NY
New York Assembly Bill A08127

New York 2025-2026 Regular Session

New York Assembly Bill A08127

Introduced
5/1/25  

Caption

Enacts the "construction laborer insurance protection act (CLIPA)"; requires every policy or contract of insurance issued to an owner, contractor or subcontractor performing the work of erection, demolition, repairing, altering, painting, or cleaning of a building, structure or edifice to provide coverage for bodily injury and death of workers.

Impact

If enacted, A08127 would specifically amend Section 3420 of the insurance law by introducing a new subsection that prohibits the exclusion or limitation of coverage in policies related to activities protected under Article 10 of the labor law. This amendment is intended to ensure that construction workers have unambiguous protection under their insurance policies, thereby enhancing their overall safety and security while performing hazardous tasks in their line of work. This legislative change is anticipated to push for stricter compliance among contractors and subcontractors regarding insurance coverage for their workers.

Summary

Bill A08127, known as the 'Construction Laborer Insurance Protection Act (CLIPA)', aims to enhance the protection of construction workers by mandating specific insurance coverage provisions. The bill requires that every insurance policy or contract issued to contractors, subcontractors, and owners involved in construction activities—including erection, demolition, repairing, altering, painting, or cleaning of buildings—must include coverage for bodily injury and death of workers. This act underscores the significance of safeguarding laborers through adequate insurance policies designed to protect them from work-related incidents.

Contention

The introduction of A08127 has the potential to provoke debate among various stakeholders, particularly concerning the financial implications for contractors and subcontractors who may face increased insurance costs under this new requirement. While advocates for the bill argue that it is a necessary step for employee protection and worker rights, opponents may view it as an additional financial burden that could impact the viability of small construction businesses. The bill's focus on mandatory coverage aims to bridge safety gaps within the industry; however, the economic ramifications for businesses may lead to divided opinions on its necessity and effectiveness.

Companion Bills

NY S07997

Same As Enacts the "construction laborer insurance protection act (CLIPA)"; requires every policy or contract of insurance issued to an owner, contractor or subcontractor performing the work of erection, demolition, repairing, altering, painting, or cleaning of a building, structure or edifice to provide coverage for bodily injury and death of workers.

Previously Filed As

NY S04994

Requires certain contractor, subcontractor and worker certifications for metropolitan transportation authority contracts which involve industrial painting or industrial coating work.

NY A06099

Requires certain contractor, subcontractor and worker certifications for metropolitan transportation authority contracts which involve industrial painting or industrial coating work.

NY A07317

Enacts the "New York small contractor relief act"; defines terms; authorizes a small contractor captive insurance company to purchase, and the New York state insurance fund shall be authorized and directed to provide, reinsurance and retrocession reinsurance for such captive insurance company, on either a quota share arrangement or facultative arrangement at a rate to be determined by the board of the fund; provides that a small contractor captive insurance company organized pursuant to this article shall not refuse to issue, renew or cancel a policy of any qualified small construction contractor based upon geographic location or line of business engaged in by such contractor; makes related provisions.

NY S07975

Enacts the "New York small contractor relief act"; defines terms; authorizes a small contractor captive insurance company to purchase, and the New York state insurance fund shall be authorized and directed to provide, reinsurance and retrocession reinsurance for such captive insurance company, on either a quota share arrangement or facultative arrangement at a rate to be determined by the board of the fund; provides that a small contractor captive insurance company organized pursuant to this article shall not refuse to issue, renew or cancel a policy of any qualified small construction contractor based upon geographic location or line of business engaged in by such contractor; makes related provisions.

NY S09327

Authorizes the use of owner-controlled and contractor-controlled insurance for certain construction projects; requires a report on the use of such insurance.

NY A10362

Authorizes the use of owner-controlled and contractor-controlled insurance for certain construction projects; requires a report on the use of such insurance.

NY A00283

Enacts the "regional labor protection act" requiring the use of qualified local labor by contractors awarded projects in the construction of public works providing for the expenditure of state public money when the unemployment rate for construction workers is six percent or higher for three consecutive months.

NY A01925

Relates to payment by public owners to contractors and subcontractors.

NY A10179

Authorizes a building construction, demolition and repair work insurance tax credit for certain qualifying insurance premium payments for personal injury liability insurance and property damage liability insurance.

NY S07223

Requires that a minimum of ten percent of the labor hours of the total construction workforce employed by all contractors and subcontractors performing work pursuant to a construction contract shall be performed by a person or persons participating in a certified apprenticeship program; makes technical amendments.

Similar Bills

No similar bills found.