Oklahoma Senate Bill SB769

Oklahoma 2023 Regular Session

• Introduced: 2/6/23
• Refer: 2/7/23

Caption

Health insurance coverage; requiring health benefit plans to provide coverage for at home care for persons with certain conditions; specifying terms of coverage. Effective date.

Impact

The legislation is expected to have a significant impact on state health laws by expanding the scope of mandated health insurance coverage. By requiring health plans to fund home-based care, it not only increases accessibility to crucial health services but may also alleviate some financial burdens on families. This change could lead to improved health outcomes for individuals with developmental disabilities, allowing them to receive necessary care in the comfort of their homes rather than in institutional settings.

Summary

Senate Bill 769 mandates that health benefit plans in Oklahoma provide coverage for home health care for individuals with developmental disabilities. This new requirement is aimed at addressing the needs of persons whose care necessitates supervision by a licensed health professional. By formally defining what constitutes a developmental disability, the bill ensures a clearer understanding and framework for healthcare providers and insurers alike. This initiative appears to acknowledge the growing need for home care services in the face of chronic disabilities, providing financial support for families who face such challenges.

Contention

While proponents of SB769 argue that improving access to home care is an essential step towards enhancing the lives of those with developmental disabilities, there may be concerns regarding the financial implications for insurance providers. Enacting such coverage could lead to increased costs for health benefit plans, which could subsequently influence premiums and insurance options available to citizens. Additionally, stakeholders may debate over which specific conditions Warrant coverage, resulting in potential conflicts between insurers and healthcare providers about the eligibility for home care services.