COMMITTEE ON LEGISLATIVE RESEARCH OVERSIGHT DIVISION FISCAL NOTE L.R. No.:1600H.01I Bill No.:HB 932 Subject:Insurance - Health; Health Care; Health Care Professionals Type:Original Date:March 30, 2025Bill Summary:This proposal creates provisions relating to insurance coverage of anesthesia services. FISCAL SUMMARY ESTIMATED NET EFFECT ON GENERAL REVENUE FUNDFUND AFFECTEDFY 2026FY 2027FY 2028Total Estimated Net Effect on General Revenue $0$0$0 ESTIMATED NET EFFECT ON OTHER STATE FUNDSFUND AFFECTEDFY 2026FY 2027FY 2028 State Road Fund (0320)* $0 to (Unknown, Less than $250,000) $0 to (Unknown, Less than $250,000) $0 to (Unknown, Less than $250,000) Conservation Commission Fund (0609)* $0 to (Unknown, Less than $250,000) $0 to (Unknown, Less than $250,000) $0 to (Unknown, Less than $250,000) Total Estimated Net Effect on Other State Funds $0 to (Unknown, Less than $250,000) $0 to (Unknown, Less than $250,000) $0 to (Unknown, Less than $250,000) * Health benefit plans unknown cost to provide coverage for possible increase in anesthesia services could increase health insurance costs. Numbers within parentheses: () indicate costs or losses. L.R. No. 1600H.01I Bill No. HB 932 Page 2 of March 30, 2025 KC:LR:OD ESTIMATED NET EFFECT ON FEDERAL FUNDSFUND AFFECTEDFY 2026FY 2027FY 2028Total Estimated Net Effect on All Federal Funds $0$0$0 ESTIMATED NET EFFECT ON FULL TIME EQUIVALENT (FTE)FUND AFFECTEDFY 2026FY 2027FY 2028Total Estimated Net Effect on FTE 000 ☐ Estimated Net Effect (expenditures or reduced revenues) expected to exceed $250,000 in any of the three fiscal years after implementation of the act or at full implementation of the act. ☐ Estimated Net Effect (savings or increased revenues) expected to exceed $250,000 in any of the three fiscal years after implementation of the act or at full implementation of the act. ESTIMATED NET EFFECT ON LOCAL FUNDSFUND AFFECTEDFY 2026FY 2027FY 2028Local Government*$0 or (Unknown)$0 or (Unknown)$0 or (Unknown) * Health benefit plans unknown cost to provide coverage for possible increase in anesthesia services could increase health insurance costs. L.R. No. 1600H.01I Bill No. HB 932 Page 3 of March 30, 2025 KC:LR:OD FISCAL ANALYSIS ASSUMPTION §376.1245 – Anesthesia Services Insurance Coverage Officials from the Missouri Department of Transportation (MoDOT) assume this bill may increase costs for plan administrators, which will likely pass on costs to the MoDOT-MSHP medical plan. This would have an unknown negative impact to the State Road Fund. Officials from Kansas City state the proposed legislation has a potential negative fiscal impact of an indeterminate amount. Oversight assumes prohibiting policy or practices of limiting timeframes for payment of anesthesia services and restricting or excluding anesthesia time could increase health insurance costs for insurance plans. Oversight assumes the cost will be less than $250,000 based on MoDOT’s response to similar legislation from this year (HB 1071). Oversight will reflect a $0 to Unknown, less than $250,000 cost to the State Road Fund, Conservation Commission Fund (although MDC has stated no impact) and Local Political Subdivisions. Officials from the Department of Commerce and Insurance, the Department of Social ServicesMissouri Department of Conservation, the Missouri Consolidated Health Care Plan, the Oversight Division and the City of O’Fallon each assume the proposal will have no fiscal impact on their respective organizations. Oversight does not have any information to the contrary. Therefore, Oversight will reflect a zero impact in the fiscal note for these agencies. Officials from the Department of Public Safety - Missouri Highway Patrol defer to the Missouri Department of Transportation for the potential fiscal impact of this proposal. L.R. No. 1600H.01I Bill No. HB 932 Page 4 of March 30, 2025 KC:LR:OD FISCAL IMPACT – State GovernmentFY 2026 (10 Mo.) FY 2027FY 2028STATE ROAD FUND (0320)* Cost – MoDOT §376.1245 p.3 Anesthesia Cost $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) ESTIMATED NET EFFECT TO THE STATE ROAD FUND (0320) $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) CONSERVATION COMMISSION FUND (0609)*Cost – MDC §376.1245 p.3 Anesthesia Cost $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) ESTIMATED NET EFFECT TO CONSERVATION COMMISSION FUND (0609) $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) $0 to (Unknown, less than $250,000) * Health benefit plans unknown cost to provide coverage for possible increase in anesthesia services could increase health insurance costs. FISCAL IMPACT – Local GovernmentFY 2026 (10 Mo.) FY 2027FY 2028LOCAL POLITICAL SUBDIVISIONS* Cost - Local Political Subdivisions Anesthesia Cost §376.1553 p.3 $0 or (Unknown) $0 or (Unknown) $0 or (Unknown) ESTIMATED NET EFFECT TO LOCAL POLITICAL SUBDIVISIONS $0 or (Unknown) $0 or (Unknown) $0 or (Unknown) * Health benefit plans unknown cost to provide coverage for possible increase in anesthesia services could increase health insurance costs. L.R. No. 1600H.01I Bill No. HB 932 Page 5 of March 30, 2025 KC:LR:OD FISCAL IMPACT – Small Business A direct fiscal impact to small business medical services and equipment providers could be expected as a result of this proposal. FISCAL DESCRIPTION The bill prohibits health benefit plans that provide coverage for anesthesia services from denying coverage for anesthesia services or imposing any cap on the reimbursement amount for anesthesia services, on the basis that the duration of a procedure that the anesthesia services are performed exceeds a particular time limit. This bill contains an emergency clause. This legislation is not federally mandated, would not duplicate any other program and would not require additional capital improvements or rental space. SOURCES OF INFORMATION Department of Commerce and Insurance Department of Public Safety – Missouri Highway Patrol Department of Social Services Missouri Department of Conservation Missouri Department of Transportation Missouri Consolidated Health Care Plan Oversight Division Kansas City City of O’Fallon Julie MorffJessica HarrisDirectorAssistant DirectorMarch 30, 2025March 30, 2025