Req. No. 7201 Page 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 STATE OF OKLAHOMA 1st Session of the 58th Legislature (2021) HOUSE BILL 2276 By: West (Josh) AS INTRODUCED An Act relating to Workers ' Compensation; amending Section 13, Chapter 208, O.S.L. 2013 (85A O.S. Supp. 2020, Section 13), which relates to m ental injury or illness; modifying situations in which mental injury or illness is a compensable injury; amending 85 O.S. 2011, Section 380, as amended by Section 45, Chapter 254, O.S.L. 2013 (85 O.S. Supp. 2020, Section 380), which relates to volunteer fi refighters group insurance; modifying references; and providing an effective date. BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA: SECTION 1. AMENDATORY Section 13, Chapter 208, O .S.L. 2013 (85A O.S. Supp. 2020 , Section 13), is amended to read as follows: Section 13. A. 1. A mental injury or illness is not a compensable injury unless caused by a physical injury to the employee, and shall not be considered an injury arising out of and in the course and scope of employme nt or compensable unless demonstrated by a preponderance of the evidence; provided, however, that this physical injury limitation shall not apply to any victim Req. No. 7201 Page 2 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 of a crime of violence or to a law enforcement officer, firefighter, or emergency medical techni cian on a full-time basis by a municipality, county, or the State of Oklahoma, or a volunteer firefighter who suffers post traumatic stress disorder, as defined herein, while responding to an emergency. For the purpose of this section, such employee shal l be referred to as a first responder . 2. No mental injury or illness under this section shall be compensable unless it is also diagnosed by a licensed psychiatrist or psychologist and unless the diagnosis of the condition meets the criteria established i n the most current issue Fourth Edition of the Diagnostic and Statistical Manual of Mental Disorders. B. 1. Notwithstanding any other provision of this act, where a claim is for mental injury or illness, the employee shall be limited to twenty-six (26) weeks of disability benefits unless it is shown by clear and convincing evidence that benefits should continue for a set period of time, not to exceed a total of fifty -two (52) weeks. If the treating physician is of the opinion that the first responder is temporarily unable to perform his or her job or any alternative work offered by the employer, he or she shall be entitled to receive compensation which is the greater of the weekly benefit provided for in a collective bargaining agreement or according to the policy of the employer, or seventy percent (70%) of the injured employee's average weekly wage not to exceed the state Req. No. 7201 Page 3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 average weekly wage. In no event shall disability benefits extend beyond fifty-two (52) weeks. 2. a. In cases where death results d irectly from the mental injury or illness within a period of one (1) year, compensation shall be paid the dependents as provided in other death cases under this act. b. Death directly or indirectly related to the mental injury or illness occurring one (1) year or more from the incident resulting in the mental injury or illness shall not be a compensable injury. C. 1. In the event the Workers’ Compensation Commission finds that a first responder has suffered post traumatic stress disorder not accompanied by a physical injury, as defined herein, the employer shall provide reasonable and necessary medical treatment for such injury, subject to the Oklahoma Workers' Compensation Fee Schedule, for a period of no longer than one (1) year. The employer shall not be responsible for medical treatment in the form of prescription medicine in excess of Ten Thousand Dollars ($10,000.00). 2. During any period in which a first responder is temporarily unable to perform his or her job, the employer shall pay to maintain health insurance coverage for the first responder, if such health insurance was in effect on the date of the injury. Req. No. 7201 Page 4 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 D. "Post traumatic stress disorder", for the purpose of this section, means an injury or condition in which a first responder has been exposed to a traumatic event and: 1. Has experienced, witnessed, or was confronted with an event that involved actual or threatened death or serious injury, or a threat to the physical integrity of others, and the response involved fear, helplessness, or hor ror; 2. The traumatic event is persistently re -experienced in one or more of the following ways; a. recurrent and intrusive distressing recollections of the event, b. recurrent distressing dreams, c. acting or feeling as if the traumatic event were recurring, d. intense psychological distress at exposure to cues that symbolize an aspect of the traumatic event, or e. physiological reactivity on exposure to cues that symbolize an aspect of the traumatic event; and 3. Persistent avoidance of stimuli associate d with the trauma and numbing of general responsiveness such as effo rts to avoid thoughts, feelings or conversations associated with the trauma, markedly diminished interest or participation in significant activities, or a feeling of detachm ent or estrangement from others; and Req. No. 7201 Page 5 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 4. Persistent symptoms of increased arousal such as difficulty falling or staying asleep, irritability or outbursts of anger, difficulty concentrating, or hypervigilance; 5. The duration of the disturbance is more than one (1) month; and 6. The disturbance causes clinically significant distress or impairment in social, occupational and other important areas of functioning. E. "Volunteer firefighter ", for the purpose of this section, means a person who is enrolled as a member of a v olunteer fire department with two or less salaried firefighters and who serves in such capacity without receiving a regular salary. F. Emergency medical technician, for the purpose of this section, means a person who holds a license as an emergency medica l technician, an intermediate or advanced emergency medical technician, or a paramedic, such license issued by the Oklahoma State Department of Health to perform emergency medical services in accordance with the Oklahoma Emergency Response Systems Developm ent Act and the rules and standards promulgated by the State Commissioner of Health. SECTION 2. AMENDATORY 85 O.S. 2011, Section 380, as amended by Section 45, Chapter 254, O.S.L. 2013 (85 O.S. Supp. 2020, Section 380), is amended to read as follows: Req. No. 7201 Page 6 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Section 380. A. 1. Volunteer fire departments organized pursuant to state law may obtain workers' compensation insurance for volunteer firefighters through the Volunteer Firefighter Group Insurance Pool pursuant to requirements esta blished by CompSource Mutual Insurance Company the Office of Management and Enterprise Services which shall administer the Pool. For the premium set by CompSource Mutual Insurance Company the Office of Management and Enterprise Services, the state shall provide Fifty-five Dollars ($55.00) per firefighter per year. Except as otherwise provided by subsection D of this section, the total amount paid by the state shall not exceed Three Hundred Twenty Thousand Three Hundred Thirty - eight Dollars ($320,338.00) p er year or so much thereof as may be necessary to fund the Volunteer Firefighter Group Insurance Pool. 2. CompSource Mutual Insurance Company The Office of Management and Enterprise Services shall collect the premium from state agencies, public trusts and other instrumentalities of the state. Any funds received by CompSource Mutual Insurance Company the Office of Management and Enterprise Services from any state agency, public trust, or other instrumentality for purposes of workers' compensation insurance pursuant to this section shall be deposited to the credit of the Volunteer Firefighter Group Insurance Pool. CompSource Mutual Insurance Company The Office of Management and Enterprise Services shall collect premiums, pay claims, and provide for excess insurance as needed. Req. No. 7201 Page 7 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 B. CompSource Mutual Insurance Company The Office of Management and Enterprise Services shall report, annually, to the Governor, the Speaker of the Oklahoma House of Representatives, and the President Pro Tempore of the State Senate th e number of enrollees in the Volunteer Firefighter Group Insurance Pool, and the amount of any anticipated surplus or deficiency of the Pool; and shall also provide to the Governor, the Speaker of the Oklahoma House of Representatives and the President Pro Tempore of the State Senate sixty (60) days advance notice of any proposed change in rates for the Volunteer Firefighter Group Insurance Pool. C. The amount of claims paid, claim expenses, underwriting losses, loss ratio, or any other financial aspect of the Volunteer Firefighter Group Insurance Pool shall not be considered when determining or considering bids for the amount of any premiums, rates, or expenses owed by, or any discounts, rebates, dividends, or other financial benefits owed to any other pol icyholder of CompSource Mutual Insurance Company the Office of Management and Enterprise Services. D. Except as otherwise provided by law, any increase in the state payment rate for volunteer firefighters under the Volunteer Firefighter Group Insurance Po ol shall not exceed five percent (5%) per annum. Any proposed change in rates for the Volunteer Firefighter Group Insurance Pool must be approved by the Board of Directors of CompSource Mutual Insurance Company Office of Req. No. 7201 Page 8 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Management and Enterprise Services with notice provided pursuant to subsection B of this section. CompSource Mutual Insurance Company The Office of Management and Enterprise Services shall not increase premiums for the Volunteer Firefighter Group Insurance Pool more than once per annum. E. For purposes of this section, the term "volunteer fire departments" includes those volunteer fire departments which have authorized voluntary or uncompensated workers rendering services as firefighters and are created by statute pursuant to Section 592 of Title 18 of the Oklahoma Statutes, Sections 29 -201 through 29-204 of Title 11 of the Oklahoma Statutes, and those defined by Section 351 of Title 19 of the Oklahoma Statutes. SECTION 3. This act shall become effective November 1, 2021 . 58-1-7201 MAH 01/18/21