Deems asset-based lending transactions to be loans for all purposes.
Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions; allows loan applicants to consent to or opt out of such use.
Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions; allows loan applicants to consent to or opt out of such use.
Requires the disclosure of lead-based paint test reports in real estate transactions.
Relates to the administrative supervision of insurers deemed to be in a hazardous financial condition.
Requires the disclosure of lead-based paint test reports in real estate transactions.
Provides that an electronic marketplace provider shall be deemed to be a retailer for purposes of New York strict liability law and shall be strictly liable for all damages caused by defective products placed into the stream of commerce to the same extent that a retailer of that defective product would be liable.
Requires signage warning about EBT/SNAP skimming at all retail food stores; mandates chip-enabled point-of-sale systems for SNAP transactions.
Authorizes courts to reduce or modify sentences for certain individuals when such sentence is deemed to be greater than necessary to achieve the purposes of sentencing.
Relates to action arising out of consumer debt; defines consumer debt and replaces consumer credit transaction with such term.