EXEMPT (Reprinted with amendments adopted on April 21, 2025) FIRST REPRINT A.B. 169 - *AB169_R1* ASSEMBLY BILL NO. 169–ASSEMBLYMEMBER YEAGER PREFILED JANUARY 31, 2025 ____________ Referred to Committee on Commerce and Labor SUMMARY—Revises provisions relating to health insurance. (BDR 57-735) FISCAL NOTE: Effect on Local Government: May have Fiscal Impact. Effect on the State: Yes. CONTAINS UNFUNDED MANDATE (§ 14) (NOT REQUESTED BY AFFECTED LOCAL GOVERNMENT) ~ EXPLANATION – Matter in bolded italics is new; matter between brackets [omitted material] is material to be omitted. AN ACT relating to insurance; establishing the applicability of provisions requiring policies of health insurance to include certain coverage; requiring that certain health insurance policies and health plans include coverage for certain forms of speech-language pathology as treatment for stuttering for persons who are less than 26 years of age; prohibiting certain limitations on such coverage; and providing other matters properly relating thereto. Legislative Counsel’s Digest: Existing law requires public and private policies of health insurance and health 1 plans regulated under Nevada law to include certain coverage. (NRS 287.010, 2 287.04335, 422.27172-422.272428, 689A.04033-689A.0465, 689B.0303-3 689B.0379, 689C.1652-689C.169, 689C.194, 689C.1945, 689C.195, 689C.425, 4 695A.184-695A.1875, 695A.265, 695B.1901-695B.1948, 695C.050, 695C.1691-5 695C.176, 695G.162-695G.177) Existing law also requires employers to provide 6 certain benefits for health care to employees, including the coverage required of 7 health insurers, if the employer provides health benefits for its employees. (NRS 8 608.1555) Sections 2.3 and 4.3 of this bill provide that certain provisions requiring 9 a policy of individual or group health insurance to include certain coverage are 10 inapplicable to a policy that only provides coverage for a specified disease or 11 illness or that only provides a limited benefit. 12 Sections 2.7, 4.7-10, 12 and 14-16 of this bill require that certain public and 13 private policies of health insurance and health plans, including Medicaid, include 14 coverage for habilitative and rehabilitative speech-language pathology as a 15 treatment for stuttering for persons who are less than 26 years of age. Sections 1, 16 2.7, 4.7-10, 12 and 14-16 of this bill additionally prohibit an insurer from imposing 17 – 2 – - *AB169_R1* a maximum annual limit on the coverage, limiting coverage based on the cause of 18 the stuttering or imposing medical management techniques on those benefits. 19 Section 13 of this bill makes a conforming change to require the Director of the 20 Department of Health and Human Services to administer the provisions of section 21 16 in the same manner as other provisions relating to Medicaid. Section 3 of this 22 bill authorizes the Commissioner of Insurance to require that certain policies of 23 health insurance issued by a domestic insurer to a person who resides in another 24 state include the coverage required by sections 2.3 and 2.7. Section 11 of this bill 25 authorizes the Commissioner to suspend or revoke the certificate of a health 26 maintenance organization that fails to comply with the requirements of section 9. 27 The Commissioner would also be authorized to take such action against other 28 health insurers who fail to comply with the requirements of sections 2.7, 4.7-8 or 29 12. (NRS 680A.200) 30 THE PEOPLE OF THE STATE OF NEVADA, REPRESENTED IN SENATE AND ASSEMBLY, DO ENACT AS FOLLOWS: Section 1. NRS 687B.225 is hereby amended to read as 1 follows: 2 687B.225 1. Except as otherwise provided in NRS 3 689A.0405, 689A.0412, 689A.0413, 689A.0418, 689A.0437, 4 689A.044, 689A.0445, 689A.0459, 689B.031, 689B.0312, 5 689B.0313, 689B.0315, 689B.0317, 689B.0319, 689B.0374, 6 689B.0378, 689C.1665, 689C.1671, 689C.1675, 689C.1676, 7 695A.1843, 695A.1856, 695A.1865, 695A.1874, 695B.1912, 8 695B.1913, 695B.1914, 695B.1919, 695B.19197, 695B.1924, 9 695B.1925, 695B.1942, 695C.1696, 695C.1699, 695C.1713, 10 695C.1735, 695C.1737, 695C.1743, 695C.1745, 695C.1751, 11 695G.170, 695G.1705, 695G.171, 695G.1714, 695G.1715, 12 695G.1719 [and] 695G.177, and sections 2.7, 4.7, 5, 7, 8, 9 and 12 13 of this act, any contract for group, blanket or individual health 14 insurance or any contract by a nonprofit hospital, medical or dental 15 service corporation or organization for dental care which provides 16 for payment of a certain part of medical or dental care may require 17 the insured or member to obtain prior authorization for that care 18 from the insurer or organization. The insurer or organization shall: 19 (a) File its procedure for obtaining approval of care pursuant to 20 this section for approval by the Commissioner; and 21 (b) Unless a shorter time period is prescribed by a specific 22 statute, including, without limitation, NRS 689A.0446, 689B.0361, 23 689C.1688, 695A.1859, 695B.19087, 695C.16932 and 695G.1703, 24 respond to any request for approval by the insured or member 25 pursuant to this section within 20 days after it receives the request. 26 2. The procedure for prior authorization may not discriminate 27 among persons licensed to provide the covered care. 28 – 3 – - *AB169_R1* Sec. 2. Chapter 689A of NRS is hereby amended by adding 1 thereto the provisions set forth as sections 2.3 and 2.7 of this act. 2 Sec. 2.3. 1. The provisions of NRS 689A.04033 to 3 689A.0465, inclusive, and section 2.7 of this act must not be 4 construed to require a policy that provides coverage only for a 5 specified disease or illness or other limited benefit to provide the 6 coverage set forth in those sections. 7 2. The Division shall not interpret the term “policy of health 8 insurance,” for the purposes of NRS 689A.04033 to 689A.0465, 9 inclusive, and section 2.7 of this act, in a manner contrary to the 10 provisions of subsection 1. 11 Sec. 2.7. 1. An insurer that offers or issues a policy of 12 health insurance shall include in the policy coverage for 13 habilitative speech-language pathology and rehabilitative speech-14 language pathology as a treatment for stuttering for insureds who 15 are less than 26 years of age. 16 2. An insurer shall not: 17 (a) Set a maximum annual limit on the benefits described in 18 subsection 1, including, without limitation, a limit on the number 19 of annual visits to a speech-language pathologist; 20 (b) Limit the benefits described in subsection 1 based on the 21 cause of the stuttering; or 22 (c) Subject the benefits described in subsection 1 to medical 23 management techniques. 24 3. A policy of health insurance subject to the provisions of 25 this chapter that is delivered, issued for delivery or renewed on or 26 after January 1, 2026, has the legal effect of including the 27 coverage required by subsection 1, and any provision of the policy 28 that conflicts with the provisions of this section is void. 29 4. As used in this section: 30 (a) “Habilitative speech-language pathology” means services 31 that constitute the practice of speech-language pathology which 32 help a person keep, learn or improve skills and functioning for 33 daily living. 34 (b) “Medical management technique” means a practice which 35 is used to control the cost or use of health care services or 36 prescription drugs. The term includes, without limitation, the use 37 of step therapy, prior authorization and categorizing drugs and 38 devices based on cost, type or method of administration. 39 (c) “Practice of speech-language pathology” has the meaning 40 ascribed to it in NRS 637B.060. 41 (d) “Rehabilitative speech-language pathology” means 42 services that constitute the practice of speech-language pathology 43 which help a person restore or improve skills and functioning for 44 daily living that have been lost or impaired. 45 – 4 – - *AB169_R1* Sec. 3. NRS 689A.330 is hereby amended to read as follows: 1 689A.330 If any policy is issued by a domestic insurer for 2 delivery to a person residing in another state, and if the insurance 3 commissioner or corresponding public officer of that other state has 4 informed the Commissioner that the policy is not subject to approval 5 or disapproval by that officer, the Commissioner may by ruling 6 require that the policy meet the standards set forth in NRS 689A.030 7 to 689A.320, inclusive [.] , and sections 2.3 and 2.7 of this act. 8 Sec. 4. Chapter 689B of NRS is hereby amended by adding 9 thereto the provisions set forth as sections 4.3 and 4.7 of this act. 10 Sec. 4.3. 1. The provisions of NRS 689B.0303 to 11 689B.0379, inclusive, and section 4.7 of this act must not be 12 construed to require a policy that provides coverage only for a 13 specified disease or illness or other limited benefit to provide the 14 coverage set forth in those sections. 15 2. The Division shall not interpret the term “policy of group 16 health insurance,” for the purposes of NRS 689B.0303 to 17 689B.0379, inclusive, and section 4.7 of this act, in a manner 18 contrary to the provisions of subsection 1. 19 Sec. 4.7. 1. An insurer that offers or issues a policy of 20 group health insurance shall include in the policy coverage for 21 habilitative speech-language pathology and rehabilitative speech-22 language pathology as a treatment for stuttering for insureds who 23 are less than 26 years of age. 24 2. An insurer shall not: 25 (a) Set a maximum annual limit on the benefits described in 26 subsection 1, including, without limitation, a limit on the number 27 of annual visits to a speech-language pathologist; 28 (b) Limit the benefits described in subsection 1 based on the 29 cause of the stuttering; or 30 (c) Subject the benefits described in subsection 1 to medical 31 management techniques. 32 3. A policy of group health insurance subject to the 33 provisions of this chapter that is delivered, issued for delivery or 34 renewed on or after January 1, 2026, has the legal effect of 35 including the coverage required by subsection 1, and any 36 provision of the policy that conflicts with the provisions of this 37 section is void. 38 4. As used in this section: 39 (a) “Habilitative speech-language pathology” means services 40 that constitute the practice of speech-language pathology which 41 help a person keep, learn or improve skills and functioning for 42 daily living. 43 (b) “Medical management technique” means a practice which 44 is used to control the cost or use of health care services or 45 – 5 – - *AB169_R1* prescription drugs. The term includes, without limitation, the use 1 of step therapy, prior authorization and categorizing drugs and 2 devices based on cost, type or method of administration. 3 (c) “Practice of speech-language pathology” has the meaning 4 ascribed to it in NRS 637B.060. 5 (d) “Rehabilitative speech-language pathology” means 6 services that constitute the practice of speech-language pathology 7 which help a person restore or improve skills and functioning for 8 daily living that have been lost or impaired. 9 Sec. 5. Chapter 689C of NRS is hereby amended by adding 10 thereto a new section to read as follows: 11 1. A carrier that offers or issues a health benefit plan shall 12 include in the plan coverage for habilitative speech-language 13 pathology and rehabilitative speech-language pathology as a 14 treatment for stuttering for insureds who are less than 26 years of 15 age. 16 2. A carrier shall not: 17 (a) Set a maximum annual limit on the benefits described in 18 subsection 1, including, without limitation, a limit on the number 19 of annual visits to a speech-language pathologist; 20 (b) Limit the benefits described in subsection 1 based on the 21 cause of the stuttering; or 22 (c) Subject the benefits described in subsection 1 to medical 23 management techniques. 24 3. A health benefit plan subject to the provisions of this 25 chapter that is delivered, issued for delivery or renewed on or after 26 January 1, 2026, has the legal effect of including the coverage 27 required by subsection 1, and any provision of the plan that 28 conflicts with the provisions of this section is void. 29 4. As used in this section: 30 (a) “Habilitative speech-language pathology” means services 31 that constitute the practice of speech-language pathology which 32 help a person keep, learn or improve skills and functioning for 33 daily living. 34 (b) “Medical management technique” means a practice which 35 is used to control the cost or use of health care services or 36 prescription drugs. The term includes, without limitation, the use 37 of step therapy, prior authorization and categorizing drugs and 38 devices based on cost, type or method of administration. 39 (c) “Practice of speech-language pathology” has the meaning 40 ascribed to it in NRS 637B.060. 41 (d) “Rehabilitative speech-language pathology” means 42 services that constitute the practice of speech-language pathology 43 which help a person restore or improve skills and functioning for 44 daily living that have been lost or impaired. 45 – 6 – - *AB169_R1* Sec. 6. NRS 689C.425 is hereby amended to read as follows: 1 689C.425 A voluntary purchasing group and any contract 2 issued to such a group pursuant to NRS 689C.360 to 689C.600, 3 inclusive, are subject to the provisions of NRS 689C.015 to 4 689C.355, inclusive, and section 5 of this act to the extent 5 applicable and not in conflict with the express provisions of NRS 6 687B.408 and 689C.360 to 689C.600, inclusive. 7 Sec. 7. Chapter 695A of NRS is hereby amended by adding 8 thereto a new section to read as follows: 9 1. A society that offers or issues a benefit contract shall 10 include in the contract coverage for habilitative speech-language 11 pathology and rehabilitative speech-language pathology as a 12 treatment for stuttering for insureds who are less than 26 years of 13 age. 14 2. A society shall not: 15 (a) Set a maximum annual limit on the benefits described in 16 subsection 1, including, without limitation, a limit on the number 17 of annual visits to a speech-language pathologist; 18 (b) Limit the benefits described in subsection 1 based on the 19 cause of the stuttering; or 20 (c) Subject the benefits described in subsection 1 to medical 21 management techniques. 22 3. A benefit contract subject to the provisions of this chapter 23 that is delivered, issued for delivery or renewed on or after 24 January 1, 2026, has the legal effect of including the coverage 25 required by subsection 1, and any provision of the contract that 26 conflicts with the provisions of this section is void. 27 4. As used in this section: 28 (a) “Habilitative speech-language pathology” means services 29 that constitute the practice of speech-language pathology which 30 help a person keep, learn or improve skills and functioning for 31 daily living. 32 (b) “Medical management technique” means a practice which 33 is used to control the cost or use of health care services or 34 prescription drugs. The term includes, without limitation, the use 35 of step therapy, prior authorization and categorizing drugs and 36 devices based on cost, type or method of administration. 37 (c) “Practice of speech-language pathology” has the meaning 38 ascribed to it in NRS 637B.060. 39 (d) “Rehabilitative speech-language pathology” means 40 services that constitute the practice of speech-language pathology 41 which help a person restore or improve skills and functioning for 42 daily living that have been lost or impaired. 43 – 7 – - *AB169_R1* Sec. 8. Chapter 695B of NRS is hereby amended by adding 1 thereto a new section to read as follows: 2 1. A hospital or medical services corporation that offers or 3 issues a policy of health insurance shall include in the policy 4 coverage for habilitative speech-language pathology and 5 rehabilitative speech-language pathology as a treatment for 6 stuttering for insureds who are less than 26 years of age. 7 2. A hospital or medical services corporation shall not: 8 (a) Set a maximum annual limit on the benefits described in 9 subsection 1, including, without limitation, a limit on the number 10 of annual visits to a speech-language pathologist; 11 (b) Limit the benefits described in subsection 1 based on the 12 cause of the stuttering; or 13 (c) Subject the benefits described in subsection 1 to medical 14 management techniques. 15 3. A policy of health insurance subject to the provisions of 16 this chapter that is delivered, issued for delivery or renewed on or 17 after January 1, 2026, has the legal effect of including the 18 coverage required by subsection 1, and any provision of the policy 19 that conflicts with the provisions of this section is void. 20 4. As used in this section: 21 (a) “Habilitative speech-language pathology” means services 22 that constitute the practice of speech-language pathology which 23 help a person keep, learn or improve skills and functioning for 24 daily living. 25 (b) “Medical management technique” means a practice which 26 is used to control the cost or use of health care services or 27 prescription drugs. The term includes, without limitation, the use 28 of step therapy, prior authorization and categorizing drugs and 29 devices based on cost, type or method of administration. 30 (c) “Practice of speech-language pathology” has the meaning 31 ascribed to it in NRS 637B.060. 32 (d) “Rehabilitative speech-language pathology” means 33 services that constitute the practice of speech-language pathology 34 which help a person restore or improve skills and functioning for 35 daily living that have been lost or impaired. 36 Sec. 9. Chapter 695C of NRS is hereby amended by adding 37 thereto a new section to read as follows: 38 1. A health maintenance organization that offers or issues a 39 health care plan shall include in the plan coverage for habilitative 40 speech-language pathology and rehabilitative speech-language 41 pathology as a treatment for stuttering for enrollees who are less 42 than 26 years of age. 43 2. A health maintenance organization shall not: 44 – 8 – - *AB169_R1* (a) Set a maximum annual limit on the benefits described in 1 subsection 1, including, without limitation, a limit on the number 2 of annual visits to a speech-language pathologist; 3 (b) Limit the benefits described in subsection 1 based on the 4 cause of the stuttering; or 5 (c) Subject the benefits described in subsection 1 to medical 6 management techniques. 7 3. A health care plan subject to the provisions of this chapter 8 that is delivered, issued for delivery or renewed on or after 9 January 1, 2026, has the legal effect of including the coverage 10 required by subsection 1, and any provision of the plan that 11 conflicts with the provisions of this section is void. 12 4. As used in this section: 13 (a) “Habilitative speech-language pathology” means services 14 that constitute the practice of speech-language pathology which 15 help a person keep, learn or improve skills and functioning for 16 daily living. 17 (b) “Medical management technique” means a practice which 18 is used to control the cost or use of health care services or 19 prescription drugs. The term includes, without limitation, the use 20 of step therapy, prior authorization and categorizing drugs and 21 devices based on cost, type or method of administration. 22 (c) “Practice of speech-language pathology” has the meaning 23 ascribed to it in NRS 637B.060. 24 (d) “Rehabilitative speech-language pathology” means 25 services that constitute the practice of speech-language pathology 26 which help a person restore or improve skills and functioning for 27 daily living that have been lost or impaired. 28 Sec. 10. NRS 695C.050 is hereby amended to read as follows: 29 695C.050 1. Except as otherwise provided in this chapter or 30 in specific provisions of this title, the provisions of this title are not 31 applicable to any health maintenance organization granted a 32 certificate of authority under this chapter. This provision does not 33 apply to an insurer licensed and regulated pursuant to this title 34 except with respect to its activities as a health maintenance 35 organization authorized and regulated pursuant to this chapter. 36 2. Solicitation of enrollees by a health maintenance 37 organization granted a certificate of authority, or its representatives, 38 must not be construed to violate any provision of law relating to 39 solicitation or advertising by practitioners of a healing art. 40 3. Any health maintenance organization authorized under this 41 chapter shall not be deemed to be practicing medicine and is exempt 42 from the provisions of chapter 630 of NRS. 43 4. The provisions of NRS 695C.110, 695C.125, 695C.1691, 44 695C.1693, 695C.170, 695C.1703, 695C.1705, 695C.1709 to 45 – 9 – - *AB169_R1* 695C.173, inclusive, 695C.1733, 695C.17335, 695C.1734, 1 695C.1751, 695C.1755, 695C.1759, 695C.176 to 695C.200, 2 inclusive, and 695C.265 do not apply to a health maintenance 3 organization that provides health care services through managed 4 care to recipients of Medicaid under the State Plan for Medicaid or 5 insurance pursuant to the Children’s Health Insurance Program 6 pursuant to a contract with the Division of Health Care Financing 7 and Policy of the Department of Health and Human Services. This 8 subsection does not exempt a health maintenance organization from 9 any provision of this chapter for services provided pursuant to any 10 other contract. 11 5. The provisions of NRS 695C.16932 to 695C.1699, 12 inclusive, 695C.1701, 695C.1708, 695C.1728, 695C.1731, 13 695C.17333, 695C.17345, 695C.17347, 695C.1736 to 695C.1745, 14 inclusive, 695C.1757 and 695C.204 and section 9 of this act apply 15 to a health maintenance organization that provides health care 16 services through managed care to recipients of Medicaid under the 17 State Plan for Medicaid. 18 6. The provisions of NRS 695C.17095 do not apply to a health 19 maintenance organization that provides health care services to 20 members of the Public Employees’ Benefits Program. This 21 subsection does not exempt a health maintenance organization from 22 any provision of this chapter for services provided pursuant to any 23 other contract. 24 7. The provisions of NRS 695C.1735 do not apply to a health 25 maintenance organization that provides health care services to: 26 (a) The officers and employees, and the dependents of officers 27 and employees, of the governing body of any county, school district, 28 municipal corporation, political subdivision, public corporation or 29 other local governmental agency of this State; or 30 (b) Members of the Public Employees’ Benefits Program. 31 This subsection does not exempt a health maintenance 32 organization from any provision of this chapter for services 33 provided pursuant to any other contract. 34 Sec. 11. NRS 695C.330 is hereby amended to read as follows: 35 695C.330 1. The Commissioner may suspend or revoke any 36 certificate of authority issued to a health maintenance organization 37 pursuant to the provisions of this chapter if the Commissioner finds 38 that any of the following conditions exist: 39 (a) The health maintenance organization is operating 40 significantly in contravention of its basic organizational document, 41 its health care plan or in a manner contrary to that described in and 42 reasonably inferred from any other information submitted pursuant 43 to NRS 695C.060, 695C.070 and 695C.140, unless any amendments 44 – 10 – - *AB169_R1* to those submissions have been filed with and approved by the 1 Commissioner; 2 (b) The health maintenance organization issues evidence of 3 coverage or uses a schedule of charges for health care services 4 which do not comply with the requirements of NRS 695C.1691 to 5 695C.200, inclusive, and section 9 of this act, 695C.204 or 6 695C.207; 7 (c) The health care plan does not furnish comprehensive health 8 care services as provided for in NRS 695C.060; 9 (d) The Commissioner certifies that the health maintenance 10 organization: 11 (1) Does not meet the requirements of subsection 1 of NRS 12 695C.080; or 13 (2) Is unable to fulfill its obligations to furnish health care 14 services as required under its health care plan; 15 (e) The health maintenance organization is no longer financially 16 responsible and may reasonably be expected to be unable to meet its 17 obligations to enrollees or prospective enrollees; 18 (f) The health maintenance organization has failed to put into 19 effect a mechanism affording the enrollees an opportunity to 20 participate in matters relating to the content of programs pursuant to 21 NRS 695C.110; 22 (g) The health maintenance organization has failed to put into 23 effect the system required by NRS 695C.260 for: 24 (1) Resolving complaints in a manner reasonably to dispose 25 of valid complaints; and 26 (2) Conducting external reviews of adverse determinations 27 that comply with the provisions of NRS 695G.241 to 695G.310, 28 inclusive; 29 (h) The health maintenance organization or any person on its 30 behalf has advertised or merchandised its services in an untrue, 31 misrepresentative, misleading, deceptive or unfair manner; 32 (i) The continued operation of the health maintenance 33 organization would be hazardous to its enrollees or creditors or to 34 the general public; 35 (j) The health maintenance organization fails to provide the 36 coverage required by NRS 695C.1691; or 37 (k) The health maintenance organization has otherwise failed to 38 comply substantially with the provisions of this chapter. 39 2. A certificate of authority must be suspended or revoked only 40 after compliance with the requirements of NRS 695C.340. 41 3. If the certificate of authority of a health maintenance 42 organization is suspended, the health maintenance organization shall 43 not, during the period of that suspension, enroll any additional 44 – 11 – - *AB169_R1* groups or new individual contracts, unless those groups or persons 1 were contracted for before the date of suspension. 2 4. If the certificate of authority of a health maintenance 3 organization is revoked, the organization shall proceed, immediately 4 following the effective date of the order of revocation, to wind up its 5 affairs and shall conduct no further business except as may be 6 essential to the orderly conclusion of the affairs of the organization. 7 It shall engage in no further advertising or solicitation of any kind. 8 The Commissioner may, by written order, permit such further 9 operation of the organization as the Commissioner may find to be in 10 the best interest of enrollees to the end that enrollees are afforded 11 the greatest practical opportunity to obtain continuing coverage for 12 health care. 13 Sec. 12. Chapter 695G of NRS is hereby amended by adding 14 thereto a new section to read as follows: 15 1. A managed care organization that offers or issues a health 16 care plan shall include in the plan coverage for habilitative 17 speech-language pathology and rehabilitative speech-language 18 pathology as a treatment for stuttering for insureds who are less 19 than 26 years of age. 20 2. A managed care organization shall not: 21 (a) Set a maximum annual limit on the benefits described in 22 subsection 1, including, without limitation, a limit on the number 23 of annual visits to a speech-language pathologist; 24 (b) Limit the benefits described in subsection 1 based on the 25 cause of the stuttering; or 26 (c) Subject the benefits described in subsection 1 to medical 27 management techniques. 28 3. A health care plan subject to the provisions of this chapter 29 that is delivered, issued for delivery or renewed on or after 30 January 1, 2026, has the legal effect of including the coverage 31 required by subsection 1, and any provision of the plan that 32 conflicts with the provisions of this section is void. 33 4. As used in this section: 34 (a) “Habilitative speech-language pathology” means services 35 that constitute the practice of speech-language pathology which 36 help a person keep, learn or improve skills and functioning for 37 daily living. 38 (b) “Medical management technique” means a practice which 39 is used to control the cost or use of health care services or 40 prescription drugs. The term includes, without limitation, the use 41 of step therapy, prior authorization and categorizing drugs and 42 devices based on cost, type or method of administration. 43 (c) “Practice of speech-language pathology” has the meaning 44 ascribed to it in NRS 637B.060. 45 – 12 – - *AB169_R1* (d) “Rehabilitative speech-language pathology” means 1 services that constitute the practice of speech language pathology 2 which help a person restore or improve skills and functioning for 3 daily living that have been lost or impaired. 4 Sec. 13. NRS 232.320 is hereby amended to read as follows: 5 232.320 1. The Director: 6 (a) Shall appoint, with the consent of the Governor, 7 administrators of the divisions of the Department, who are 8 respectively designated as follows: 9 (1) The Administrator of the Aging and Disability Services 10 Division; 11 (2) The Administrator of the Division of Welfare and 12 Supportive Services; 13 (3) The Administrator of the Division of Child and Family 14 Services; 15 (4) The Administrator of the Division of Health Care 16 Financing and Policy; and 17 (5) The Administrator of the Division of Public and 18 Behavioral Health. 19 (b) Shall administer, through the divisions of the Department, 20 the provisions of chapters 63, 424, 425, 427A, 432A to 442, 21 inclusive, 446 to 450, inclusive, 458A and 656A of NRS, NRS 22 127.220 to 127.310, inclusive, 422.001 to 422.410, inclusive, and 23 section 16 of this act, 422.580, 432.010 to 432.133, inclusive, 24 432B.6201 to 432B.626, inclusive, 444.002 to 444.430, inclusive, 25 and 445A.010 to 445A.055, inclusive, and all other provisions of 26 law relating to the functions of the divisions of the Department, but 27 is not responsible for the clinical activities of the Division of Public 28 and Behavioral Health or the professional line activities of the other 29 divisions. 30 (c) Shall administer any state program for persons with 31 developmental disabilities established pursuant to the 32 Developmental Disabilities Assistance and Bill of Rights Act of 33 2000, 42 U.S.C. §§ 15001 et seq. 34 (d) Shall, after considering advice from agencies of local 35 governments and nonprofit organizations which provide social 36 services, adopt a master plan for the provision of human services in 37 this State. The Director shall revise the plan biennially and deliver a 38 copy of the plan to the Governor and the Legislature at the 39 beginning of each regular session. The plan must: 40 (1) Identify and assess the plans and programs of the 41 Department for the provision of human services, and any 42 duplication of those services by federal, state and local agencies; 43 (2) Set forth priorities for the provision of those services; 44 – 13 – - *AB169_R1* (3) Provide for communication and the coordination of those 1 services among nonprofit organizations, agencies of local 2 government, the State and the Federal Government; 3 (4) Identify the sources of funding for services provided by 4 the Department and the allocation of that funding; 5 (5) Set forth sufficient information to assist the Department 6 in providing those services and in the planning and budgeting for the 7 future provision of those services; and 8 (6) Contain any other information necessary for the 9 Department to communicate effectively with the Federal 10 Government concerning demographic trends, formulas for the 11 distribution of federal money and any need for the modification of 12 programs administered by the Department. 13 (e) May, by regulation, require nonprofit organizations and state 14 and local governmental agencies to provide information regarding 15 the programs of those organizations and agencies, excluding 16 detailed information relating to their budgets and payrolls, which the 17 Director deems necessary for the performance of the duties imposed 18 upon him or her pursuant to this section. 19 (f) Has such other powers and duties as are provided by law. 20 2. Notwithstanding any other provision of law, the Director, or 21 the Director’s designee, is responsible for appointing and removing 22 subordinate officers and employees of the Department. 23 Sec. 14. NRS 287.010 is hereby amended to read as follows: 24 287.010 1. The governing body of any county, school 25 district, municipal corporation, political subdivision, public 26 corporation or other local governmental agency of the State of 27 Nevada may: 28 (a) Adopt and carry into effect a system of group life, accident 29 or health insurance, or any combination thereof, for the benefit of its 30 officers and employees, and the dependents of officers and 31 employees who elect to accept the insurance and who, where 32 necessary, have authorized the governing body to make deductions 33 from their compensation for the payment of premiums on the 34 insurance. 35 (b) Purchase group policies of life, accident or health insurance, 36 or any combination thereof, for the benefit of such officers and 37 employees, and the dependents of such officers and employees, as 38 have authorized the purchase, from insurance companies authorized 39 to transact the business of such insurance in the State of Nevada, 40 and, where necessary, deduct from the compensation of officers and 41 employees the premiums upon insurance and pay the deductions 42 upon the premiums. 43 (c) Provide group life, accident or health coverage through a 44 self-insurance reserve fund and, where necessary, deduct 45 – 14 – - *AB169_R1* contributions to the maintenance of the fund from the compensation 1 of officers and employees and pay the deductions into the fund. The 2 money accumulated for this purpose through deductions from the 3 compensation of officers and employees and contributions of 4 the governing body must be maintained as an internal service fund 5 as defined by NRS 354.543. The money must be deposited in a state 6 or national bank or credit union authorized to transact business in 7 the State of Nevada. Any independent administrator of a fund 8 created under this section is subject to the licensing requirements of 9 chapter 683A of NRS, and must be a resident of this State. Any 10 contract with an independent administrator must be approved by the 11 Commissioner of Insurance as to the reasonableness of 12 administrative charges in relation to contributions collected and 13 benefits provided. The provisions of NRS 439.581 to 439.597, 14 inclusive, 686A.135, 687B.352, 687B.408, 687B.692, 687B.723, 15 687B.725, 687B.805, 689B.030 to 689B.0317, inclusive, paragraphs 16 (b) and (c) of subsection 1 of NRS 689B.0319, subsections 2, 4, 6 17 and 7 of NRS 689B.0319, 689B.033 to 689B.0369, inclusive, and 18 section 4.7 of this act, 689B.0375 to 689B.050, inclusive, 19 689B.0675, 689B.265, 689B.287 and 689B.500 apply to coverage 20 provided pursuant to this paragraph, except that the provisions of 21 NRS 689B.0378, 689B.03785 and 689B.500 only apply to coverage 22 for active officers and employees of the governing body, or the 23 dependents of such officers and employees. 24 (d) Defray part or all of the cost of maintenance of a self-25 insurance fund or of the premiums upon insurance. The money for 26 contributions must be budgeted for in accordance with the laws 27 governing the county, school district, municipal corporation, 28 political subdivision, public corporation or other local governmental 29 agency of the State of Nevada. 30 2. If a school district offers group insurance to its officers and 31 employees pursuant to this section, members of the board of trustees 32 of the school district must not be excluded from participating in 33 the group insurance. If the amount of the deductions from 34 compensation required to pay for the group insurance exceeds the 35 compensation to which a trustee is entitled, the difference must be 36 paid by the trustee. 37 3. In any county in which a legal services organization exists, 38 the governing body of the county, or of any school district, 39 municipal corporation, political subdivision, public corporation or 40 other local governmental agency of the State of Nevada in the 41 county, may enter into a contract with the legal services 42 organization pursuant to which the officers and employees of the 43 legal services organization, and the dependents of those officers and 44 employees, are eligible for any life, accident or health insurance 45 – 15 – - *AB169_R1* provided pursuant to this section to the officers and employees, and 1 the dependents of the officers and employees, of the county, school 2 district, municipal corporation, political subdivision, public 3 corporation or other local governmental agency. 4 4. If a contract is entered into pursuant to subsection 3, the 5 officers and employees of the legal services organization: 6 (a) Shall be deemed, solely for the purposes of this section, to be 7 officers and employees of the county, school district, municipal 8 corporation, political subdivision, public corporation or other local 9 governmental agency with which the legal services organization has 10 contracted; and 11 (b) Must be required by the contract to pay the premiums or 12 contributions for all insurance which they elect to accept or of which 13 they authorize the purchase. 14 5. A contract that is entered into pursuant to subsection 3: 15 (a) Must be submitted to the Commissioner of Insurance for 16 approval not less than 30 days before the date on which the contract 17 is to become effective. 18 (b) Does not become effective unless approved by the 19 Commissioner. 20 (c) Shall be deemed to be approved if not disapproved by the 21 Commissioner within 30 days after its submission. 22 6. As used in this section, “legal services organization” means 23 an organization that operates a program for legal aid and receives 24 money pursuant to NRS 19.031. 25 Sec. 15. NRS 287.04335 is hereby amended to read as 26 follows: 27 287.04335 If the Board provides health insurance through a 28 plan of self-insurance, it shall comply with the provisions of NRS 29 439.581 to 439.597, inclusive, 686A.135, 687B.352, 687B.409, 30 687B.692, 687B.723, 687B.725, 687B.805, 689B.0353, 689B.255, 31 695C.1723, 695G.150, 695G.155, 695G.160, 695G.162, 32 695G.1635, 695G.164, 695G.1645, 695G.1665, 695G.167, 33 695G.1675, 695G.170 to 695G.1712, inclusive, 695G.1714 to 34 695G.174, inclusive, and section 12 of this act, 695G.176, 35 695G.177, 695G.200 to 695G.230, inclusive, 695G.241 to 36 695G.310, inclusive, 695G.405 and 695G.415, in the same manner 37 as an insurer that is licensed pursuant to title 57 of NRS is required 38 to comply with those provisions. 39 Sec. 16. Chapter 422 of NRS is hereby amended by adding 40 thereto a new section to read as follows: 41 1. To the extent federal financial participation is available, 42 the Director shall include under Medicaid coverage for 43 habilitative speech-language pathology and rehabilitative speech-44 – 16 – - *AB169_R1* language pathology as a treatment for stuttering for persons who 1 are less than 26 years of age. 2 2. Except where necessary to obtain federal financial 3 participation, the Department shall not: 4 (a) Set a maximum annual limit on the benefits described in 5 subsection 1, including, without limitation, a limit on the number 6 of annual visits to a speech-language pathologist; 7 (b) Limit the benefits described in subsection 1 based on the 8 cause of the stuttering; or 9 (c) Subject the benefits described in subsection 1 to medical 10 management techniques. 11 3. The Department shall: 12 (a) Apply to the Secretary of Health and Human Services for 13 any waiver of federal law or apply for any amendment of the 14 State Plan for Medicaid that is necessary for the Department to 15 receive federal funding to provide the coverage described in 16 subsection 1. 17 (b) Fully cooperate in good faith with the Federal Government 18 during the application process to satisfy the requirements of the 19 Federal Government for obtaining a waiver or amendment 20 pursuant to paragraph (a). 21 4. As used in this section: 22 (a) “Habilitative speech-language pathology” means services 23 that constitute the practice of speech-language pathology which 24 help a person keep, learn or improve skills and functioning for 25 daily living. 26 (b) “Medical management technique” means a practice which 27 is used to control the cost or use of health care services or 28 prescription drugs. The term includes, without limitation, the use 29 of step therapy, prior authorization and categorizing drugs and 30 devices based on cost, type or method of administration. 31 (c) “Practice of speech-language pathology” has the meaning 32 ascribed to it in NRS 637B.060. 33 (d) “Rehabilitative speech-language pathology” means 34 services that constitute the practice of speech-language pathology 35 which help a person restore or improve skills and functioning for 36 daily living that have been lost or impaired. 37 Sec. 17. The provisions of NRS 354.599 do not apply to any 38 additional expenses of a local government that are related to the 39 provisions of this act. 40 Sec. 18. 1. This section becomes effective upon passage and 41 approval. 42 2. Sections 1 to 17, inclusive, of this act become effective: 43 – 17 – - *AB169_R1* (a) Upon passage and approval for the purpose of adopting any 1 regulations and performing any other preparatory administrative 2 tasks that are necessary to carry out the provisions of this act; and 3 (b) On January 1, 2026, for all other purposes. 4 H