281 b.Tendaysfollowingthedateofdeliveryofthetravelprotectionplan's
282fulfillmentmaterialsbymeansotherthanpostalmail.
283
284Forpurposesofthisparagraph,deliverymeanshandingfulfillmentmaterialstothe
285policyholderorcertificateholderorsendingfulfillmentmaterialsbypostalmailor
286electronicmeanstothepolicyholderorcertificateholder.
287 (d)Thecompanyshalldiscloseinthepolicydocumentationandfulfillment
288materialswhetherthetravelinsuranceisprimaryorsecondarytootherapplicable
289coverage.
290 (e)Marketingtravelinsurancedirectlytoaconsumerthroughaninsurer's
291websiteorbyothersthroughanaggregatorsiteshallnotbeanunfairtradepracticeor
292otherviolationoflawifanaccuratesummaryorshortdescriptionofcoverageis
293providedonthewebpageandtheconsumerhasaccesstothefullprovisionsofthepolicy
294throughelectronicmeans.
295 (4)Nopersonoffering,soliciting,ornegotiatingtravelinsuranceortravel
296protectionplansonanindividualorgroupbasisshalldosobyusingnegativeoptionor
297opt-outthatwouldrequireaconsumertotakeanaffirmativeactiontodeselect
298coverage,suchasuncheckingaboxonanelectronicform,whentheconsumer
299purchasesatrip.
300 (5)Itshallbeanunfairtradepracticetomarketblankettravelinsurance
301coverageasfree.
302 (6)Whereaconsumer'sdestinationjurisdictionrequiresinsurancecoverage,it
303shallnotbeanunfairtradepracticetorequirethataconsumerchoosebetweenthe
304followingoptionsasaconditionofpurchasingatriportravelpackage:
305 (a)Purchasingthecoveragerequiredbythedestinationjurisdictionthroughthe
306travelretailerorlimitedlinestravelinsuranceproducersupplyingthetriportravel
307package;or
HB2566 9 308 (b)Agreeingtoobtainandprovideproofofcoveragethatmeetsthedestination
309jurisdiction'srequirementspriortodeparture.
310 7.(1)Notwithstandinganyotherprovisionsofchapters361to385,noperson
311shallactorrepresenthimselforherselfasatraveladministratorfortravelinsurancein
312thisstateunlesstheperson:
313 (a)Isalicensedpropertyandcasualtyinsuranceproducerinthisstatefor
314activitiespermittedunderthatproducerlicense;
315 (b)Holdsavalidmanaginggeneralagentlicenseinthisstate;or
316 (c)Holdsavalidthird-partyadministratorlicenseinthisstate.
317 (2)Aninsurerisresponsiblefortheactsofatraveladministratoradministering
318travelinsuranceunderwrittenbytheinsurerandisresponsibleforensuringthatthe
319traveladministratormaintainsallbooksandrecordsrelevanttotheinsurertobemade
320availablebythetraveladministratortothedirectoruponrequest.
321 8.(1)Notwithstandinganyotherprovisionofchapters361to385,travel
322insuranceshallbeclassifiedandfiledforpurposesofratesandformsunderaninland
323marinelineofinsurance,exceptthattravelinsurancethatprovidescoveragefor
324sickness,accident,disability,ordeathoccurringduringtraveleitherexclusivelyorin
325conjunctionwithrelatedcoveragesofemergencyevacuationorrepatriationofremains
326orincidentallimitedpropertyandcasualtybenefitssuchasbaggageortripcancellation
327maybefiledundereitheranaccidentandhealthlineofinsuranceoraninlandmarine
328lineofinsurance.
329 (2)Eligibilityandunderwritingstandardsfortravelinsurancemaybe
330developedandprovidedbasedontravelprotectionplansdesignedforindividualor
331identifiedmarketingordistributionchannels,providedthosestandardsalsomeetthe
332state'sunderwritingstandardsforaninlandmarinelineofinsurance.
333 9.Thelimitedlinestravelinsuranceproducerandanytravelretailerofferingand
334disseminatingtravelinsuranceunderthelimitedlinestravelinsuranceproducerlicenseshall
335besubjecttotheprovisionsofchapters374and375,exceptasprovidedforinthissection.
336 [7.]10.Thedirectormaypromulgaterulestoeffectuatethissection.Anyruleor
337portionofarule,asthattermisdefinedinsection536.010,thatiscreatedundertheauthority
338delegatedinthissectionshallbecomeeffectiveonlyifitcomplieswithandissubjecttoallof
339theprovisionsofchapter536and,ifapplicable,section536.028.Thissectionandchapter
340536arenonseverableandifanyofthepowersvestedwiththegeneralassemblypursuantto
341chapter536toreview,todelaytheeffectivedate,ortodisapproveandannularuleare
342subsequentlyheldunconstitutional,thenthegrantofrulemakingauthorityandanyrule
343proposedoradoptedafterAugust28,2013,shallbeinvalidandvoid.
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HB2566 10