As Introduced
136th General Assembly
Regular Session S. B. No. 100
2025-2026
Senator Manchester
Cosponsors: Senators Brenner, Koehler, Schaffer, Lang, Weinstein, Ingram,
Reynolds, Cutrona, Manning
A B I L L
To enact section 3901.96 of the Revised Code to
exclude nonprofit agricultural membership
organizations from insurance regulations.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF OHIO:
Section 1. That section 3901.96 of the Revised Code be
enacted to read as follows:
Sec. 3901.96. (A) As used in this section, a "nonprofit
agricultural membership organization" means an organization or
an affiliate of an organization that meets both of the
following:
(1) The organization was incorporated in this state on or
before December 31, 1919, for the purpose of promoting the
interests of farmers in this state.
(2) The organization provides healthcare benefit coverage
exclusively to members of the organization and the members'
families pursuant to contracts between the members and the
organization or its affiliate.
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16 S. B. No. 100 Page 2
As Introduced
(B) A nonprofit agricultural membership organization is
not subject to Title XXXIX or Chapter 1751. of the Revised Code
or the jurisdiction of the superintendent of insurance.
Healthcare benefit coverage provided by a nonprofit agricultural
membership organization to the organization's members is not
insurance and is not a health benefit contract under any law of
this state.
(C) The risks arising out of healthcare benefit coverage
provided by a nonprofit agricultural membership organization may
be assumed or reinsured by a company authorized to conduct the
business of insurance in this state.
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