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HOUSE OF REPRESENTATIVES - FLOOR VERSION
STATE OF OKLAHOMA
2nd Session of the 59th Legislature (2024)
HOUSE BILL 3350 By: Tedford of the House
and
Coleman of the Senate
AS INTRODUCED
An Act relating to insurance; defining te rms;
prohibiting using certain information for certain
rate calculation; providing except ion to prohibition;
providing for codification; and providing an
effective date.
BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
SECTION 1. NEW LAW A new section of law to be codified
in the Oklahoma Statutes as Section 945 of Title 36, unless there is
created a duplication in numbering, reads as follows:
A. As used in this act:
1. "Emergency road service" means any act to adjust, repair, or
replace the equipment , tires, or mechanical parts of a motor vehicle
so it may operate under its own power; or reimbursement of expenses
incurred by an insured when their motor vehicle is unable to operate
under its own power; and
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2. "Towing service" means any act which consists of towing or
moving a motor vehicle from one place to another under other than
its own power.
B. No insurer may consider claims for towing servi ces or
emergency road service for purposes of determining whether to
cancel, refuse to renew, or increase the premium of a personal auto
insurance policy regard less of whether such coverage is included in
the policy or is an endorsement to the policy.
C. Nothing in this section shall prohibit an ins urer from
cancelling, refusing to renew, or increasing the premium o f the
towing services or emergency road se rvice coverage of an insured if,
within a consecutive twelve -month period, the insured:
1. Files more than three claims for towing services for any one
covered personal motor v ehicle or files more than five aggregate
claims for towing services for all of the insure d's personal motor
vehicles which are covered by the insurer; or
2. Files more than three claims for emergency road service for
any one covered personal motor vehicle or files more than five
aggregate claims for eme rgency road service for all of the insur ed's
personal motor vehicles which are covered by the insurer.
SECTION 2. This act shall become effective November 1, 2024.
COMMITTEE REPORT BY: COMM ITTEE ON INSURANCE, dated 02/20/2024 - DO
PASS, As Coauthored.