Video & Transcript DataContr Research : 'insurance rates'

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TX

Texas 2025 - 89th Regular

Appropriations - S/C on Articles I, IV, & V Feb 24th, 2025 at 10:00 am

House Appropriations - S/C on Articles I, IV, & V

Transcript Highlights:
  • is AAA at all three major credit rating agencies.
  • So we have an excellent bond rating. Right.
  • The last few bullets there show the different rates of return, the investment rates of return if you
  • to a use-actually determined contribution rate.
  • of them are above the assumed rate of return.
Summary: The meeting of the committee was primarily focused on reviewing various bills, with robust conversations surrounding fiscal allocations for upcoming bienniums. Notably, discussions centered around SB22, which relates to salary assistance grants for law enforcement agencies, indicated strong support, with members expressing a consensus on the importance of enhancing financial resources for police departments across Texas. Additionally, the committee examined HB1, which proposed increases to funding to improve tax collection efficiencies and recruitment of professionals in critical roles. The meeting witnessed input from various stakeholders and representatives emphasizing the significance of these initiatives for state operations and public safety.
TX

Texas 2025 - 89th Regular

89th Legislative Session Feb 27th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • marker="130" data-time="774">HB 9 by Meijer relating to the reduction in the maximum compressed tax rate
  • Robin Bullock serves more than 21,000 students, has a graduation rate of 97%, and sends more than 90%
  • that exceeds the taxing unit's voter-approved tax rate, making conforming changes, was referred to the
  • marker="670" data-time="4014"> ...Harrison, relating to the calculation of certain ad valorem tax rates
  • of a taxing unit in a manner in which a proposed ad valorem tax rate exceeds the voter approval rate
Summary: The meeting focused on honoring Senator Judith Zaffirini for her exceptional service to the state of Texas, marking her as the first female dean of the Texas Senate. Various members spoke of her achievements, highlighting her dedication to public service and her significant impact on the community and education, particularly for students with disabilities. The atmosphere was filled with camaraderie and deep respect, as colleagues shared personal anecdotes and affirmed her role as a mentor and leader.
TX

Texas 2025 - 89th Regular

Land & Resource Management Mar 13th, 2025 at 08:00 am

House Land & Resource Management Committee

Transcript Highlights:
  • We trade at the lowest interest rate.
  • We get ratings regularly, and we get insurance.
  • Save $150,000, but just to lower rates.
  • In the Houston area, the average MUD tax rate is lower than the City of Houston's tax rate.
  • It helps their insurance rates go down. Everybody's happy about that.
Bills: HB23, HB363, HB447, HB954
Summary: The meeting was convened by Chairman Gates, focusing primarily on discussions of several key bills including HB363, HB954, and others pertaining to municipal utility districts (MUDs). Notably, a public testimony highlighted the need for comprehensive reform in the MUD process, emphasizing the importance of pre-petition notices to counties to ensure transparency and effective community involvement. The committee members engaged in a dialogue about the necessity of legislative measures to improve notification processes, public safety, and county jurisdiction in these developments. Representative Bell presented HB363, detailing the need for timely notifications to affected parties, which was heavily supported during the discussions.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 12th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • span>

    HB 1617 by Swanson relates to exempting the interest rate

  • "3960">HB 1641 by Muñoz relates to the use of extrapolation claims, referred to the Committee on Insurance
  • The issue was referred to the Committee on Insurance.
  • from self-insurance trusts or health care liability claims, referred to the Committee on Insurance.
  • to select a physician graduate under the insurer's health insurance policy requiring an occupational
Summary: The meeting of the committee addressed a broad range of topics with significant attention paid to HB1554 and HB1569. HB1554, presented by Caprigliano, involved discussions on the authority of political subdivisions to utilize public funds for legal services for unlawfully present individuals, which stirred a debate among committee members regarding state resources and responsibilities. In contrast, HB1569, which concerns prohibitive measures on non-consensual medical procedures for minors with intersex traits, generated compelling testimony from advocacy groups and health professionals, stressing the bill’s implications on patient rights and medical ethics. Overall, the committee dedicated time to hearing from both proponents and opponents of these bills, ensuring a thorough examination of the issues at hand.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 24th, 2025 at 02:03 pm

Texas House Floor Meeting

Transcript Highlights:
  • relation to the delivery, storage, and disposal of certain personal property for the Committee on Insurance
  • to publish a list of certain ready-to-swing programs for the Committee on Insurance.
  • premium rates for the Committee on Insurance.
  • to review and audit a third-party administrator for the Committee on Insurance.
  • requirements for Transportation Network Company drivers, referred to the Committee on Insurance.
Summary: In the recent committee meeting, a wide array of bills were discussed, including significant topics such as education reforms, public health initiatives, and environmental regulations. Members engaged in a robust discussion regarding HB3478, which relates to definitions of child abuse and neglect, where concerns were raised about the implications for vulnerable children. Additionally, HB3487 sparked debate over tax collection practices that affect restaurant owners involved in oyster shell recycling programs, highlighting the balance between environmental sustainability and business concerns.
TX

Texas 2025 - 89th Regular

Public Education Mar 6th, 2025 at 10:30 am

House Public Education Committee

Transcript Highlights:
  • And Representative Hunter, I'm sorry you missed my talk about the insurance costs.
  • Or the state could increase its contribution rate as well.
  • The state could increase its contribution rate. That's the 8.25 to 8.4 percent that...
  • Hurricane insurance premiums do not cut in half when a kid is in special education.
  • There are other states that have higher rates of certification.
Bills: HB2
Summary: The meeting focused primarily on legislation related to educational funding and support for students with disabilities. Testimonies were heard regarding HB2, which aims to enhance special education funding and improve the overall educational environment for students. Advocates stressed the importance of investing in mental health services within schools, emphasizing that a holistic approach to student welfare is essential for fostering a safe learning environment. Concerns were raised about charter school funding and the lack of accountability in financial expenditures related to such institutions. Additional discussions highlighted the urgent need for updated policies that reflect current economic realities in education, especially regarding the basic allotment for school funding.
TX

Texas 2025 - 89th Regular

Economic Development May 5th, 2025

Senate Economic Development Committee

Transcript Highlights:
  • Blanco's bill would increase the success rate of those job-seeking
  • span>

    TDCJ lists its goals to help inmates reduce recidivism rates

  • unemployment insurance claimants right now.
  • brought a significant significant surge in unemployment insurance
  • We infer that we have the authority in unemployment insurance.
Summary: The meeting of the Economic Development Committee focused on various bills aimed at enhancing workforce development and economic incentives in Texas. One of the key discussions centered around Senate Bill 2603, which proposed a collaboration between businesses receiving state and local economic development incentives and local workforce development boards to improve job placement outcomes for participants. Public testimony highlighted the importance of connecting job seekers, especially those receiving public assistance, with potential employers to reduce reliance on state support systems. Additionally, Senate Bill 2607 emphasized interagency cooperation to better serve individuals engaged in workforce reentry programs, ensuring streamlined access to vital services.
TX

Texas 2025 - 89th Regular

Finance Feb 10th, 2025

Senate Finance Committee

Transcript Highlights:
  • to 39—less than 40 D and F rated schools.
  • bonds at a triple-A rating, and we estimate on a run rate
  • It's an 8.25% state payroll contribution rate.
  • That is a health insurance program for active members.
  • Nobody wants teachers to see sharp increases in their insurance rates.
Bills: SB1
Summary: The meeting covered a wide range of topics, focusing primarily on pending legislation and various policy issues facing the committee. Discussions were notably animated surrounding several bills, with members expressing both support and concern over their implications. Witness testimonies were heard, shedding light on different perspectives regarding the legislation in question, indicating a robust public interest and engagement in the topics discussed. Members collaborated to address constituents' concerns while seeking solutions that align with the committee's objectives.
TX

Texas 2025 - 89th Regular

Public Education Feb 25th, 2025 at 10:00 am

House Public Education Committee

Transcript Highlights:
  • The attendance rate is typically lower in that classroom.
  • I know we didn't have ratings. What's Dallas ISD rated as a district?
  • But we do know that the existence of a public rating system, as a tiered performance rating system, results
  • of lower tax rates, about 10% lower tax rates in some districts
  • It's called the FIRST rating system, and you get points for various things.
Summary: The House Committee on Public Education convened a comprehensive meeting focused on critical issues impacting education in Texas. Chairman Buckley emphasized the committee's commitment to providing the largest public education investment in the state’s history while addressing pressing concerns such as funding disparities, teacher retention, and legislative changes impacting the educational landscape. Notably, Commissioner Mike Morath presented an extensive report detailing the current state of public education, highlighting a pressing need for adequate funding aligned with student needs and the challenges posed by deficit budgets in various school districts stemming from overreliance on temporary federal funding sources.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 30th, 2025 at 10:04 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • The security guard companies are required to maintain liability insurance coverage for their guards,
  • These security guards may not be covered by liability insurance.
  • And so by that, they are oftentimes not insured because some insurance companies provide the liability
  • insurance based on the number of employees.
  • Well, I mean, most of your security companies have an insurance policy.
Summary: The meeting focused on several significant bills concerning law enforcement training, mental health crisis management, and resource allocation. Notably, House Bill 2929 aimed at requiring police officers to undergo specialized training related to autism, was discussed with testimonials highlighting the need for improved understanding of individuals with autism in potential law enforcement encounters. Additionally, House Bill 4993 gathered attention as it proposed measures to enhance the health and readiness of military service members, emphasizing the importance of fitness standards and supportive health programs.
TX

Texas 2025 - 89th 2nd C.S.

Intergovernmental Affairs Aug 22nd, 2025 at 10:08 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • equal to the product of the population growth rate and the inflation rate.
  • And of course, we know insurance rates follow what your property value is, not what you pay for it.
  • tax rate down.
  • You've never raised the rate; there is no fixed rate.
  • So, that rate didn't increase.
Bills: HB26, HB73, SB14, HB46
Summary: The committee meeting primarily focused on discussions surrounding fiscal responsibility in local governments, particularly the implications of House Bills 46 and 73. Proponents argued that these bills would help limit unnecessary spending and ensure that expenditures are tied to inflation and population growth, addressing taxpayer concerns about rising local budgets. However, numerous city officials and representatives from various organizations voiced strong opposition, claiming that these measures would hinder essential services and infrastructure improvements, particularly in rapidly growing areas. Current spending practices were deemed inadequate for meeting the demands of public safety and community services, especially in light of increased costs in areas like public water systems and emergency response. The meeting was characterized by passionate debate, as stakeholders lined up to express their views both for and against the proposed legislation.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 26th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • Okay, so here's to the retirees from the largest rated

  • span>

    HB 3713 by Capricorn relating to the maintenance of rates

  • For the Committee on Insurance, HB 3736 by Schaffner relates
  • HB 3840 by Johnson relates to automobile insurance

  • premium discounts for dashboard cameras for the Committee on Insurance.
Summary: The committee meeting highlighted a series of bills focused on various legislative concerns, including healthcare, education, and regulatory measures. The discussion was notably lively, with several members expressing strong support for initiatives aimed at enhancing workforce development in the healthcare sector. Specific bills such as HB3801 and HB3803 were examined, with members detailing the benefits of establishing dedicated councils to improve local health resonating throughout the meeting. Additionally, the incorporation of advanced technologies in the education system was a focal point, particularly in relation to HB3828 regarding the Cancer Prevention and Research Institute.
TX

Texas 2025 - 89th Regular

Appropriations Feb 19th, 2025 at 10:30 am

House Appropriations Committee

Transcript Highlights:
  • If a school board decides to go below the Tier One tax rate as the maximum compressed rate, and if a
  • or the max compressed rate is.
  • tax rate.
  • Then they set their Tier 1 tax rate.
  • property value growth rate.
Summary: During this committee meeting, the focus was on discussing critical infrastructure funding, especially related to water supply and flood mitigation projects. Chairwoman Stepney and the Water Development Board presented extensive details regarding the Texas Water Fund, which included $1 billion appropriated to assist various financial programs and tackle pressing water and wastewater issues. Additionally, funding allocations aimed at compromising the state's flood risk and improving water conservation were hotly debated, emphasizing collaboration among committee members and the necessity of addressing community needs in such projects.
TX

Texas 2025 - 89th Regular

Public Health Apr 28th, 2025 at 11:04 am

House Public Health Committee

Transcript Highlights:
  • rates for many of these diseases.
  • HIE has a 40% survival rate.
  • And aren't y'all paid by insurance?
  • Are you paid by insurance or not?
  • If somebody had malpractice insurance and took insurance

Summary: During this meeting of the health committee, several key bills were discussed primarily focusing on health care practices and patient rights in Texas. In particular, House Bill 4553 drew significant attention as it aims to improve transparency in midwifery practices and ensure the safety of out-of-hospital births. Testimonies were presented both in support and opposition, with concerns raised by midwives regarding the implications of the bill on their practice and autonomy. Additionally, House Bill 3708, designed to assist those burdened by medical debt, was strongly supported by several witnesses bringing forth personal stories underscoring the need for improved access to charity care information. The meeting also covered discussions on organ transplant eligibility and informed consent related to vaccines, echoing larger public health considerations in the post-pandemic era.
TX

Texas 2025 - 89th 2nd C.S.

State Affairs Aug 22nd, 2025 at 08:08 am

House State Affairs Committee

Transcript Highlights:
  • The study that they will often refer to as a 10% rate of...
  • USA being the only developed country with a rising rate.
  • This is obviously untrue, as death rates, hospitalization rates, and severity of adverse effects are
  • continues to possess an increasing rate.
  • lack of insurance coverage.
Bills: HB7, SB8
Summary: Simultaneously, SB8 initiated thorough debates over privacy and safety concerns in public restrooms. Supporters argued for the necessity of maintaining biologically separated spaces to protect women and children, while opponents highlighted the discrimination and potential harm caused to transgender individuals. Various stakeholders, including business representatives and community activists, voiced their opposition to SB8, emphasizing its negative implications for Texas's reputation as a welcoming state. The session concluded without any definitive resolutions, with both bills remaining pending for further consideration.
TX

Texas 2025 - 89th Regular

Appropriations Mar 31st, 2025 at 02:03 pm

House Appropriations Committee

Transcript Highlights:
  • The limit on the rate of growth of appropriations from state
  • that was taken this session was the LBB board, in conjunction with the comptroller, adopted a growth rate
  • based on an estimated rate of growth of the Texas economy, which was adopted at 8.93%.
  • 342">Of that amount, both the House and Senate introduced bills, including $3 billion for additional rate
  • It grows government at a rate that would make D.C.
Bills: SB1, HB500
Summary: The meeting focused on reviewing the committee substitutes for SB1 and HB500, which are pivotal for the upcoming budget session. A significant point of discussion was the historic funding initiated under SB1, which dedicates approximately $4.1 billion to raise wages for personal attendants, improving services for vulnerable populations in Texas. Additionally, $78 million was allocated for crime victim services and infrastructure support within various counties. Representative Orr presented a robust overview of budget highlights, which received considerable backing from committee members emphasizing the importance of support for public safety and education.
TX

Texas 2025 - 89th Regular

Finance (Part I) Feb 4th, 2025

Senate Finance Committee

Transcript Highlights:
  • This program has a 36% recidivism rate.
  • Last session, SSLC DSP rates were raised to $17.50.
  • We have a 62% turnover rate.
  • We must have a rate increase to continue to operate.
  • Last session, SSLC DSP rates were raised to $17.50, and they saw the benefit in their vacancy rates.
Bills: SB1
Summary: The meeting focused on public testimony regarding key health and human services issues affecting various groups in Texas. Notable discussions included funding requests for recovery housing, maternal health programs, and behavioral health services. Testimonies addressed the urgent need for additional resources to improve recovery housing availability, with advocates pushing for an increase in the number of accredited recovery homes and mentioning that Texas currently ranks low in recovery housing access. Similar testimonies highlighted the rising maternal mortality rates, particularly among minority populations, and the necessity for robust funding for maternal health initiatives. The session also saw voices advocating for better support for individuals with intellectual and developmental disabilities, emphasizing the critical need for transformed waiver services and improved provider accountability.
TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part III) Sep 2nd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • You're familiar with the all-payer insurance claims database; the Ethics and Public Policy Center did
  • The real-world rate of serious adverse events is 22 times as high as the summary figure used by the FDA
  • A higher rate of hemorrhage, higher rates of incomplete abortion, and unplanned evacuation.
  • And the insurance company says, "No problem," they say… .
  • So insurance companies can be sued under this.
Bills: SB2, SB5, SB10, SB9, SB7, SB17, SB4, HB17, HB7, HB7, HB15, HB15, HB27, HB1
Summary: The meeting centered around significant discussions concerning groundwater management, specifically focusing on House Bill 27, which relates to a groundwater study affecting the Neches and Trinity Valleys. Senators debated the necessity of a two-year moratorium on new groundwater permitting, highlighting concerns about potential over-extraction and the ecological impact. Senator Perry expressed urgency for a study to understand the interconnectedness of aquifers, emphasizing the importance of scientific data in guiding legislative decisions, which prompted a detailed examination of current water resources in Texas. The bill was passed with amendments after extensive debate and consideration of various regional impacts.
TX

Texas 2025 - 89th 2nd C.S.

Disaster Preparedness & Flooding, Select Aug 22nd, 2025 at 08:08 am

House Disaster Preparedness & Flooding, Select Committee

Transcript Highlights:
  • We have a 17% growth rate.
  • coverage other than flood insurance at the time, and the insurer or FEMA...
  • over the last few years in home insurance, so it's becoming...
  • We have home insurance and NFIP flood insurance, which is
  • My son had insurance on his car, but the insurance for his car does not cover replacement.
Summary: The committee meeting addressed multiple bills related to emergency preparedness and flood prevention, with significant discussions on HB48, SB3, and HB75. Representative Darby opened the meeting by advocating for the creation of a nine-member alert notification system to address public saturation with emergency alerts and to streamline the notification process by evaluating the effectiveness and coordination of existing systems. Testimonies from various stakeholders underscored the necessity of reducing alert fatigue among residents while enhancing the state’s overall readiness for impending natural disasters. The meeting featured robust support for HB75, aimed at establishing stricter safety standards for youth camps located in flood-prone areas following recent tragic flooding incidents that highlighted the urgent need for improved safety measures.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) Apr 3rd, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • In Europe, they capped the rates at 0.3%.
  • Published rates are published rates. I negotiate with my contracted partner, a merchant acquirer.
  • rate change fee.
  • The rate, the fee would be the rate plus the characteristics of the merchant transaction.
  • You know, there's a difference between these fees and rates. The rates have remained the same.
Summary: The meeting focused on several important legislative proposals, with significant discussions around AI regulation and copyright protections in light of emerging technologies. Notably, Senate Bill 1964, aimed at promoting ethical AI adoption within government bodies, was presented by Senator Parker. The bill received support from witnesses who emphasized the need for transparency and a regulatory framework that safeguards civil rights while fostering innovation. Conversely, concerns were raised about potential overreach and the implications for accountability in AI implementation. Additionally, Senate Bill 1960 sparked a passionate debate concerning the protection of individuals' digital likenesses from unauthorized use, highlighting the rising stakes as digital content increasingly intersects with personal rights.

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