Mississippi 2022 Regular Session

Mississippi House Bill HB1276

Introduced
1/17/22  
Refer
1/17/22  

Caption

Contracts; require to be written in large print.

Impact

If enacted, House Bill 1276 could lead to substantial changes in business practices across the state, particularly for businesses dealing with consumer contracts. By enforcing a minimum font size, the bill seeks to protect consumers from potential abuses in contract terms that might otherwise be obscured in smaller print. This could also encourage businesses to adopt clearer communication practices, thus potentially leading to a more informed clientele and reducing disputes over contractual obligations due to misunderstandings related to contract language and terms.

Summary

House Bill 1276 aims to enhance contract readability by mandating that all contracts in Mississippi be written in a font size of at least ten point. The bill's primary goal is to ensure that consumers fully understand the terms of the contracts they enter into, providing a clearer legal foundation surrounding contract enforceability based on font requirements. It stipulates that any contract portion written in a smaller font size than stated would be considered unenforceable. This legislation may have significant implications for various contractual agreements, especially those involving retail installment contracts and agreements governed by the Mississippi Code.

Contention

Despite its consumer protection intentions, there may be concerns over the practicality of enforcing such a requirement, particularly for long or complex contracts. Critics may argue that the bill could lead to increased costs for businesses, as they might need to redesign standard contract templates to comply with the new rules. Furthermore, there may be discussions regarding whether the size requirement adequately addresses the broader issues of transparency and fairness in contract law, or if it merely serves as a minimal adjustment without tackling deeper issues affecting consumer rights.

Companion Bills

No companion bills found.

Previously Filed As

MS AB2311

Motor vehicle conditional sale contracts: guaranteed asset protection waivers.

MS SB145

AN ACT relating to retail installment contracts.

MS SB304

Contractors: exemptions.

MS SB1400

Car title loans; rate; contracts

MS SB517

Home improvement contract requirements: subcontractors.

MS HB5460

Consumer protection: retail installment sales; payments under motor vehicle installment sale contracts; modify. Amends secs. 2, 12, 13, 22 & 31 of 1950 (Ex Sess) PA 27 (MCL 492.102 et seq.).

MS AB2471

Senior citizens: rescission of contracts.

MS SB472

Balance Info To Certain Borrowers

MS SB0344

Consumer protection: retail installment sales; retail installment sales act; revise reference to the guaranteed asset protection waiver act. Amends sec. 3 of 1966 PA 224 (MCL 445.853). TIE BAR WITH: SB 0343'23

MS HF3692

Contract requirements for deeds between investor sellers and purchasers of residential real property modified, recording provisions modified, disclosures required, right to cancel provided, and civil remedies authorized.

Similar Bills

MS SB2575

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MS SB2899

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MS SB2300

Construction contracts; amend certain provisions.

MS HB934

Healthcare Contracting Simplification Act; create.

MS SB2548

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MS HB1271

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