2025 -- H 5812
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LC002296
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S T A T E O F R H O D E I S L A N D
IN GENERAL ASSEMBLY
JANUARY SESSION, A.D. 2025
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A N A C T
RELATING TO INSURANCE -- LIABILITY INSURANCE
Introduced By: Representative Robert E. Craven
Date Introduced: February 28, 2025
Referred To: House Corporations
(by request)
It is enacted by the General Assembly as follows:
SECTION 1. Chapter 27-7 of the General Laws entitled "Liability Insurance" is hereby 1
amended by adding thereto the following section: 2
27-7-1.1. Wasting policies prohibited. 3
Every policy written insuring against liability for property damage or personal injuries or 4
both, and every policy written indemnifying any person by reason of that liability, other than the 5
payment of compensation under chapters 29 through 38 of title 28, shall state a policy limit to be 6
available in full for payment of such claims. No portion of the policy limit may be used for the 7
payment of fees or costs to defend a claim. 8
SECTION 2. This act shall take effect upon passage. 9
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LC002296
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LC002296 - Page 2 of 2
EXPLANATION
BY THE LEGISLATIVE COUNCIL
OF
A N A C T
RELATING TO INSURANCE -- LIABILITY INSURANCE
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This act would require that insurance policies for property damage, personal injuries, and 1
indemnification other than payment of compensation for workers compensation, state policy limits 2
and no amount of the policy may be used to pay costs to defend a claim. 3
This act would take effect upon passage. 4
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LC002296
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