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HOUSE OF REPRESENTATIVES - FLOOR VERSION
STATE OF OKLAHOMA
2nd Session of the 59th Legi slature (2024)
HOUSE BILL 3632 By: McDugle
AS INTRODUCED
An Act relating to Motor Vehicle Insurance; creating
the Uninsured Motor Vehicle Non -Payout Policy Act;
defining uninsured motor vehicle; prohibiting certain
insurance claims by uninsured motor vehicle owners
and operators; clarifying eligibility for claims;
providing for codification; and providing an
effective date.
BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
SECTION 1. NEW LAW A new section of law to be codified
in the Oklahoma Statutes as Section 3636.1 of Title 36, unless there
is created a duplication in numbering, reads as follows:
A. This act shall be known and may be cited as the "Uninsured
Motor Vehicle Non-Payout Policy Act".
B. As used in this act:
1. "Uninsured Motor Vehicle" shall refer to any motor vehicle
involved in an accident where the ow ner or operator of the vehicle
does not have valid and active motor vehicle insurance a t the time
of the accident.
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C. In the event of an accident i nvolving an uninsured motor
vehicle, the owner or operator of the uninsured motor vehicle shall
not be eligible to make a claim on the insurance policy of any other
party involved in the accident for coverage of injuries or vehicle
damage.
D. To be eligible for any insurance payouts or claims, the
owner or operator of the uninsured motor vehicle must provide
evidence of valid and active motor vehicle in surance coverage for
the vehicle on the day prior to the accident or proof of coverage on
the day before the accident occur red.
SECTION 2. This act shall become effective November 1, 2024.
COMMITTEE REPORT BY: COMMITTEE ON INSURANCE, dated 02/ 13/2024 - DO
PASS.