Insurance For Search & Rescue Volunteers
The bill mandates that the insurance policy for search and rescue volunteers includes substantial coverage, specifically $150,000 for accidental death or dismemberment and $50,000 for medical expenses incurred during rescue missions or training exercises. This provision is expected to alleviate some of the financial burdens that may arise for volunteers and their families in tragic situations. The comprehensive insurance coverage is intended to encourage more individuals to join search and rescue efforts, knowing that they will be protected financially should something go wrong during their service.
Senate Bill 82, introduced by Jeff Steinborn, aims to enhance public safety by requiring the risk management division of the General Services Department in New Mexico to maintain an accident insurance policy specifically for search and rescue volunteers. This legislation is significant as it acknowledges the risks faced by these uncompensated individuals when engaged in critical missions to save lives, emphasizing the importance of their contributions to public safety in the state. By formalizing the insurance requirements, the bill intends to provide a safety net for volunteers who may suffer injuries or fatalities during their service.
As with many legislative measures, there may be points of contention regarding the administration of this insurance policy, including how it will be financed and how claims will be processed. Some may argue that the costs associated with maintaining such insurance could potentially divert funds from other important public safety initiatives. Additionally, there might be discussions regarding the adequacy of coverage and whether it meets the needs of all search and rescue volunteers across New Mexico, including those engaged in diverse and hazardous environments.