Req. No. 1215 Page 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 STATE OF OKLAHOMA 1st Session of the 59th Legislature (2023) SENATE BILL 143 By: Hicks AS INTRODUCED An Act relating to health insurance; amending 36 O.S. 2021, Section 6060.2, as amended by Section 1, Chapter 199, O.S.L. 2022 (36 O.S. Supp. 2022, Section 6060.2), which relates to treatment of diabetes; requiring certain high deductible health plans to allow insured to set aside certain moni es for certain purpose; and providing an effe ctive date. BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA: SECTION 1. AMENDATORY 36 O.S. 2021, Section 6060.2, as amended by Section 1, Chapter 199, O.S.L. 2022 (36 O.S. Supp. 2 022, Section 6060.2), is amended to r ead as follows: Section 6060.2. A. 1. Every health benefit plan issued or renewed on or after November 1, 1996, shall, subject to the terms of the policy contract or agreement, i nclude coverage for the following equipment, supplies and related services for the treatment of Type I, Type II, and gestationa l diabetes, when medically necessary and when recommended or prescribed by a physician or other license d health care provider leg ally authorized to prescribe under the laws of this state: Req. No. 1215 Page 2 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 a. blood glucose monitors, b. blood glucose monitors to the legally blind, c. test strips for glucose monitors, d. visual reading and urine testing strips, e. insulin, f. injection aids, g. cartridges for the legally blind, h. syringes, i. insulin pumps and appurtenances thereto, j. insulin infusion devices, k. oral agents for controlling blood sugar, and l. podiatric appliances for prevention of complications associated with diabetes. 2. The State Board of Health shall develop and annually update, by rule, a list of addi tional diabetes equipment, related supplies and health care provider services that are medically necessary for the treatment of diabetes, for which coverag e shall also be included, subject to the terms of the policy, contract, or agreement, if the equipmen t and supplies have been approved by the federal Food and Drug Administration (FDA). Additional FDA -approved diabetes equipment and related supplies, and health care provider services shall be determined in consultation with a national diabetes association affiliated with this state, and at least three Req. No. 1215 Page 3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 (3) medical directors of health benefit plans, to be selected by the State Department of Health. 3. All policies specified in this section shall also include coverage for: a. podiatric health care provider services as are deemed medically necessary to preven t complications from diabetes, and b. diabetes self-management training. As used in this subparagraph, “diabetes self-management training” means instruction in an inpatient or outpatient setting which enables diabetic patients to understand the diabetic management process and daily management of diabetic therapy as a method of avoiding frequent hospitalizations and complications. Diabetes self- management training shall comply with standards developed by the State Board of Health in consultation with a national diabetes association affiliated with this state and at least three medical directors of health benefit plans selected by th e State Department of Health. Coverage for diabetes self-management training, including medical nutrition therapy relating to diet, caloric intake, and diabetes management, but excluding programs the only purpose of which are weight reduction, shall be li mited to the following: Req. No. 1215 Page 4 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 (1) visits medically necessary upon the diagnosis o f diabetes, (2) a physician diagnosis which represen ts a significant change in the symptoms or condition of the patient making medically necessary changes in the self-management of the patient, and (3) visits when reeducation or refresher training is medically necessary; provided, however, payment for the c overage required for diabetes self-management training pursuant to the provisions of this section shall be required only upon cer tification by the health care provider providing the training that the pati ent has successfully completed diabetes self -management training. 4. Diabetes self-management training shall be supervised by a licensed physician or othe r licensed health care pr ovider legally authorized to prescribe under the laws of this state. Diabet es self-management training may be provided by the p hysician or other appropriately registered, certified, or licensed health care professional as part of an office visit for diabe tes diagnosis or treatment. Training provided by appropriately registered, certified, or licensed health care professionals may be provided in group settings where practicable. 5. Coverage for diabetes self -management training an d training related to medical nutrition therapy, when provided by a registered, Req. No. 1215 Page 5 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 certified, or license d health care professional, shall also include home visits when medically necessary and shall include instruction in medical nutrition therapy only by a li censed registered dietic ian or licensed certified nutritionist when authorized by the supervising physician of the patient when medically necessary. 6. Coverage may be subject to the same annual deductibles or coinsurance as may be deemed appropriate and as are consistent with those established for other covered benefits within a given policy. 7. Any health benefit plan, as defined pursuant to Section 6060.4 of this title, that provides coverage for insulin pursuant to this section shall cap the t otal amount that a cov ered person is required to pay for insulin at an amount not to exceed Thirty Dollars ($30.00) per thirty-day supply or Ninety Dollars ($90. 00) per ninety-day supply of insulin for each covered insulin prescription, regardless of the a mount or type of insul in needed to fill the prescription or prescriptions of the covered person. a. Nothing in this paragraph shall prev ent a health benefit plan from reducing the cost -sharing of a covered person to an amount less than Thirty Dolla rs ($30.00) per thirty-day supply or Ninety Dollars ($90.00) per ninety-day supply. b. The Insurance Commissioner sha ll ensure all health benefit plans comply with the requirements of this paragraph. Req. No. 1215 Page 6 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 c. The Commissioner may promulgate rules as nec essary to implement and administer the requirements of this paragraph and to align with federal requirements. 8. Starting on or after the effective date of this act , any high deductible health plan, as defined pursuant to Section 6060.1 5 of this title, that is issued, renewed, or delivered in this state by a private insurer pursuant to this section shall allow an insured to set aside funds on a tax-free basis, up to the contribution limit provided in Section 223 of the Internal Revenue Code, as amended, to pay for out-of-pocket medical expens es related to diabetes treatment and care under this section . B. 1. Health benefit plans shall not reduce or elim inate coverage due to the requirements of this section. 2. Enforcement of the provisions of this act section and Section 1307.2 of Title 74 of the Oklaho ma Statutes shall be performed by the Insurance Department and the State Department of Health. C. As used in this section, “health benefit plan” means any plan or arrangement as defined in subsection C of Section 6060.4 of this title. SECTION 2. This act shall become effective November 1, 2023. 59-1-1215 RD 1/4/2023 3:36:17 PM