Missouri 2025 2025 Regular Session

Missouri House Bill HB1121 Comm Sub / Analysis

Filed 02/10/2025

                    HB1121--PROCUREMENTOFDRIVINGDATABYAUTOMOBILEINSURERS
SPONSOR: Lucas
Thisbilldefines"drivingdata"as"informationcollectedbya
vehiclethoughavehicle'stelematicssystem". Atelematicssystem
isasystemordeviceinavehiclethatretrievesdatageneratedby
thevehicle,includingthevehicle'sglobalpositioningsystem
position,speed,diagnosticinformationandvehiclefaults,trip
distanceortime,idlingtime,instancesofsuddenorharshbraking
ordriving,seatbeltuse,andfuelconsumption.
Thisbillprohibitsanyinsurerfrompurchasingorobtainingfrom
anythirdpartythedrivingdataofavehicleinsuredundera
policy.Theinsurancecompanyisalsoprohibitedfrompurchasing
orobtaininganydocumentorreportbasedonthedrivingdataofa
vehicleinsuredunderapolicyofautomobileinsuranceissuedby
theinsurer.