Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.
Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.
Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.
Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.
Requires financial institutions to send a written notification of overdraft fees charged to account holders every 180 days.
Directs the superintendent of banks to promulgate rules and regulations requiring licensed cashers of checks to file suspicious activity reports.
Directs the superintendent of banks to promulgate rules and regulations requiring licensed cashers of checks to file suspicious activity reports.
Relates to hotel and motel taxes in Ulster county and to the deposit of revenue resulting from the imposition of such tax.
Relates to hotel and motel taxes in Ulster county and to the deposit of revenue resulting from the imposition of such tax.
Prohibits the imposition and collection of a fare, toll, rental, rate, charge or other fee on the Cross Bay Veterans Memorial Bridge.