Prohibits consumer reporting agencies and lenders from using an individual's late payment of cashless tolls to determine their credit worthiness.
Prohibits consumer reporting agencies and lenders from using an individual's late payment of cashless tolls to determine their credit worthiness.
Prohibits consumer reporting agencies and lenders from using an individual's late payment of cashless tolls to determine their credit worthiness.
Urges Congress to pass legislation requiring mortgage lenders to consider rent payments when determining people's credit worthiness.
Urges Congress to pass legislation requiring mortgage lenders to consider rent payments when determining people's credit worthiness.
Urges Congress to pass legislation requiring mortgage lenders to consider rent payments when determining people's credit worthiness.
Limits fines for the late payment or evasion of tolls charged by a public authority to twenty-five percent of the toll owed.
Limits fines for the late payment or evasion of tolls charged by a public authority to twenty-five percent of the toll owed.
Enacts protections for private education loan borrowers and cosigners; requires certain notifications from creditors and debt collectors; prohibits acceleration; enacts provisions for cosigner release.
Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.