Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Impact
If enacted, the bill will significantly alter the liability landscape for third-party food delivery services. By requiring these platforms to maintain insurance for their drivers, the legislation aims to provide a safety net for delivery personnel who may be involved in accidents while working. This shift may also influence how delivery services construct their operational protocols and manage risks, potentially affecting their business models and employment structures.
Summary
Bill A00070 seeks to amend the general business law in New York to mandate that third-party food delivery services maintain group insurance policies. These policies are intended to cover bodily injury or death that arises from qualifying accidents involving delivery drivers while they are engaged with the service. The legislation specifies what constitutes a delivery driver and qualifying accident, ensuring that anyone delivering products for a food service establishment through a third-party platform is included in the coverage requirements.
Contention
Notably, there are concerns regarding how the bill may affect the cost of services for consumers and the financial burden it may place on food delivery companies. Critics argue that the requirement for insurance could be passed on to consumers in the form of increased delivery fees. Moreover, there is contention regarding the potential for adverse actions against delivery drivers who might seek benefits or file claims, raising issues of job security and worker rights within the gig economy.
Same As
Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Requires a delivery person, or a third-party food delivery service on the delivery person's behalf through a group policy, to maintain insurance that recognizes that the delivery person is acting on behalf of the third-party food delivery service and provides financial responsibility coverage.
Requires a delivery network company to ensure that, during the delivery available period, if it applies, and during the delivery service period, primary automobile liability insurance is in place that recognizes that the driver is a delivery network driver or that does not exclude coverage for use of a personal vehicle to provide deliveries.
Prohibits third-party food delivery services from charging a food service establishment a delivery fee that totals more than a certain percent of the total purchase price of an online order.
Requires insurers to provide coverage for delivery through store and forward technology; requires prescription drug policies to cover the cost of contraceptive care delivered via telemedicine.
Prohibits third-party food delivery services from charging a food service establishment a delivery fee or other fees that total more than a certain percent of the total purchase price of an online order.
Provides for limited death benefit life insurance policies for persons aged 60 and over; authorizes the attorney general to enforce provisions; requires an insurer to provide consumers with a prescribed "Financial Review of Policy" form when it delivers or issues for delivery in this state an insurance policy or a certificate of insurance for persons aged 60 and over.
Provides for limited death benefit life insurance policies for persons aged 60 and over; authorizes the attorney general to enforce provisions; requires an insurer to provide consumers with a prescribed "Financial Review of Policy" form when it delivers or issues for delivery in this state an insurance policy or a certificate of insurance for persons aged 60 and over.
Requires that policy provisions regarding supplemental spousal liability insurance apply only to policies issued or delivered to an insured who is married.