Missouri Senate Bill SB164

Missouri 2025 Regular Session

• Introduced: 1/8/25
• Refer: 1/23/25

Caption

Modifies provisions relating to the abuse or neglect of vulnerable persons

Impact

The impact of SB 164 on state laws is significant as it introduces stricter financial liabilities for long-term care facilities concerning negligence and abuse claims. By requiring substantial liability insurance or a reserve account to cover potential liabilities, the bill seeks to enhance the protections available to residents. This move indicates an effort by the state to minimize risks associated with care provision to vulnerable populations, which is crucial in maintaining a high standard of care in long-term facilities.

Summary

Senate Bill 164 aims to modify existing provisions related to the abuse and neglect of vulnerable persons, particularly focusing on the elderly and individuals with disabilities. The bill repeals and enacts new sections within the Revised Statutes of Missouri, establishing clearer definitions and standards for long-term care facilities. Central to the proposed legislation is the requirement for these facilities to maintain a minimum liability insurance coverage of two million dollars against claims of abuse or neglect, thus holding them accountable for the well-being of their residents.

Contention

Notably, the bill’s requirement for liability coverage has sparked discussions about the potential financial burden it may impose on smaller care facilities, which may struggle to meet these insurance costs. Critics argue that this could lead to increased operational costs, making it difficult for some facilities to remain viable. Additionally, there are concerns about the adequacy of state oversight and the balance between ensuring resident safety versus limiting access to care facilities for vulnerable populations if they are unable to comply with new insurance requirements.