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STATE OF OKLAHOMA
1st Session of the 60th Legislature (2025)
HOUSE BILL 1709 By: Bennett
AS INTRODUCED
An Act relating to debtors and creditors; defining
terms; prohibiting creditors and debt collectors from
reporting certain debt; prohi biting consumer
reporting agencies from including certain debt on
consumer reports; providing for codification; and
providing an effective date .
BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
SECTION 1. NEW LAW A new section of law to be codified
in the Oklahoma Statutes as Section 181 o f Title 24, unless there is
created a duplication in numbering, reads as follows:
A. As used in this section :
1. "Consumer" means an individual who is a resident of this
state;
2. "Consumer report" has the meaning ascribed to it in 15
U.S.C., Section 1681a(d);
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3. "Consumer reporting agency " means any consumer reporting
agency, credit bureau, or similar agency which furnishes a credit
report or rating as well as any agency with in the meaning ascribed
to it in 15 U.S.C., Section 1681a(f);
4. "Creditor" means one in whose favor an obligation exists, by
reason of which he or she is, or may become, entitled to the payment
of money;
5. "Debt collector" means any person who regularl y collects, or
attempts to collect, consumer debts for another person or
institution or uses some name other than its own when collecting its
own consumer debts; and
6. "Oklahoma medical facility " includes, but is not limited to,
any hospital or related i nstitution licensed pursuant to Section 1 -
702 of Title 63 of the Oklahoma Stat utes, nursing facilities
licensed pursuant to Section 1 -1903 of Title 63 of the Oklahoma
Statutes, and medical offices operated by or employing physicians,
physical therapists, p hysician assistants, pharmacists, nurses, and
home health care providers within this state.
B. Creditors and debt collectors are prohibited from reporting
to any consumer reporting agency consumer debt obtained from
services rendered at an Oklahoma medica l facility.
C. Consumer reporting agencies are prohibited from including
consumer debt obtained from services rendered at an Oklahoma medical
facility on a consumer report.
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SECTION 2. This act shall become effective November 1, 2025.
60-1-11188 AQH 12/18/24