Rhode Island House Bill H6276

Rhode Island 2025 Regular Session

• Introduced: 4/25/25
• Refer: 4/25/25

Caption

Creates the resilient Rhode Island property resilience act.

Impact

The bill proposes a $25 surcharge on property insurance in Rhode Island, which will fund the flood audit program created under this Act. This program is expected to assist both residential and commercial property owners in high-risk flood zones. By focusing on areas most susceptible to flooding, the bill advocates for increased resilience through property assessments that guide property owners on mitigation techniques. Practices such as structural elevation, floodproofing, and detailed risk evaluations are proposed to ensure long-term property protection and reduce potential economic losses from flooding.

Summary

House Bill H6276, known as the Rhode Island Property Resilience Act, is designed to address the increasing risks associated with flooding, storm surges, and sea level rise in Rhode Island. The Act seeks to implement a comprehensive approach by establishing a statewide flood audit program aimed at identifying vulnerable properties and recommending mitigation measures. The bill outlines the general assembly's recognition of the need for proactive measures to protect homes and businesses, thereby stabilizing the municipal tax base and enhancing public health and safety amidst natural disasters and climate change impacts.

Contention

While the bill aims to foster greater resilience to flooding, it has sparked debate regarding the implications of a state-administered program on local governance. Critics may argue that imposing a surcharge could burden property owners already facing financial challenges. Additionally, there are concerns about the effectiveness of the proposed flood audit program in truly mitigating risks and whether the guidelines provided will be sufficient to protect against the growing threat of severe weather and climate-related changes. This Act, while pioneering in its approach, raises questions on implementation efficiency and public buy-in from the targeted communities.