Video & Transcript DataContr Research : 'property insurance'

Page 1 of 46
TX

Texas 2025 - 89th Regular

Insurance Apr 2nd, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • I'm with the American Property Casualty Insurance...
  • , a national trade association with about 1,500 members in property casualty insurers.
  • The only way to stabilize the property insurance market is to stop the losses.
  • Any insurer may provide personalized property and casualty insurance that creates economies of scale
  • Property and casualty insurance rates are very high, at an
Summary: The meeting of the House Committee on Insurance revolved around discussions primarily focused on the intricacies of multiple proposed bills aimed at reforming insurance regulations, particularly in the context of windstorm insurance. Chairman Hunter introduced HB3689, which seeks to create a more equitable funding system for the Texas Windstorm Insurance Association by eliminating costly debt financing options. Multiple testimonies from representatives of the insurance industry highlighted collaboration efforts that have resulted in more affordable coverage options for residents in coastal regions. Key stakeholders, including insurance experts and affected constituents, expressed overwhelming support for the proposed changes, emphasizing the urgent need for reform to combat the rising costs that have burdened homeowners over the years. Additionally, discussions around HB1576 focused on incentivizing homeowners to improve the resilience of their properties against weather-related damage through a proposed grant program administered by the Department of Insurance. This proposal was deemed a significant step toward stabilizing insurance costs and encouraging safer construction practices.
TX

Texas 2025 - 89th Regular

Insurance Apr 2nd, 2025 at 10:30 am

House Insurance Committee

Transcript Highlights:
  • American Property Casualty Insurance Association, we show you.
  • insurance.
  • By pooling resources, these faith organizations can collectively insure their properties at a lower cost
  • You're saving 20% on your property insurance, what would
  • insurance.
Summary: The committee meeting addressed several key bills, with significant discussions surrounding HB778, which focuses on insurance coverage for individuals undergoing gender transition and those wishing to detransition. During the presentations, the bill's author, Chairman Leach, emphasized the importance of ensuring coverage for potential adverse effects from gender transition procedures. However, concerns were raised by various witnesses regarding the potential implications of limiting coverage for transgender care, leading to heated debates and a range of testimonies from both supporters and opponents of the bill. HB2517 and HB2213 also received attention, with discussions centered on insurance premiums and board eligibility for the Texas Windstorm Insurance Association, respectively.
TX

Texas 2025 - 89th Regular

Insurance Apr 23rd, 2025 at 08:04 am

House Insurance Committee

Transcript Highlights:
  • I have been an insurance-based provider, with 98% of my clientele billed through insurance.
  • Texas faces an unprecedented crisis in property casualty insurance.
  • ...insurers will exacerbate the cost of insurer of last resort
  • If title insurance rates, which are set by the Texas Department of Insurance, are only updated every
  • Unlike traditional health insurance plans that often include complicated deductibles or co-insurance
Summary: The House Committee on Insurance meeting covered multiple bills focused on healthcare regulations and patient accessibility. Notably, House Bill 3057 was highlighted in testimony from citizens advocating for expanded access to CAR T-cell therapy, which has shown effectiveness for blood cancers. Testimonies were given by affected individuals, emphasizing the need for local treatment options without the burden of travel to distant medical facilities. Similarly, House Bill 4603 was laid out with the intent to align arbitration options and ensure that consumers receive timely resolutions in disputed medical charges. Overall, the committee demonstrated an active engagement with the public and various stakeholders while navigating key issues affecting health insurance and patient care in Texas.
TX

Texas 2025 - 89th Regular

Insurance Apr 23rd, 2025 at 10:04 am

House Insurance Committee

Transcript Highlights:
  • Property damage and property loss, because in appraisal, all
  • I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
  • insurance adjuster.
  • Today's Texas Department of Insurance suggests the insured check their policy to see if it has that right
  • and the insurer.
Summary: The committee meeting primarily focused on discussions surrounding SB458 and its companion bill HB4570, which address appraisal provisions in insurance policies. Chairman Dean emphasized the importance of preserving consumer rights regarding appraisals in dispute resolution and thanked stakeholders for their involvement. Testimonies were presented by various experts who supported the bill, highlighting how it could help consumers by providing a more efficient alternative to litigation in settling claims and potentially leading to higher awards for policyholders. The bill aims to streamline the appraisal process and ensure timely resolutions for insurance claims related to both personal and auto insurance.
TX

Texas 2025 - 89th Regular

Insurance Apr 30th, 2025 at 08:04 am

House Insurance Committee

Transcript Highlights:
  • If the claimant or the insured...
  • I represent a large segment of the commercial and residential property insurance industries in Texas.
  • Flood Insurance Program policies.
  • Show you Scott Kibbe, representing the American Property Casualty Insurance Association.
  • We have 160 property casualty insurers, so we have a healthy
Summary: The meeting of the House Committee on Insurance focused on several significant bills, including HB854, which aims to reform insurance payment structures to improve accessibility for homeowners needing urgent repairs. Representative Garcia-Hernandez strongly advocated for this bill, highlighting the struggles faced by constituents unable to cover upfront repair costs. Additionally, HB4092 was discussed, which seeks to clarify regulations surrounding pre-suit notices in insurance claims, emphasizing the importance of protecting policyholders' rights. The meeting included various testimonies, with both supporters and opponents voicing their concerns about how these bills could impact consumers and the insurance industry.
TX

Texas 2025 - 89th Regular

Insurance Apr 30th, 2025 at 10:04 am

House Insurance Committee

Transcript Highlights:
  • Insurance will come to order.

  • Members, healthcare provider insurance credentialing is

  • requires an insurer to determine a provider's eligibility within 90 days.
  • The insurer isn't required to include the applicant in

  • The insurer is entitled to payment from the provider

Summary: The meeting focused on House Bill 1642, which aims to establish an expedited credentialing process for chiropractors to help ensure patients receive timely treatment. Representative Cain presented the bill and emphasized that the lengthy credentialing delays harm patients seeking prompt care. Witnesses, including representatives from the Texas Chiropractic Association, voiced support for the bill, reiterating how essential it is for chiropractors to have the same expedited process available as other healthcare providers. The discussions highlighted the impact of delays in credentialing on patient care, particularly for those in pain, and proposed that the bill would alleviate these issues by enabling faster access to care for chiropractic patients. The meeting also included public testimony, where individuals expressed their concerns about current delays and the financial burden on patients. Representative Cain responded to queries and emphasized the importance of passing the bill to prevent unnecessary suffering and provide patients with timely access to chiropractic services. Ultimately, HB 1642 was left pending, allowing for further consideration, and the meeting concluded with appreciation for the witnesses and attendees present.
TX

Texas 2025 - 89th Regular

Insurance May 20th, 2025 at 09:05 am

House Insurance Committee

Transcript Highlights:
  • insurance...
  • In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
  • Next witness is Scott Kibbe, American Property Casualty Insurance
  • That way, the insurance cost that we're trying to buy would be less.
  • I'm with the insurance counsel. I'm showing you.
Bills: SB1642, SB1643, SB2530
Summary: The committee meeting held extensive discussions on multiple pieces of legislation focused primarily on insurance and healthcare. A significant portion of the meeting revolved around SB1643, which proposes changes to how property and casualty insurance rates are regulated in Texas by requiring prior approval from the Texas Department of Insurance (TDI) for any rate changes exceeding 10%. Members expressed mixed feelings about this proposal, with concerns that it might lead to increased costs for consumers while discussing the balance between consumer protection and maintaining a competitive insurance market. Witnesses offered testimony both in favor and against the bill, highlighting the importance of thoughtful regulatory frameworks amidst rising insurance costs.
TX

Texas 2025 - 89th Regular

Insurance Apr 17th, 2025 at 10:04 am

House Insurance Committee

Transcript Highlights:
  • Code relating to the Texas Property and Casualty Insurance Guarantee Association.
  • and casualty insurer becomes insolvent, with costs shared among member insurers.
  • When an insured makes a property claim, such as damage

  • to a house, car, or personal property, an insured...
  • It is all the more important in this line of insurance because title insurance is the only line of insurance
Summary: The meeting was characterized by detailed discussions surrounding several key bills, including HB1464, HB4012, and SB916. Representative Tallarico provided an overview of HB1464, which establishes a state drug purchasing pool aimed at reducing prescription costs for Texas consumers. Multiple stakeholders offered testimony, emphasizing the potential savings and expressing support for the bill. On the other hand, the discussion around HB4012 elicited differing opinions, particularly related to its implications for fraud enforcement in private insurance, with opponents warning against government overreach in private business dealings. Senator Spillers presented SB916, focusing on consumer protections against surprise billing from emergency medical services, indicating collaborative efforts with various health plans to strengthen patient protections without imposing financial burdens on them. Throughout the meeting, representatives and witnesses engaged in constructive dialogue about healthcare costs, insurance reforms, and consumer protection measures. The committee concluded with several bills left pending for future consideration, indicating ongoing concerns and a commitment to further deliberation on these important legislative matters.
TX

Texas 2025 - 89th Regular

Business and Commerce May 15th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • The legislature last session passed for property and casualty that an insurance company can provide loss
  • Um, so this is similar, but in health insurance and for life insurance.
  • I had an insurance agent whose life insurance premium went down.
  • insurance aspect, but we do support the concept of self-insurance in that area.
  • for insurance.
Summary: The Senate Committee on Business and Commerce convened to discuss a wide range of bills, including key pieces of legislation such as HB1922 and HB145, which address utilities' wildfire mitigation efforts. There was a notable emphasis on the importance of strengthening Texas' approach to dealing with electric utility liabilities and improving operational strategies in the event of wildfires. Public testimony was heard, with various stakeholders advocating for and expressing concerns about elements of the proposed regulations, highlighting the nuanced positions citizens and organizations hold regarding energy management and environmental safety. Additionally, several bills were reported favorably to the full Senate, indicating a smooth legislative progress during the meeting.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) Mar 27th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • I'm with the Texas Department of Insurance, Property and Casualty Division. I'm here as a resource.
  • Credit scores are commonly used when setting personal automobile or residential property insurance premiums
  • If the insurer is unable to contact the insured, the insurer
  • It shifts the duties of both the insurer and the insured.
  • The insurance company has a duty to defend that insured.
Summary: The meeting included discussions primarily focused on energy and insurance-related legislation. Senator Schwartner led the committee in reviewing multiple bills, with a notable emphasis on SB819, which faced opposition from various stakeholders, including energy providers and advocacy groups. Testimonies highlighted concerns about regulatory burdens potentially stifling renewable energy projects, which are crucial to Texas's energy needs. Furthermore, the committee examined SB458, aimed at improving the appraisal process for insurance claims, which garnered support from industry representatives for promoting fairness and transparency.
TX

Texas 2025 - 89th Regular

Natural Resources Mar 19th, 2025 at 10:30 am

House Natural Resources Committee

Transcript Highlights:
  • Initially, 700 property owners committed to take water service once it was available.
  • or otherwise other property that they intend to use to provide
  • There are things—I'm not going to try to memorize it—things like the value of personal property, the
  • where there's sand mining and property owners' property is
  • ...who are concerned with property flooding and damage as
Summary: The recent committee meeting addressed various critical bills, focusing primarily on water management and flood control across Texas. Notable discussions included House Bill 1177, which proposes introducing stricter penalties for floodplain violations, aiming to deliver swift accountability for ongoing offenses. Representative Cunningham highlighted the urgency of this issue, emphasizing that current enforcement mechanisms lead to prolonged legal challenges, which can heighten flood risks for vulnerable communities. This bill sparked numerous inquiries from members, showcasing the committee's commitment to improving flood management legislation.
TX

Texas 2025 - 89th Regular

Natural Resources Mar 19th, 2025 at 08:00 am

House Natural Resources Committee

Transcript Highlights:
  • projects, kind of like what we went through years ago with environmental control equipment and the property
  • To ensure the state's water security and to protect property
  • >

    Secondly, there's a legal reason, and that's private property

  • All the districts were pretty much financed through property taxes, and that changed, I think, with Senate
  • confirm the creation of a district, the fact that the districts were going to be financed through property
Summary: The committee meeting addressed critical water infrastructure issues, focusing primarily on H.J.R. 7 and HB 1400. Members emphasized the urgent need for dedicated funding to tackle Texas's impending water crisis, as population growth and drought significantly strain current water resources. Notable discussions included testimonies from representatives of the Environmental Defense Fund and the Texas Alliance of Groundwater Districts, who expressed strong support for these bills, underlining their importance in improving groundwater management and funding scientific approaches to water conservation. The committee highlighted the necessity of equipping groundwater conservation districts with resources to ensure robust groundwater science and research.
TX

Texas 2025 - 89th Regular

Insurance May 7th, 2025 at 08:05 am

House Insurance Committee

Transcript Highlights:
  • medical insurance covers the anesthesia provider's care, there’s often an exclusion in an insurance policy
  • General anesthesia would be covered by the medical insurance because it falls under the medical insurance
  • Insurers have the right, the freedom to contract.
  • This came after consultation with the American Property and Casualty Insurance Association and strengthened
  • SB 1307 instructs the Texas Department of Insurance (TDI) to create a health insurance reference guide
Summary: The meeting of the House Committee on Insurance centered around numerous healthcare-related bills, focusing heavily on issues such as artificial intelligence (AI) in medical determinations, autism insurance coverage, and HIV prevention. Representative Garcia Hernandez presented HB4635, aiming to ensure transparency in the use of AI in medical claim denials, which has become increasingly prevalent. The bill introduces mandates for disclosures on AI algorithms used in decisions, enhancing patient rights and keeping the Texas Department of Insurance informed of potential denials. Public testimony supported the bill as essential for safeguarding Texans from unintended biases in AI applications. Additionally, HB813, presented by Representative Goodwin, garnered attention for its effort to update autism-related insurance mandates, removing outdated age restrictions for therapy coverage. This legislation is seen as a crucial step in accommodating the needs of all individuals on the autism spectrum, regardless of the timing of their diagnosis.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) Apr 8th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • storm insurance costs.
  • Our members are 400 property and casualty insurance companies who write auto, home, and commercial insurance
  • , which, again, would be a cost borne by the insurance industry.
  • Is it across the state by all insurers?
  • That's right, all insurers except for mutuals, and that money is collected and paid by the insurers to
Summary: The committee meeting revolved around important discussions regarding two significant bills, SB2530 and SB2571, intended to address the funding challenges faced by the Texas Windstorm Insurance Association (TWIA). Senator Milton highlighted the need for reforms due to escalating reinsurance costs that have risen to over 60% of premiums. A notable focus was the proposed dynamic funding model, which aims to reduce reliance on fixed assessments and public securities tied to the current Probable Maximum Loss (PML) structure, allowing funding to adjust based on actual needs. Both bills received mixed responses, with public testimonies citing the potential for increased financial burdens on insurance companies if the assessments were restructured without careful consideration of market conditions.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part I) Apr 8th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • Basically, it is to help our insurance carriers, the workers' compensation insurance carriers based in
  • Out-of-state insurance carriers will not be charged

  • The committee substitute adds that insurers' commercial property or automobile rate filings require approval
  • So it adds in commercial property. Any questions? Senator Schwertner?
  • Under existing Texas property law, 90 percent of all funds...
Summary: In this committee meeting, a wide range of topics were addressed, notably the advancement of nuclear energy in Texas. The committee discussed Senate Bill 2967, aimed at exploring innovative energy technologies and the role of nuclear power in ensuring energy security. Several expert testimonies were heard, including insights from former PUC Commissioner Doug Robinson, who emphasized the potential of modular reactors and necessary state support to navigate the financial challenges commonly faced by nuclear energy projects. The committee's focus was on understanding current nuclear technology stages, determining required state incentives, and assessing the overall energy landscape in Texas.
TX

Texas 2025 - 89th Regular

Insurance Apr 9th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • I just tell the patient to get on the phone and call the insurance company because what the insurers.
  • The first thing is with the other disclosures that are required that an insurer provide to an insured
  • Again, not all insurers do this—some very large insurers...
  • and casualty insurance policies.
  • and casualty insurance policies.
Summary: The meeting of the committee included discussions concerning various bills primarily related to insurance policies, their regulations, and procedures. Notably, HB3812 was introduced to further streamline the prior authorization process in healthcare, enhancing the ease for practitioners to receive approvals for common procedures. The committee also deliberated over HB2213, which focused on the restructuring of the board of directors for the Texas Windstorm Insurance Association, and there was broad consensus to move it forward. Several other bills, such as HB2518, addressing installment premium payment plans for windstorm insurance, were also discussed and moved to be reported favorably without amendments.
TX

Texas 2025 - 89th Regular

Insurance Apr 9th, 2025 at 10:30 am

House Insurance Committee

Transcript Highlights:
  • Section 544.002 of the Insurance Code is intended to protect individuals from having insurance companies
  • and casualty insurance.
  • Credit-based insurance scores have been used in insurance for a few decades.
  • Insured patients...
  • Casualty Insurance Association.
Summary: The House Committee on Insurance convened to discuss multiple bills aimed at enhancing consumer protection and improving access to essential services. Notable discussions included HB2528, which seeks to eliminate prior authorization requirements for medications treating substance use disorders, thereby expediting access to crucial treatments for Texans. Representative Boosie laid out HB722, addressing transparency in auto insurance valuation processes, prompting engagement from various witnesses on how current practices potentially exploit consumers. Members voiced concerns about the intersection of bureaucratic delays and the urgency of addiction treatment, emphasizing the bill's potential life-saving implications.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Apr 9th, 2025 at 08:00 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • The Property Code, Chapter 51, governs liens on real property
  • the deed of trust to oversee the sale of the property, while
  • HB576 clarifies the Property Code, Chapter 51, by leveraging
  • It relates to liens created against real property as enforcement
  • Association to regulate the assembly association and the speech of property owners.
Summary: The meeting of the committee covered a range of bills focusing on various legislative measures aimed at improving transparency and accountability in both the public and private sectors. Notably, HB576 drew attention as it sought to clarify the legal definition of a 'person' in relation to real property transactions, addressing longstanding confusion in property law. Witnesses provided testimony supporting this bill, arguing it would greatly enhance clarity and uniformity in property dealings.
TX

Texas 2025 - 89th Regular

Health and Human Services (Part II) Apr 9th, 2025

Senate Health & Human Services Committee

Transcript Highlights:
  • Insurance to cover general anesthesia for some pediatric dental
  • Dental insurance and parents normally cover the cost

  • However, some medical health insurers do not want to cover the anesthesia.
  • However, we find it difficult to get insurers to approve

  • Health insurance for necessary general anesthesia for these
Summary: The meeting of the committee covered critical discussions focused on several key bills aimed at enhancing safety and improving healthcare access for vulnerable populations, particularly seniors and pediatric patients. The members heard testimony in support of SB1283, with Lieutenant Jonathan Blanchard from the Dallas Police Department advocating for the bill as a means to ensure safer environments in senior facilities by instituting criminal history checks for employees. Carmen Tilton from the Texas Assisted Living Association also highlighted the bill's balance between safety and privacy, showing strong support from various stakeholders. Additionally, the committee discussed SB527, which addresses the challenges of obtaining insurance coverage for general anesthesia required for pediatric dental procedures. Experts testified about the urgent need for reform to prevent potential health crises in children and to streamline care access for parents.

Research Filters

States
Terms / Sessions
Date Range
Chamber Records
Meetings / Events / Calendars