Video & Transcript DataContr Research : 'property insurance'

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TX

Texas 2025 - 89th 1st C.S.

Culture, Recreation & Tourism Aug 6th, 2025 at 10:08 am

House Culture, Recreation & Tourism Committee

Transcript Highlights:
  • Our emergency preparation includes our own facilities and properties.
  • We have properties throughout the state, re-ranking each
  • The agency has properties, as I said, Isabel Lighthouse and the Charles and Mary Ann Goodnight Ranch
  • of insurance through STORM.
  • We have insurance on those high-risk properties that have
Summary: The meeting held by the Cultural, Recreation, and Tourism Committee focused primarily on emergency preparedness and responses to natural disasters, notably in the context of the recent floods that occurred in Texas on July 4th. The committee expressed deep sympathy for the affected communities and acknowledged the impressive efforts of first responders during the calamity. Testimonies were provided by representatives from the Texas Parks and Wildlife Department, the Texas Historical Commission, and various youth camps, focusing on the challenges faced during these emergencies and the steps taken to ensure visitor safety and habitat preservation.
TX

Texas 2025 - 89th Regular

Finance Feb 10th, 2025

Senate Finance Committee

Transcript Highlights:
  • Property and cash, insurance, utilities. I'm just bringing up random costs.
  • Under state law, you have a mechanism so that property value growth results in property tax rate cuts
  • It's not property tax, right? We've bought down property tax, and then insurance went up.
  • Our district's costs for fuel, utilities, property, and casualty insurance have also increased.
  • ...Our coastal property insurance has surged by 96.5%,
Bills: SB1
Summary: The meeting covered a wide range of topics, focusing primarily on pending legislation and various policy issues facing the committee. Discussions were notably animated surrounding several bills, with members expressing both support and concern over their implications. Witness testimonies were heard, shedding light on different perspectives regarding the legislation in question, indicating a robust public interest and engagement in the topics discussed. Members collaborated to address constituents' concerns while seeking solutions that align with the committee's objectives.
TX

Texas 2025 - 89th Regular

Education K-16 Feb 20th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • ...raise for teachers and a historic property tax cut, etc
  • So we had record teacher pay on top of a record property tax bill.
  • We're going to make sure we have their back with insurance.
  • insurance improvements, and safety improvements that we've talked about, right?
  • We're working on getting property tax down.
Bills: SB26
Summary: The meeting of the Senate Committee on Education featured an extensive discussion on Senate Bill 26, aimed at reforming teacher compensation in Texas. Notable highlights included testimonies emphasizing the urgent need for meaningful salary increases for teachers across the state. Members discussed the historical nature of the proposed pay raises, which would establish a permanent salary allotment for teachers, allowing for dispatches of nearly $5 billion aimed at boosting educator retention. The importance of addressing teacher safety and equality across various educational roles was also a significant point of focus during this meeting.
TX

Texas 2025 - 89th Regular

89th Legislative Session Feb 12th, 2025 at 10:02 am

Texas House Floor Meeting

Transcript Highlights:
  • probably the most pressing issue facing mine and your constituents, which is confiscatory levels of property
  • specifically asked us to take up a bill that I've been championing for two years that would make property
  • specifically asked us to take up a bill that I've been championing for two years that would make property
  • specifically asked us to take up a bill that I've been championing for two years that would make property
  • Members, today we celebrate the 100th anniversary of the National Association of Insurance and Financial
Summary: The committee meeting revolved around a variety of legislative matters, with significant emphasis placed on ongoing debates surrounding public safety initiatives and educational reforms. Members expressed diverse perspectives, particularly on how proposed amendments might impact local communities. A number of stakeholders offered insights, highlighting both potential benefits and drawbacks associated with the new policies being discussed. Notably, there were discussions regarding funding allocations and their implications for state resources.
TX

Texas 2025 - 89th Regular

Appropriations Mar 31st, 2025 at 02:03 pm

House Appropriations Committee

Transcript Highlights:
  • This bill appropriates 51 billion dollars for property tax relief, primarily through district property
  • There is $4.7 billion in savings due to property tax value growth.
  • This budget does not put our state on a path to eliminate property taxes.
  • Hell, I'm not even sure there's any serious property tax relief contained in this budget whatsoever.
  • And in fact, Texans' property tax bills are likely to increase if we pass this liberal trade law.
Bills: SB1, HB500
Summary: The meeting focused on reviewing the committee substitutes for SB1 and HB500, which are pivotal for the upcoming budget session. A significant point of discussion was the historic funding initiated under SB1, which dedicates approximately $4.1 billion to raise wages for personal attendants, improving services for vulnerable populations in Texas. Additionally, $78 million was allocated for crime victim services and infrastructure support within various counties. Representative Orr presented a robust overview of budget highlights, which received considerable backing from committee members emphasizing the importance of support for public safety and education.
TX

Texas 2025 - 89th Regular

State Affairs Mar 26th, 2025 at 08:00 am

House State Affairs Committee

Transcript Highlights:
  • All of this should be used for property tax relief.
  • Insurance may not fully cover the damage, and many are uninsured.
  • , seeds, chemicals, and fertilizers for their property to...
  • This responsibility lies not with the landowners themselves, but with the lessees of the property.
  • However, crops are not real property.
Summary: The committee meeting focused on several important bills aimed at providing support and protections for agricultural producers affected by border-related crimes. Notable discussions centered around HB246, which proposed an expanded compensation program for damages, including not just real property, but also crops, livestock, and the necessary funds for soil restoration due to pollutions from such crimes. Representative Ginn led the conversations, emphasizing the critical role agricultural landowners play in the state’s economy and their need for fair compensation. Witnesses, including stakeholders from agricultural organizations, provided testimonies highlighting the inadequacies of the current framework and the urgency for legislative action.
TX

Texas 2025 - 89th 2nd C.S.

Intergovernmental Affairs Aug 22nd, 2025 at 10:08 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • Insurance, whether it's, you know, paying for insurance
  • In addition to any insurance costs that the city has to keep in mind, and the insurance...
  • About property taxes and insurance, and other costs that
  • And of course, we know insurance rates follow what your property value is, not what you pay for it.
  • into residential properties.
Bills: HB26, HB73, SB14, HB46
Summary: The committee meeting primarily focused on discussions surrounding fiscal responsibility in local governments, particularly the implications of House Bills 46 and 73. Proponents argued that these bills would help limit unnecessary spending and ensure that expenditures are tied to inflation and population growth, addressing taxpayer concerns about rising local budgets. However, numerous city officials and representatives from various organizations voiced strong opposition, claiming that these measures would hinder essential services and infrastructure improvements, particularly in rapidly growing areas. Current spending practices were deemed inadequate for meeting the demands of public safety and community services, especially in light of increased costs in areas like public water systems and emergency response. The meeting was characterized by passionate debate, as stakeholders lined up to express their views both for and against the proposed legislation.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 31st, 2025 at 04:03 pm

Texas House Floor Meeting

Transcript Highlights:
  • Committee on Insurance.
  • the market value of the property.
  • If the owner purchases the property, the purchase price of the property is considered the market value
  • year in which the owner owns the property on January 1st is the market value of the property.
  • If the owner purchased the property, the purchase price of the property is considered the market value
Summary: The committee meeting primarily addressed various proposed bills concerning public safety, education, and taxation. Notably, HB4250 was discussed, relating to emergency power sources for nursing facilities. During the session, several amendments were proposed, leading to an in-depth discussion on the adequacy of the current infrastructure to support emergency generators, especially in light of recent events. The committee members also engaged in conversations regarding H.J.R. 172, a proposed constitutional amendment aimed at tax exemptions for residential properties, which sparked considerable debate about its fiscal implications.
TX

Texas 2025 - 89th Regular

Public Education Feb 25th, 2025 at 10:00 am

House Public Education Committee

Transcript Highlights:
  • But the statewide funding number that includes our property... the property tax relief that we gave last
  • Part of that is reporting property and casualty insurance

  • along the Gulf Coast that property and casualty insurance
  • Then you collect property taxes.
  • It's all targeted property wealth, I think.
Summary: The House Committee on Public Education convened a comprehensive meeting focused on critical issues impacting education in Texas. Chairman Buckley emphasized the committee's commitment to providing the largest public education investment in the state’s history while addressing pressing concerns such as funding disparities, teacher retention, and legislative changes impacting the educational landscape. Notably, Commissioner Mike Morath presented an extensive report detailing the current state of public education, highlighting a pressing need for adequate funding aligned with student needs and the challenges posed by deficit budgets in various school districts stemming from overreliance on temporary federal funding sources.
TX
Transcript Highlights:
  • It's property tax.
  • We're all sensitive to the property tax; we're working on that.
  • This isn't just health insurance; we also see an underwriting of insurance for life.
  • And this is a medical insurance bill now. It's not an...
  • insurance companies.
Summary: The committee meeting primarily focused on SB6, which is aimed at facilitating greater liability and addressing the challenges associated with load interconnection. The chair reopened discussions on the bill, engaging with several public testimonies. Among the 27 registered witnesses, many expressed support for the bill, emphasizing its significance in ensuring accurate load visibility and addressing issues in the energy sector. Notably, Lee Bratcher from the Texas Blockchain Council commended the committee's efforts while highlighting concerns related to transmission costs and their potential impact.
TX

Texas 2025 - 89th Regular

Criminal Jurisprudence Apr 3rd, 2025 at 10:30 am

House Criminal Jurisprudence Committee

Transcript Highlights:
  • First, one can obtain insurance with an invalid license.
  • All the money goes to insurance, and they can't afford to restore their license.
  • If this man crosses onto the property...

  • If he steps on school property, please call us."
  • Most of that is safeguarding the property, including all of our fuel dispensers.
Summary: The meeting focused primarily on the discussion surrounding HB1414, presented by Representative Bowers on behalf of Representative Dr. Alma Allen. The bill aims to eliminate the Class B misdemeanor penalty for driving with a suspended license (DWLI) for those with prior convictions, allowing county courts to dedicate resources to more serious offenses and potentially preventing many Texans from facing excessive debt and jail time. Representatives and witnesses provided insights into the bill's implications for individuals unable to afford civil surcharges that lead to license suspensions, highlighting the financial burdens placed on lower-income families.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 11th, 2025 at 02:00 pm

Texas House Floor Meeting

Transcript Highlights:
  • This bill is referred to the Committee on Insurance.
  • that arises from the use of xeriscape on the property, referred to the Committee on Ways and Means.
  • Warden or other peace officer commissioned by the Parks and Wildlife Department to enter private property
  • ="6804">HB 1399 by Harris relating to an exemption from ad valorem taxation of tangible personal property
  • relates to the limitation on increases in the appraised value of certain commercial real estate property
Summary: The committee meeting featured a thorough examination of several bills, including discussions on SB4 and HB2214. Members expressed varied opinions on the implications of these bills, with particular focus on land management and environmental concerns. The chair facilitated an active dialogue among members, highlighting both support and opposition from various stakeholders. Notably, public testimonies were also heard, contributing to the committee's understanding of community impacts related to the legislation. The meeting reflected a commitment to transparency and thorough consideration of each bill's potential effects.
TX

Texas 2025 - 89th Regular

Appropriations Feb 19th, 2025 at 10:30 am

House Appropriations Committee

Transcript Highlights:
  • Today I'll be providing a brief overview of property...
  • Again, the first payer is local property taxes.
  • , and then obviously property tax relief.
  • Those are items related to property tax relief.
  • property value growth rate.
Summary: During this committee meeting, the focus was on discussing critical infrastructure funding, especially related to water supply and flood mitigation projects. Chairwoman Stepney and the Water Development Board presented extensive details regarding the Texas Water Fund, which included $1 billion appropriated to assist various financial programs and tackle pressing water and wastewater issues. Additionally, funding allocations aimed at compromising the state's flood risk and improving water conservation were hotly debated, emphasizing collaboration among committee members and the necessity of addressing community needs in such projects.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 5th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • HB 766, relating to liability insurance for certain

  • , alteration, or construction of certain monuments, memorials, or designations located on public property
  • HB 854 by Garcia-Hernandez, relating to the payment for the replacement cost of lost or damaged property
  • under a homeowner's, renter's, or condominium owner's insurance policy, referred to the Committee on
  • Insurance.
Summary: The committee meeting began with a moment of silence dedicated to the memory of the late Congressman Sylvester Turner, acknowledged by multiple members who spoke eloquently about his legacy and contributions to the community. This emotional tribute was followed by a series of announcements, including recognizing distinguished guests and discussing significant upcoming dates such as Alamo Day. The atmosphere of the meeting reflected a blend of mourning and celebration of service, as members recounted personal anecdotes and expressing gratitude for Turner's guiding influence in their political paths.
TX

Texas 2025 - 89th Regular

Economic Development May 12th, 2025

Senate Economic Development Committee

Transcript Highlights:
  • Are these on public or private property or both?
  • span marker="205" data-time="1224"> and actually found that all of these creations were still the property
  • Would the state need a right to enter the private property?
  • , regardless of whether the marker is located on public or private property, Senator Johnson.
  • It also makes conforming changes to relevant codes for agriculture, human resources, insurance, labor
Summary: The meeting of the Economic Development Committee featured extensive discussions on several bills focused on streamlining processes, improving technology education, and preserving historical sites. House Bill 1240 was presented to unify the definition of the Texas-Mexico border region, which drew no objections during the public testimony segment. Another significant bill discussed was HB2768, aimed at establishing an IT apprenticeship credential to address workforce shortages in state government, indicating a proactive approach to enhancing the state's technical capabilities. The chair emphasized the importance of these initiatives in bolstering both education and economic capacity within Texas.
TX

Texas 2025 - 89th Regular

Senate Session (Part III) Feb 26th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • I too am very interested in their liability insurance.
  • I'm saying that the access to liability insurance does not seem to be a problem.
  • This bill has a section on liability insurance...
  • He's prescribed a section on liability insurance...
  • Insurance premiums that people are paying right now. They're paying $250 a month.
Summary: During this meeting, the Texas Senate discussed the pivotal CSSB26, aimed at addressing the rights and compensation of public school educators. The bill represents a significant shift in financial support for teachers, marking a historic commitment to permanently allocate resources for teacher salaries while removing existing constraints on district funding. Senator Creighton emphasized the need for comprehensive support not only for teachers but also for support staff such as librarians, bus drivers, and cafeteria workers. The meeting notably featured discussions on the implementation of the Teacher Incentive Allotment (TIA) and the introduction of new protection measures aimed at enhancing the teaching environment and ensuring educator safety.
TX

Texas 2025 - 89th Regular

Public Education Mar 4th, 2025 at 08:00 am

House Public Education Committee

Transcript Highlights:
  • You know, $800 to $900 million, but insurance premiums, there are many.
  • Some property insurers categorize risks by county, such as risks from hurricanes.
  • Insurance has tripled, buses have tripled, there are costs.
  • no longer are property wealthy, but are treated as if they were.
  • We recognize the need and benefit of property tax relief.
Bills: HB2
Summary: The committee meeting was focused on discussing HB2, a significant piece of legislation aimed at reforming school finance in Texas. During the discussion, members highlighted the ongoing challenges faced by school districts, including the impact of county appraisal districts failing the comptroller's property value study, which has led to budget reductions for many districts. Concerns were raised about ensuring that schools receive their entitlement funding and the need for potential amendments to address unresolved issues permanently. Various members expressed appreciation for the efforts made in HB2 to increase funding for at-risk students and improve overall educational outcomes.
TX

Texas 2025 - 89th Regular

Finance Feb 12th, 2025

Senate Finance Committee

Transcript Highlights:
  • tax relief, insurance, health care costs, all of those things.
  • tax relief, insurance, healthcare costs, all of those things.
  • us out with some property tax relief for childcare centers.
  • Senator West passed a bill for property tax relief for daycare.
  • Passed a bill for property tax relief for daycare.
Bills: SB1
Summary: The committee meeting addressed various pressing issues, notably the funding and appropriations for transportation and housing programs. Presentations focused on $40.4 billion in funding for highway projects, which is directed towards construction, maintenance, and infrastructure development for the upcoming biennium. Discussions highlighted the importance of addressing the capacity for project delivery amid increasing demands due to population growth and increased vehicle miles traveled in Texas. Additionally, Senator Hinojosa pushed for clarifying the funding available for driver education programs, especially for homeless and foster youth, which underscored a need for legislative support to ensure adequate resource allocation. Public testimonies lent depth to these discussions, presenting the human impact of legislative decisions.
TX

Texas 2025 - 89th Regular

Agriculture & Livestock Apr 1st, 2025 at 02:00 pm

House Agriculture & Livestock Committee

Transcript Highlights:
  • Yes, sir, or your own property. For example, Mr.
  • On your neighbor's property.
  • Because we heard that you could do this on your own property.
  • insurance, which has doubled.
  • I'm also an honorary advisor for the South Texas Property Rights Association.
Summary: The second bill, House Bill 3469, was introduced to address pest control regulations concerning nuisance birds. Representative Campos explained how the bill proposes non-lethal methods to deter these birds, such as the use of laser lights and sounds, which avoids conflict with both state and federal regulations. The committee heard impassioned testimonies from members of the public who shared firsthand experiences regarding the adverse effects of these birds on property and public health. The meeting concluded with both bills being left pending, reflecting a desire for further deliberation among the committee members.
TX
Transcript Highlights:
  • ...rocketing insurance costs.
  • As a small businessman, the cost of insurance is just...
  • If your sign gets blown out, rather than putting it on your property...
  • Just curious whether or not your insurance costs have stayed flat, have they gone up?
  • A 20% increase in insurance costs.

Summary: The meeting conducted by the committee saw extensive discussion surrounding several key bills, including HB4749, SB621, and HB201. Notably, HB3133, which involves legislation regarding explicit deepfake content and social media, was presented and debated vigorously with a committee substitute being proposed to align it with federal standards following the recent federal 'Take It Down' Act. The committee moved to report several bills favorably, including HB1506, emphasizing support for updating laws concerning political contributions and expenditures. Public testimonies were held on various bills, allowing stakeholders to voice their perspectives, particularly on legislation concerning tactical medical professionals and their role during high-risk incidents. The committee concluded the meeting by laying out additional bills for further discussion in subsequent sessions, underscoring a commitment to thorough legislative review.

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